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Western Union in Garfield Heights, OH

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Garfield Heights Western Union on Turney Rd offers money transfers, bill payments, and money orders to customers throughout the area.

Data compiled from public sources

Western Union Review

The Western Union location at 4948 Turney Rd in Garfield Heights, OH is a standalone money transfer center, open seven days a week from 7 AM to 10 PM for the convenience of Garfield Heights residents.

This Garfield Heights, OH branch offers domestic and international money transfers, bill payment services, and money orders. For specific questions about transfer fees, destinations, or available services, contact the location at +1 216-641-0398.

Residents of Garfield Heights who need to send money quickly should bring a valid government-issued ID and have the recipient's information ready. Western Union at this location provides a fast, reliable option for same-day transfers.

Services & Features

Find agent locations
Mobile top-up
Money orders
Pay bills
Pay inmate services
Pick up cash transfers
Receive money on a card
Refer a friend program
Send money (domestic and international)
Track transfers online
Western Union Prepaid card option
Western Union Rewards program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive global network of agent locations for convenient cash pickup
  • Multi-language support including English, Spanish, Haitian Creole, Chinese, French, and Vietnamese
  • Multiple service options including money transfers, bill payment, and mobile top-ups
  • Western Union Rewards program for frequent users
  • Track transfer feature allowing customers to monitor sent funds
  • Prepaid card options available for receiving money
  • Online and in-person sending options available

Cons

  • Website displays 404 errors and service disruptions (Orange wallet temporarily unavailable)
  • Limited detailed service information accessible from the provided website content
  • Reliance on agent network means not all locations available in all areas
  • Geolocation feature requires browser permissions to find nearest locations
  • No specific pricing, fee, or APR information visible on the location-finding pages provided

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Garfield Heights, OH. It does not confirm that Western Union or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Send money (domestic and international), Pick up cash transfers, Track transfers online, Find agent locations, Pay bills, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Unbanked and underbanked consumers needing cash access without traditional bank accounts, International remittance senders supporting family members in other countries, Multilingual speakers in immigrant communities requiring money transfer services.

What are the strengths and weaknesses of Western Union?

Key strengths: Extensive global network of agent locations for convenient cash pickup; Multi-language support including English, Spanish, Haitian Creole, Chinese, French, and Vietnamese; Multiple service options including money transfers, bill payment, and mobile top-ups. Areas to consider: Website displays 404 errors and service disruptions (Orange wallet temporarily unavailable); Limited detailed service information accessible from the provided website content.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4948 Turney Rd, Garfield Heights, OH 44125
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for unbanked consumers and international remittance senders who need convenient cash access through physical agent locations rather than traditional banking infrastructure. The primary caveat is that service quality and specific fees are not listed from the website content provided, and the company's digital platform appears to have technical issues limiting full service visibility.

Profile Signals

  • Unbanked and underbanked consumers needing cash access without traditional bank accounts
  • International remittance senders supporting family members in other countries
  • Multilingual speakers in immigrant communities requiring money transfer services
Updated 2026-05-08

Similar Companies

Bancosecha logo

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.

BBB: NR

Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

Compare Your Needs With Western Union

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Garfield Heights, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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