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Cleveland's Western Union at 3050 W 117th St offers money transfer and check cashing services daily 8AM-8PM.
Data compiled from public sources
Western Union at 3050 W 117th St in Cleveland, OH is a standalone check-cashing store open 7 days a week. The location at this West 117th Street address operates daily from 8AM to 8PM, making it accessible for morning and evening transactions. This Cleveland branch provides convenient access to money transfer and check-cashing services for residents throughout the area.
This Western Union location in Cleveland offers domestic and international money transfers, check cashing, and bill payment services. Customers can call +1 216-941-5012 to confirm service availability, ask about fees, or get directions. The staff can assist with transfer options for sending money domestically or internationally.
When visiting Western Union on West 117th Street in Cleveland, bring a valid government-issued ID to cash checks or send transfers. Popular times to avoid lines include early morning or late afternoon. Western Union provides essential financial services for residents who need quick money transfers or check cashing without a traditional bank account.
Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.
491
Complaints (12 months)
1.0%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
This is state-level context for Check Cashing & Money Services consumers in Cleveland, OH. It does not confirm that Western Union or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Western Union offers 12 services including Online money sending with 24/7 availability, In-store cash payment for transfers, Cash pickup at agent locations, Transfer tracking and real-time status updates, Price estimation tools, and 7 more.
Western Union has profile signals associated with Unbanked and underbanked consumers without access to traditional bank accounts, International money senders needing reliable cash pickup at physical locations, Customers preferring established, recognizable brands with extensive retail presence, Non-English speakers in communities with multilingual support availability.
Key strengths: Extensive agent network with 150+ verified locations across the US at major retailers; 24/7 online money sending available, with in-store payment options based on agent hours; Multiple payment methods and delivery options including cash pickup and card transfer. Areas to consider: Pricing and exchange rates not disclosed on publicly available pages, making cost comparison difficult; Service availability dependent on third-party retail partner hours, not dedicated Western Union locations.
In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Western Union is profile signals for consumers needing reliable, widely-accessible money transfer services through established retail locations, particularly those without bank accounts or those sending money internationally. The main caveat is that specific pricing, fees, and competitive rate information are not transparently displayed on their public-facing location pages, requiring customers to contact agents directly or visit the main site for cost details.
Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.
Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America
Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.
Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments
Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.
Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options
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