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USA Check Center (formerly Check Center)
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Part of the Western Union chain · locations
Western Union in Elgin, TX
Elgin, TX's Western Union at 1320 US-290 offers money transfers and check cashing with convenient local hours.
Data compiled from public sources · Rating from CreditDoc methodology
Western Union Review
Western Union's Elgin, TX location at 1320 US-290 stands as a standalone check-cashing facility serving the local Elgin community. Open Monday through Wednesday from 10 AM to 6 PM, Thursday and Friday from 9 AM to 7 PM, and weekend hours from 10 AM to 6 PM Saturday and 12 PM to 4 PM Sunday, this branch is conveniently positioned along US-290 for easy access.
At this Elgin Western Union branch, you can transfer money domestically and internationally, cash checks, pay bills, and access additional financial services. Call +1 800-903-7490 to confirm specific service availability or to get questions answered before your visit to the 1320 US-290 location in Elgin.
Whether you're an Elgin resident needing a quick money transfer, sending funds to family, or cashing a check, bring a valid government-issued ID and plan your visit around the extended weekday and weekend hours available at this TX location. Western Union handles urgent financial needs with reliability and speed.
Services & Features
Access to 30,000 CO-OP surcharge-free ATMs nationwide
Consumer loans
Drive-through banking services
In-person banking at 6 branch locations
Loan applications
On-site ATM access at 4 branches
Online account access and login
Saturday morning lobby and drive-through hours at select branches
Share certificates (CDs)
Share savings accounts
Shared branching access to 5,600 credit union service centers
Telephone banking (customer service phone lines provided)
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Access to 30,000 surcharge-free CO-OP ATMs nationwide plus 5,600 shared branch locations
- Not-for-profit credit union structure means lower fees and competitive rates compared to for-profit banks
- Extended banking hours including Saturday morning service at most branches
- Both lobby and drive-through services available at 4 of 6 locations
- NCUA-insured member accounts up to $250,000
- Main office in Broken Arrow open 7:30am-5:30pm weekdays with drive-through service
- Multiple conveniently located branches across Tulsa metropolitan area
Cons
- Membership limited to Oklahoma residents/employees in Tulsa-area service territory
- Two locations (Downtown Tulsa and West Tulsa) lack drive-through service and on-site ATMs
- Limited branch network of only 6 locations compared to regional/national banks
- No information provided about specific loan products, rates, or membership eligibility requirements
- Smaller institution may have fewer digital banking features than larger credit unions
Rating Breakdown
Value 2.0
Effectiveness 1.0
Customer Service 2.2
Transparency 2.0
Ease of Use 3.7
Frequently Asked Questions
Is Western Union legitimate?
Yes. Western Union is a registered company, headquartered in 1320 US-290, Elgin, TX 78621.
Quick Facts
- Headquarters
- 1320 US-290, Elgin, TX 78621
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Western Union
Western Sun Federal Credit Union is best for Oklahoma residents in the Tulsa area who want member-owned banking with no-fee ATM access nationwide. The main caveat is limited geographic service territory—membership and full branch access are restricted to the Oklahoma/Tulsa region, making it unsuitable for consumers outside this area or those requiring extensive multi-state branch networks.
Best For
- Oklahoma residents in the Tulsa metropolitan area seeking local, member-owned banking
- Individuals employed by WSFCU-affiliated employers who qualify for membership
- Consumers who prioritize credit union principles and lower fees over extensive national branch networks
- Members of the Broken Arrow, Bixby, Okmulgee, and Owasso communities
Updated 2026-04-29
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