Part of the Western Union chain · locations
Western Union logo

Western Union in Bakersfield, CA

No stored Google rating available.

Western Union in Bakersfield, CA at 5700 Stockdale Hwy offers check cashing and money transfer services 7 days a week.

Data compiled from public sources

Western Union Review

Located at 5700 Stockdale Hwy in Bakersfield, CA, this Western Union location is a standalone check-cashing and money transfer service. The Bakersfield branch operates consistently throughout the week, welcoming customers from Monday through Sunday from 8 AM to 8 PM, making it convenient for those with various schedules.

At this Bakersfield Western Union, customers can cash checks, send money transfers internationally and domestically, and access other financial services. For specific information about fees, service options, or to confirm availability, call +1 661-328-6950 during operating hours.

If you're a Bakersfield resident needing quick check cashing or reliable money transfer services, bring a valid photo ID and any checks or transfer information. This location provides fast service for urgent financial needs in the CA area.

Services & Features

Bill payment services
Domestic money transfers (send and pick up cash)
Inmate payment services
International wire transfers to 200+ countries
Mobile top-up (cellular service credits)
Money orders
Online money transfer initiation via WU.com
Receive money on card option
Receiver management and delivery method updates
Transfer price estimation tool
Transfer tracking and monitoring
Western Union Prepaid card products

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 online transaction initiation through WU.com with flexible in-store payment timing
  • Extensive agent network across major retailers like Walmart, Safeway, and City Market for convenient cash pickup
  • Multilingual support in 6+ languages including English, Spanish, Haitian Creole, Chinese, French, and Vietnamese
  • Comprehensive service menu including money transfers, money orders, bill payment, mobile top-up, and inmate payments
  • Western Union Rewards loyalty program for frequent users
  • Built-in transfer tracking system for monitoring payment status
  • Mobile app and prepaid card options for digital-first customers

Cons

  • Transfer fees and exchange rates not transparently displayed on the homepage, requiring site navigation or agent contact
  • Service delays reported (e.g., Orange Wallet in Cameroon delays visible on current website)
  • Cash pickup limited by agent location hours; not truly 24/7 despite online availability
  • No traditional banking products like checking, savings accounts, or lines of credit
  • Historical reputation for high fees relative to newer fintech money transfer competitors

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Bakersfield, CA. It does not confirm that Western Union or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Domestic money transfers (send and pick up cash), International wire transfers to 200+ countries, Money orders, Bill payment services, Mobile top-up (cellular service credits), and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Immigrants and families sending international remittances to relatives abroad, Unbanked and underbanked consumers without access to traditional checking accounts, Customers needing convenience of retail locations like Walmart or Safeway for money services, Users requiring multilingual support in languages beyond English.

What are the strengths and weaknesses of Western Union?

Key strengths: 24/7 online transaction initiation through WU.com with flexible in-store payment timing; Extensive agent network across major retailers like Walmart, Safeway, and City Market for convenient cash pickup; Multilingual support in 6+ languages including English, Spanish, Haitian Creole, Chinese, French, and Vietnamese. Areas to consider: Transfer fees and exchange rates not transparently displayed on the homepage, requiring site navigation or agent contact; Service delays reported (e.g., Orange Wallet in Cameroon delays visible on current website).

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5700 Stockdale Hwy, Bakersfield, CA 93309
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Union is profile signals for unbanked consumers and international remittance senders who prioritize convenience of retail location access over competitive pricing. The primary caveat is that fees and exchange rates are not listed on the homepage and may be higher than newer fintech alternatives; customers should compare costs before sending large amounts.

Profile Signals

  • Immigrants and families sending international remittances to relatives abroad
  • Unbanked and underbanked consumers without access to traditional checking accounts
  • Customers needing convenience of retail locations like Walmart or Safeway for money services
  • Users requiring multilingual support in languages beyond English
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With Western Union

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Bakersfield, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Western Union and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.