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USA Check Center (formerly Check Center)
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Part of the Western Union chain · locations
Western Union in Bakersfield, CA
Bakersfield's Western Union at 3315 S H St offers money transfers and check cashing services daily 8AM-9PM.
Data compiled from public sources · Rating from CreditDoc methodology
Western Union Review
Located at 3315 S H St in Bakersfield, CA, this Western Union offers convenient access to money transfer and check cashing services in the heart of the city. The standalone location operates seven days a week, keeping extended hours from 8AM to 9PM, making it accessible for Bakersfield residents whether you're stopping by on a weekday morning or a Sunday evening.
At this Bakersfield Western Union location, you can send and receive money transfers domestically and internationally, as well as cash checks. The professional staff at 3315 S H St is available to assist you with all your money transfer needs. For specific questions or to confirm service availability, call +1 661-396-0634.
When visiting the Bakersfield Western Union on S H St, bring a valid government-issued ID for all transactions. Whether you're a local Bakersfield resident or passing through CA, this location provides reliable check cashing and money transfer services during convenient daily hours to meet your financial needs.
Services & Features
Cash pickup at agent locations
Delivery method updates and transaction estimates
Domestic and international money wire transfers
Inmate payment processing
Mobile top-up for cell phones
Money order processing
Money receipt on card instead of cash
Online bill payment
Real-time transfer tracking
Refer-a-friend rewards program
Western Union Prepaid card services
Western Union Rewards loyalty program
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive physical network with 150+ locations in Colorado alone, providing widespread access to cash pickup and payment services
- 24/7 online transaction initiation through WU.com with flexible in-store payment options
- Multilingual support in six languages (English, Spanish, Haitian Creole, Chinese, French, Vietnamese) serving diverse customer bases
- Multiple agent partnerships including Walmart, Safeway, City Market, Kroger, and Circle K for convenient locations
- Real-time transfer tracking capability for customers to monitor their transactions
- Western Union Rewards program offering benefits for frequent users
- Specialized services including inmate payments, mobile top-up, and prepaid card options
Cons
- Service availability is strictly limited to individual agent store hours (typically 6:00-8:00 AM opening times), making genuine 24/7 service impossible despite online claims
- Fees for wire transfers and money orders are not displayed on the website, making cost comparison difficult and potentially hiding expensive pricing
- Current service delays reported for certain international payment corridors (Orange Wallet in Cameroon), indicating reliability issues
- Money order services are limited at some locations (e.g., Circle K #0682 Leadville offers money orders only, not full transfer services)
- No transparent pricing information available on the location-finder pages, requiring customers to call or visit in person to learn costs
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is Western Union legitimate?
Yes. Western Union is a registered company, headquartered in 3315 S H St, Bakersfield, CA 93304.
Quick Facts
- Headquarters
- 3315 S H St, Bakersfield, CA 93304
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Western Union
Western Union is best for unbanked and underbanked consumers, immigrants, and people without digital banking access who need physical locations to send money and pay bills. The primary caveat is that despite 24/7 online availability, actual service delivery is completely dependent on individual agent store hours, typically 6:00-8:00 AM to 11:59 PM, and fees are not transparently displayed, potentially making this option expensive compared to digital alternatives.
Best For
- Immigrants and international communities sending money to family abroad who need multilingual support and culturally familiar service
- Individuals without bank accounts or traditional financial access who need physical locations to send money and pay bills
- Consumers requiring bill payment services and money orders at convenient retail locations
- People making time-sensitive transfers who can access agent locations during standard business hours
Updated 2026-04-29
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