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USA Check Center (formerly Check Center)
Contact
BBB:
Part of the Western Union chain · locations
Western Union in Memphis, TN
1620 Madison Ave, Memphis, TN features a Western Union location offering check cashing and money transfers, open daily 9AM-6PM.
Data compiled from public sources · Rating from CreditDoc methodology
Western Union Review
Western Union operates at 1620 Madison Ave in Memphis, TN as a standalone check-cashing and money transfer center. The location welcomes customers seven days a week with consistent 9AM-6PM hours, making it accessible whether you need services on a weekday or weekend.
This Memphis location offers full check cashing services, domestic and international money transfers, bill payment options, and money orders. Call +1 901-272-0171 to confirm specific services available, ask about transfer rates, or discuss payment methods accepted at this TN branch.
For Memphis residents, bring a valid government-issued ID when you visit to cash a check or send money. The daily 9AM-6PM hours mean you can stop by during work breaks or on the weekend, and the standalone location makes parking and access straightforward.
Services & Features
Bill payment services
Delivery method updates
Direct deposit to receiver's card
In-store cash pickup at agent locations
Inmate payment services
Mobile top-up services
Money orders
Online money transfer (domestic and international)
Price estimation tool
Real-time transfer tracking
Western Union Prepaid card services
Western Union Rewards loyalty program
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 24/7 online money transfer initiation through WU.com
- Extensive agent network with 150+ locations across the US
- Partnership with major national retailers (Walmart, Safeway, City Market, Kroger) for accessibility
- Multilingual support in 6 languages (English, Spanish, Haitian Creole, Chinese, French, Vietnamese)
- Real-time transfer tracking capability
- Multiple service options including bill payment, mobile top-up, and prepaid cards
- Loyalty rewards program (Western Union Rewards)
Cons
- Service hours vary by location and depend on retail partner hours, limiting late-night/weekend access
- Website provides no transparent pricing or fee information for cost comparison
- Some agent locations offer limited services (e.g., money orders only), creating inconsistent availability
- No indication of competitive rates or fee structure compared to alternatives
- Website mentions temporary service unavailability (Orange wallet feature), suggesting potential system reliability issues
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is Western Union legitimate?
Yes. Western Union is a registered company, headquartered in 1620 Madison Ave, Memphis, TN 38104.
Quick Facts
- Headquarters
- 1620 Madison Ave, Memphis, TN 38104
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Western Union
Western Union is best for consumers who need accessible money transfer services through physical retail locations and prefer in-person transactions, or those sending international remittances. The main caveat is that service depends on agent location hours and availability varies by location, plus the company provides minimal pricing transparency on its website.
Best For
- Customers sending money domestically or internationally with flexible pickup timing
- Unbanked or underbanked individuals preferring in-person transactions at familiar retail locations
- Multilingual speakers needing support in languages beyond English
- Users who can access locations during standard retail operating hours
Updated 2026-04-29
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