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USA Check Center (formerly Check Center)
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BBB:
Part of the Western Union chain · locations
Western Union in Cleveland, OK
Cleveland, OK's Western Union at 501 N Broadway St offers check cashing, money transfers, and bill payment services during extended hours.
Data compiled from public sources · Rating from CreditDoc methodology
Western Union Review
Western Union's check-cashing location in Cleveland, OK is situated at 501 N Broadway St, a standalone storefront in the heart of downtown Cleveland. The store operates seven days a week from 9 AM to 9 PM, making financial services readily available to Cleveland residents and visitors during evenings and weekends.
This Cleveland location provides check cashing for local and out-of-state checks, money transfer services, and convenient bill payment options. Customers can reach the store directly at 918-358-2774 to verify services or ask questions before visiting.
When planning a visit to the Western Union at 501 N Broadway St in Cleveland, bring a valid government-issued photo ID. For Cleveland, OK residents, this standalone location offers reliable check cashing without requiring a bank account, making it a practical choice for immediate financial needs.
Services & Features
Auto loans (new vehicles from 5.49% APR)
Boat loans (7.64% APR)
Certificate of Deposit accounts (up to 3.46% APY)
Drive-through teller service
Financial education resources
Free auto buying resource tool
Kasasa Cash Back Checking accounts (3% cash back)
Money Market accounts (1.20% APY)
Mortgage loans
Online banking
Savings accounts
Used auto loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Auto loan rates as low as 5.49% APR for new vehicles with online application option
- Kasasa Cash Back Checking offering 3% cash back on debit purchases up to $400 per cycle
- Multiple branch locations in Broken Arrow, Bixby, and Downtown Tulsa with drive-through service
- Extended drive-up hours (7:30am-5:30pm weekdays) and Saturday service at select locations
- Certificate accounts offering rates as high as 3.46% APY
- Free auto buying resource tool for car shopping assistance
- Community-focused with member testimonials highlighting credit improvement support
Cons
- Membership requirement limits access compared to traditional banks; eligibility criteria not clearly stated on website
- Limited geographic service area restricted to Tulsa, Oklahoma metropolitan region
- Boat loan rates (7.64% APR) are higher than auto loans with less competitive positioning
- Money market rates (1.20% APY) are relatively low compared to high-yield savings alternatives
- Website lacks comprehensive fee schedule, minimum deposit requirements, and detailed membership eligibility information
Rating Breakdown
Value 2.0
Effectiveness 1.0
Customer Service 2.2
Transparency 2.0
Ease of Use 3.7
Frequently Asked Questions
Is Western Union legitimate?
Yes. Western Union is a registered company, headquartered in 501 N Broadway St, Cleveland, OK 74020.
Quick Facts
- Headquarters
- 501 N Broadway St, Cleveland, OK 74020
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Western Union
Western Sun Federal Credit Union is best for Tulsa-area residents who qualify for membership and want competitive auto loan rates (5.49% APR) with community-focused service and cash-back checking benefits. The primary caveat is that membership eligibility requirements are not transparently disclosed on their website, and geographic service is limited to the Tulsa metropolitan area; prospective members must contact the credit union directly to confirm eligibility and access detailed terms.
Best For
- Tulsa-area residents seeking auto financing with competitive rates and personalized service
- Credit union members wanting cash-back checking with debit card rewards
- Local consumers interested in credit improvement programs and member-owned financial institutions
- Vehicle buyers (new and used cars) seeking rates below 6% APR with flexible application options
Updated 2026-04-29
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