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Western Union Money Order Only in Mesa, AZ

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The 3547 E Southern Ave Western Union Money Order Only in Mesa, AZ is open 24 hours daily for check cashing and money orders.

Data compiled from public sources

Western Union Money Order Only Review

Western Union Money Order Only at 3547 E Southern Ave in Mesa, Arizona is a standalone check-cashing facility open 24 hours every day of the week. This location serves Mesa residents and nearby communities with convenient after-hours access to essential financial services. The round-the-clock schedule means you can handle money orders and check cashing whenever you are researching options, whether early morning or late at night.

This Mesa, AZ location provides money order services and check cashing with trained staff ready to assist. You can reach the branch at +1 602-337-6745 to confirm services, ask about fees, or get directions from anywhere in the Mesa area. Common reasons to visit include sending domestic money orders, cashing government checks, and accessing urgent financial services outside traditional banking hours.

For Mesa residents needing 24/7 check cashing or money orders, bring your government-issued ID and the check or payment method you're using. This standalone location on E Southern Ave provides an alternative when you need quick access to cash or to send money without waiting for standard business hours. Perfect for shift workers and anyone with non-traditional schedules.

Services & Features

Bill payment services
Money orders
Money transfers (domestic and international)
Price estimation tools
Standardized time services (historical)
Stock ticker services (historical)
Transfer tracking
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Established global reach with 174+ years of operational history and worldwide service coverage
  • Comprehensive financial service offerings including wire transfers, money orders, money transfers, bill pay, transfer tracking, and price estimation
  • Public company with substantial financial resources: $4.36 billion in 2023 revenue and $8.199 billion in total assets
  • Historically recognized as the world's largest money-transfer business with strong brand recognition
  • Large employee base (9,100 employees) providing operational support and network infrastructure
  • Successful business model adaptation—transitioned from telegraphy to money services and remains profitable
  • NYSE-traded company (WU) with listed financial reporting and S&P 600 component status

Cons

  • Limited information on fee structures, exchange rates, or pricing transparency from provided Wikipedia source
  • Faces increasing competition from digital fintech platforms and newer money transfer services not mentioned in profile
  • Ceased communications operations entirely by 2006, representing loss of formerly core business line
  • No specific data provided on customer service quality, complaint resolution, or regulatory compliance record
  • Profile does not address international regulatory challenges or compliance costs in global money transfer operations

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Mesa, AZ. It does not confirm that Western Union Money Order Only or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union Money Order Only offer?

Western Union Money Order Only offers 8 services including Wire transfers, Money orders, Money transfers (domestic and international), Bill payment services, Transfer tracking, and 3 more.

What profile signals are listed for Western Union Money Order Only?

Western Union Money Order Only has profile signals associated with Immigrants and expatriates sending money internationally to family and home countries, Customers requiring traditional money orders for payments and financial transactions, Individuals needing wire transfer services with established, reputable financial institutions, Users seeking bill payment services through an established, long-standing financial services provider.

What are the strengths and weaknesses of Western Union Money Order Only?

Key strengths: Established global reach with 174+ years of operational history and worldwide service coverage; Comprehensive financial service offerings including wire transfers, money orders, money transfers, bill pay, transfer tracking, and price estimation; Public company with substantial financial resources: $4.36 billion in 2023 revenue and $8.199 billion in total assets. Areas to consider: Limited information on fee structures, exchange rates, or pricing transparency from provided Wikipedia source; Faces increasing competition from digital fintech platforms and newer money transfer services not mentioned in profile.

How does Western Union Money Order Only compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3547 E Southern Ave, Mesa, AZ 85204
BBB Accredited
No
Visit Western Union Money Order Only

CreditDoc Profile Note

Research Note on Western Union Money Order Only

Western Union is profile signals for customers seeking traditional, established money transfer and money order services, particularly immigrants sending remittances internationally. The primary caveat is that Western Union operates in an increasingly competitive landscape with modern digital alternatives, and specific information about current fees, exchange rates, and service comparisons is not available in the provided source material.

Profile Signals

  • Immigrants and expatriates sending money internationally to family and home countries
  • Customers requiring traditional money orders for payments and financial transactions
  • Individuals needing wire transfer services with established, reputable financial institutions
  • Users seeking bill payment services through an established, long-standing financial services provider
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With Western Union Money Order Only

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Quick Summary

  • Western Union Money Order Only is listed as a Check Cashing & Money Services provider in Mesa, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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