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Western Union in Cleveland, OK

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Cleveland, OK's Western Union at 501 N Broadway St offers check cashing, money transfers, and bill payment services during extended hours.

Data compiled from public sources

Western Union Review

Western Union's check-cashing location in Cleveland, OK is situated at 501 N Broadway St, a standalone storefront in the heart of downtown Cleveland. The store operates seven days a week from 9 AM to 9 PM, making financial services readily available to Cleveland residents and visitors during evenings and weekends.

This Cleveland location provides check cashing for local and out-of-state checks, money transfer services, and convenient bill payment options. Customers can reach the store directly at 918-358-2774 to verify services or ask questions before visiting.

When planning a visit to the Western Union at 501 N Broadway St in Cleveland, bring a valid government-issued photo ID. For Cleveland, OK residents, this standalone location offers reliable check cashing without requiring a bank account, making it a practical choice for immediate financial needs.

Services & Features

Auto loans (new vehicles from 5.49% APR)
Boat loans (7.64% APR)
Certificate of Deposit accounts (up to 3.46% APY)
Drive-through teller service
Financial education resources
Free auto buying resource tool
Kasasa Cash Back Checking accounts (3% cash back)
Money Market accounts (1.20% APY)
Mortgage loans
Online banking
Savings accounts
Used auto loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Auto loan rates as low as 5.49% APR for new vehicles with online application option
  • Kasasa Cash Back Checking offering 3% cash back on debit purchases up to $400 per cycle
  • Multiple branch locations in Broken Arrow, Bixby, and Downtown Tulsa with drive-through service
  • Extended drive-up hours (7:30am-5:30pm weekdays) and Saturday service at select locations
  • Certificate accounts offering rates as high as 3.46% APY
  • Free auto buying resource tool for car shopping assistance
  • Community-focused with member testimonials highlighting credit improvement support

Cons

  • Membership requirement limits access compared to traditional banks; eligibility criteria not clearly stated on website
  • Limited geographic service area restricted to Tulsa, Oklahoma metropolitan region
  • Boat loan rates (7.64% APR) are higher than auto loans with less competitive positioning
  • Money market rates (1.20% APY) are relatively low compared to high-yield savings alternatives
  • Website lacks comprehensive fee schedule, minimum deposit requirements, and detailed membership eligibility information

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Cleveland, OK. It does not confirm that Western Union or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Auto loans (new vehicles from 5.49% APR), Used auto loans, Boat loans (7.64% APR), Mortgage loans, Kasasa Cash Back Checking accounts (3% cash back), and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Tulsa-area residents seeking auto financing with rate claims to verify and personalized service, Credit union members wanting cash-back checking with debit card rewards, Local consumers interested in credit improvement programs and member-owned financial institutions, Vehicle buyers (new and used cars) seeking rates below 6% APR with flexible application options.

What are the strengths and weaknesses of Western Union?

Key strengths: Auto loan rates as low as 5.49% APR for new vehicles with online application option; Kasasa Cash Back Checking offering 3% cash back on debit purchases up to $400 per cycle; Multiple branch locations in Broken Arrow, Bixby, and Downtown Tulsa with drive-through service. Areas to consider: Membership requirement limits access compared to traditional banks; eligibility criteria not clearly stated on website; Limited geographic service area restricted to Tulsa, Oklahoma metropolitan region.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include American Check Cashers, Cashland, El Valle Money Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
501 N Broadway St, Cleveland, OK 74020
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Sun Federal Credit Union is profile signals for Tulsa-area residents who qualify for membership and want competitive auto loan rates (5.49% APR) with community-focused service and cash-back checking benefits. The primary caveat is that membership eligibility requirements are not transparently disclosed on their website, and geographic service is limited to the Tulsa metropolitan area; prospective members must contact the credit union directly to confirm eligibility and access detailed terms.

Profile Signals

  • Tulsa-area residents seeking auto financing with rate claims to verify and personalized service
  • Credit union members wanting cash-back checking with debit card rewards
  • Local consumers interested in credit improvement programs and member-owned financial institutions
  • Vehicle buyers (new and used cars) seeking rates below 6% APR with flexible application options
Updated 2026-05-08

Similar Companies

American Check Cashers logo

American Check Cashers

American Check Cashers has provided check cashing and financial services in Oklahoma City since 1992, offering standard cash advance and check processing solutions.

BBB: NR

Profile signals: SE Oklahoma City residents near 15th Street seeking local check cashing without traveling far, Customers with payroll or government checks needing same-day cash conversion

Cashland logo

Cashland

Oklahoma-based financial services company offering check cashing, bill payments, loans, and money transfer services across 9 locations with over 30 years of operation.

BBB: NR

Profile signals: Oklahoma residents needing immediate check cashing or bill payment services at physical locations, Employed individuals with stable payday income researching emergency-cash options for unexpected expenses

El Valle Money Services logo

El Valle Money Services

El Valle Money Services is a check-cashing and financial services provider located in Oklahoma City, offering basic money transmission and payment services.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing immediate check cashing services, Southwest Oklahoma City residents requiring local money services and bill payment

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Cleveland, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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