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Western Union in Long Beach, CA

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Western Union at 335 E 7th St in Long Beach, CA provides check-cashing, money transfers, and bill payment services with extended daily hours.

Data compiled from public sources

Western Union Review

Western Union at 335 E 7th St sits in downtown Long Beach, CA, just blocks from the waterfront and local business district. This standalone location opens seven days a week from 8 AM to 7 PM, making it convenient for residents and workers in the Long Beach area who need quick check-cashing or money transfer services during weekday and weekend hours.

At this Long Beach location, you can send domestic and international money transfers, cash checks, pay bills, and purchase prepaid cards. The staff is available at +1 562-436-7078 to answer questions about fees, transfer times, or specific services. Processing is usually immediate for cash checks and most transfers.

For Long Beach residents using this service, bring a valid government-issued ID and have account or reference numbers ready. Western Union is reported for remittance and check-cashing needs, making this E 7th St location a practical option if you're in downtown Long Beach.

Services & Features

Bill payment services
Cash pickup at agent locations
Domestic and international wire transfers
Inmate payment services
Mobile phone top-up (prepaid)
Money order issuance
Money receipt on prepaid card
Online money transfer initiation (24/7)
Refer-a-friend program
Transfer tracking
Western Union Prepaid card services
Western Union Rewards loyalty program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive physical network with 150+ locations in Colorado alone, including rural areas underserved by banks
  • 24/7 online transfer initiation on WU.com with flexible in-store pickup during agent location hours
  • Partnerships with major retailers (Walmart, Safeway, City Market, Kroger) for convenient access without dedicated branches
  • Multi-language support including Spanish, Haitian Creole, Chinese, French, and Vietnamese
  • Multiple service types beyond money transfer: bill pay, mobile top-up, inmate payments, money orders, prepaid cards
  • Real-time transfer tracking available to customers
  • Western Union Rewards loyalty program for regular users

Cons

  • Transfer fees and exchange rates not transparently displayed on the website—requires separate price estimation before commitment
  • Transfer costs typically higher than digital-only competitors like Wise or Remitly
  • Cash pickup limited to agent location business hours despite 24/7 online service availability
  • Temporary service outages noted on website (Orange wallet unavailability message), suggesting system reliability concerns
  • No publicly visible information on fraud protection, encryption, account security, or regulatory compliance disclosures

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Long Beach, CA. It does not confirm that Western Union or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Domestic and international wire transfers, Cash pickup at agent locations, Online money transfer initiation (24/7), Transfer tracking, Bill payment services, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Consumers in rural or underbanked areas without convenient access to traditional banks or fintech ATMs, Immigrants and multicultural populations sending money to family abroad who speak Spanish, Haitian Creole, Chinese, French, or Vietnamese, Customers who prefer in-person cash transactions and need physical location access during shopping trips, Users who need non-transfer services like bill payment, money orders, or prepaid card top-ups at a single location.

What are the strengths and weaknesses of Western Union?

Key strengths: Massive physical network with 150+ locations in Colorado alone, including rural areas underserved by banks; 24/7 online transfer initiation on WU.com with flexible in-store pickup during agent location hours; Partnerships with major retailers (Walmart, Safeway, City Market, Kroger) for convenient access without dedicated branches. Areas to consider: Transfer fees and exchange rates not transparently displayed on the website—requires separate price estimation before commitment; Transfer costs typically higher than digital-only competitors like Wise or Remitly.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
335 E 7th St, Long Beach, CA 90813
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for unbanked and underbanked consumers, immigrants, and anyone needing cash-based money transfer services in areas with limited fintech infrastructure. The main caveat is that fees are typically higher than digital alternatives, and the lack of listed pricing on their website creates friction—users must estimate costs separately before committing to a transfer.

Profile Signals

  • Consumers in rural or underbanked areas without convenient access to traditional banks or fintech ATMs
  • Immigrants and multicultural populations sending money to family abroad who speak Spanish, Haitian Creole, Chinese, French, or Vietnamese
  • Customers who prefer in-person cash transactions and need physical location access during shopping trips
  • Users who need non-transfer services like bill payment, money orders, or prepaid card top-ups at a single location
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Long Beach, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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