Part of the Western Union chain · locations
Western Union logo

Western Union in Long Beach, CA

No stored Google rating available.

1301 Long Beach Blvd's Western Union in Long Beach, CA provides money transfers and check cashing.

Data compiled from public sources

Western Union Review

Western Union operates a standalone check-cashing branch at 1301 Long Beach Boulevard in Long Beach, CA. The location is open Monday through Friday from 9 AM to 8 PM, and weekends from 9 AM to 7 PM, making it accessible for busy schedules. For Long Beach residents, this address provides convenient walk-in access to financial services.

This location specializes in wire transfers, international money transfers, check cashing, and bill payment services for Long Beach, CA residents. The experienced staff can help with domestic and international transactions. Call +1 562-599-1550 to confirm current services, exchange rates, and any identification requirements for your transaction.

When visiting this Long Beach branch, bring your government-issued ID and any checks you need to cash. Whether you're sending money overseas, cashing a paycheck, or paying a bill, this Long Beach location offers quick, reliable service. Plan to allow 10-15 minutes for most transactions.

Services & Features

Bill payment
Cash pickup at agent locations
Delivery method updates and customization
Friend referral program
Inmate payment services
International and domestic money transfers with online initiation
Mobile top-ups
Money orders
Receive money on card option
Transfer tracking
Western Union Prepaid card services
Western Union Rewards loyalty program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive agent network with 150+ locations shown in single state search, including major retailers (Walmart, Safeway, City Market, Kroger)
  • Hybrid 24/7 online initiation combined with same-day in-store payment and pickup options
  • Multi-language support in 6 languages (English, Spanish, Haitian Creole, Chinese, French, Vietnamese)
  • Track transfer feature provides real-time monitoring of money sent
  • Western Union Rewards program offers incentives for repeat customers
  • Accepts multiple payment methods and offers prepaid card options
  • Additional services including bill payment, mobile top-ups, and money orders reduce need for multiple providers

Cons

  • Transfer fees are higher than digital-only money transfer competitors like Wise or PayPal
  • Recipient pickup limited to agent location hours, which may not be 24/7 despite online availability
  • Website experienced service disruptions (Orange Wallet temporarily unavailable during research)
  • Some locations limited to money order services only (e.g., Circle K #0682 in Leadville)
  • Geolocation required for accurate location discovery, creating friction for users

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Long Beach, CA. It does not confirm that Western Union or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including International and domestic money transfers with online initiation, Cash pickup at agent locations, Money orders, Bill payment, Mobile top-ups, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Unbanked and underbanked consumers who prefer cash transactions and don't have access to digital banking, International remittance senders who need established, reported services with broad global coverage, Consumers prioritizing same-day cash availability over lowest transfer fees, Immigrant communities sending money to family abroad and needing multi-language support.

What are the strengths and weaknesses of Western Union?

Key strengths: Massive agent network with 150+ locations shown in single state search, including major retailers (Walmart, Safeway, City Market, Kroger); Hybrid 24/7 online initiation combined with same-day in-store payment and pickup options; Multi-language support in 6 languages (English, Spanish, Haitian Creole, Chinese, French, Vietnamese). Areas to consider: Transfer fees are higher than digital-only money transfer competitors like Wise or PayPal; Recipient pickup limited to agent location hours, which may not be 24/7 despite online availability.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1301 Long Beach Blvd, Long Beach, CA 90813
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for consumers who value physical accessibility and speed over competitive pricing—those without bank accounts, immigrants sending remittances, and anyone needing same-day cash access. The main caveat is that their fees significantly exceed digital alternatives like Wise or Remitly, making them more expensive for price-sensitive customers with internet access and bank accounts.

Profile Signals

  • Unbanked and underbanked consumers who prefer cash transactions and don't have access to digital banking
  • International remittance senders who need established, reported services with broad global coverage
  • Consumers prioritizing same-day cash availability over lowest transfer fees
  • Immigrant communities sending money to family abroad and needing multi-language support
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With Western Union

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Long Beach, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Western Union and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.