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Western Union in Memphis, TN

2.1/5

3923 Elvis Presley Blvd in Memphis, TN, Western Union offers check-cashing and money transfer services.

Data compiled from public sources · Rating from CreditDoc methodology

Western Union Review

The Western Union at 3923 Elvis Presley Blvd in Memphis, TN operates as a standalone check-cashing location serving the area. This Memphis branch is open Saturdays from 6AM to 10PM for customers needing quick financial services. The location provides convenient access for residents and visitors in the neighborhood.

This Memphis Western Union provides check-cashing, money transfers, bill payments, and other money services at competitive rates. Call +1 901-396-5557 to confirm current services, ask about fees, or get answers to specific questions about your transaction.

If you're a Memphis resident or visitor needing to cash a check or send money quickly, this Elvis Presley Blvd location is a reliable choice. Bring a valid government-issued photo ID and any necessary documentation for your transaction. Western Union is a trusted provider of money transfer and financial services.

Services & Features

ATM access at branch locations
Auto loans for new and used vehicles
Boat loans
Certificates of Deposit (CDs)
Drive-through banking services
Financial education and credit counseling resources
Free auto-buying resource tool
Kasasa Cash Back Checking accounts
Money Market accounts
Mortgage loans
Online banking and account management
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Auto loan rates as low as 5.49% APR for new vehicles with online or in-person application options
  • Kasasa Cash Back Checking offering 3% cash back on debit purchases up to $400 per qualification cycle
  • Multiple branch locations in Broken Arrow, Bixby, and Downtown Tulsa with extended drive-up hours (7:30am-5:30pm weekdays)
  • On-site ATMs at all branch locations and competitive deposit rates (CDs up to 3.46% APY)
  • Member testimonials highlighting personalized credit-building assistance and credit repair guidance
  • Free auto-buying resource tool for shopping new and pre-owned vehicles locally
  • Active community engagement including financial education content, shred days, and local school donations

Cons

  • Membership eligibility may be restricted based on geographic location or employment criteria not fully detailed on website
  • All advertised rates subject to change without notice and require credit approval; actual rates may vary significantly
  • Limited geographic footprint with only 3 identified branch locations in Oklahoma area
  • Money market account yield relatively modest at 1.20% APY compared to some online alternatives
  • Website lacks transparent information about membership fees, account minimums, or specific qualification requirements for advertised rates

Rating Breakdown

Value
2.0
Effectiveness
1.0
Customer Service
2.2
Transparency
2.0
Ease of Use
3.7

Frequently Asked Questions

Is Western Union legitimate?

Yes. Western Union is a registered company, headquartered in 3923 Elvis Presley Blvd, Memphis, TN 38116.

Quick Facts

Headquarters
3923 Elvis Presley Blvd, Memphis, TN 38116
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Western Union

Western Sun Federal Credit Union is best suited for Oklahoma residents (especially Tulsa area) seeking competitive auto loans, cash-back checking rewards, and personalized service from a community-focused financial institution. The primary caveat is that membership eligibility may be restricted by geography or employment, and all advertised rates require credit approval—actual rates offered may differ significantly from advertised minimums.

Best For

  • Oklahoma residents seeking competitive auto financing with personalized credit-building support
  • Individuals wanting cash-back rewards on everyday debit card spending through checking accounts
  • Community-focused savers and borrowers who prioritize local credit union service over national banks
Updated 2026-04-29

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