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Jersey City, NJ – Western Union at 358 Grove St Ste 2 provides check cashing and money transfer services.
Data compiled from public sources
This Western Union location sits at 358 Grove St Ste 2 in Jersey City, NJ. The standalone branch is open Monday through Friday from 9 AM to 5 PM, Saturday 9 AM to 3 PM, and closed Sundays. It's a convenient check-cashing and money transfer hub for Jersey City residents and visitors.
The Jersey City Western Union provides check cashing, money transfers, bill payments, and related financial services. For account-specific questions or to confirm services for your needs, call +1 201-432-6549 during business hours.
When visiting this location in Jersey City, bring a valid government-issued ID for all transactions. Check-cashing typically requires an ID and the check itself; money transfers require proper identification and beneficiary details. This standalone branch serves the Grove Street area with reliable access to Western Union services.
Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.
491
Complaints (12 months)
1.0%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
This is state-level context for Check Cashing & Money Services consumers in Jersey City, NJ. It does not confirm that Western Union or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Short-term lending status: Banned
General rate context: 30% for consumer loans (criminal usury); payday lending banned
New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against predatory lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Western Union offers 12 services including Domestic and international money wire transfers, Cash pickup at agent locations, Money orders (location-dependent), Bill payment services, Real-time transfer tracking, and 7 more.
Western Union has profile signals associated with Consumers sending money internationally to family or contacts in countries with Western Union infrastructure, Individuals needing cash pickup services without maintaining a traditional bank account, Multilingual speakers, particularly Spanish, Haitian Creole, Chinese, French, or Vietnamese speakers in underserved communities, Customers who value convenience of agent locations embedded in grocery stores and major retailers they already visit.
Key strengths: Extensive physical network with 150+ locations in Colorado alone, distributed across major retailers (Walmart, City Market, Safeway, Circle K, Kroger); 24/7 online initiation of transfers via WU.com with flexible in-store payment options; Extended agent hours at many locations (some open until 11:59 PM), improving accessibility. Areas to consider: Fees for money transfers and money orders are not transparently displayed on the site; customers must request estimates per transaction; Service availability varies significantly by location—some agents only offer money orders, not full transfer services.
In the Check Cashing & Money Services category, comparable providers include CFSC Checks Cashed Bergen Ave Jersey City, Check Cashing Services Inc, Kwik Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Western Union is profile signals for consumers without traditional bank accounts who need to send money domestically or internationally, or who require cash access at convenient retail locations. The primary caveat is that service hours and available offerings vary significantly by agent location, and transfer fees are not transparently displayed online—customers must obtain estimates for each transaction to understand true costs.
CFSC Bergen Ave is a check-cashing and financial services center offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards in Jersey City.
Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support
United Check Cashing operates 40+ locations across the Northeast and select markets, providing check cashing, money orders, and bill payment services.
Profile signals: Unbanked consumers without access to traditional bank accounts, Small business owners and merchants needing quick check conversion and related financial services
Kwik Check Cashing in Newark, NJ offers check cashing, wire transfers, money orders, and prepaid debit cards for individuals and businesses needing fast access to funds.
Profile signals: Unbanked or underbanked individuals needing same-day check cashing without bank account requirements, Small contractors and construction workers managing project-based cash flow and rapid payment cycles
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