We Cash Big Checks logo

We Cash Big Checks in Detroit, MI

2.3/5

Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and government payments with same-day cash access.

Data compiled from public sources · Rating from CreditDoc methodology

We Cash Big Checks Review

We Cash Big Checks is a financial services provider located in Detroit, Michigan, operating inside University Foods Grocery at 1131 W Warren Ave. The company positions itself as a specialist in cashing large-denomination checks, serving individuals who need quick access to funds from various check types.

The company's primary service is check cashing for large amounts, with specific expertise advertised in tax refund checks, settlement checks, 401(k) distribution checks, insurance claim checks, government benefit checks, housekeeping/domestic worker checks, and payroll checks. Additionally, they offer cash-back services from debit cards, functioning as an alternative to traditional bank services for customers seeking immediate liquidity.

We Cash Big Checks differentiates itself through emphasis on speed, professionalism, and a safe environment. The company highlights its experienced team, dedicated customer service, and a stated "hassle-free process" for check cashing. By locating inside a grocery store, they increase accessibility and convenience for their customer base in the Detroit area.

As a check-cashing service, the company operates in a traditional financial services category but does not appear to offer credit products, lending, or financial counseling. Customers should note that check cashing services typically charge fees that are not disclosed on the website, and the company's scope is limited to a single Detroit location. No information about fee structures, check amount limits, identification requirements, or hold policies is provided.

Services & Features

401(k) distribution check cashing
Debit card cash-back withdrawals
Government benefit check cashing
Housekeeping/domestic worker check cashing
In-store check cashing service
Insurance claim check cashing
Payroll check cashing
Professional customer service
Settlement check cashing
Tax refund check cashing

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Specializes in large check cashing, avoiding bank limitations on check amounts
  • Accepts multiple check types including government, insurance, settlement, and 401(k) checks
  • Offers debit card cash-back service as alternative to ATMs
  • Located inside grocery store for added convenience and accessibility
  • Emphasizes fast service and quick access to funds
  • Claims safe environment and professional service
  • Phone line available for customer inquiries (313-852-0000)

Cons

  • No fee structure disclosed on website—check cashing fees could be substantial
  • Single location in Detroit limits geographic accessibility
  • No information about maximum check amounts accepted or hold policies
  • No mention of ID requirements, processing times, or service hours
  • No online check cashing option or mobile services advertised

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is We Cash Big Checks legitimate?

Yes. We Cash Big Checks is a registered company, headquartered in 15631 Grand River Ave, Detroit, MI 48227.

Quick Facts

Headquarters
15631 Grand River Ave, Detroit, MI 48227
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on We Cash Big Checks

We Cash Big Checks is best for Detroit-area residents who need to cash large checks quickly without accessing traditional banking services. The main caveat is that no pricing, fee structure, or specific service terms are disclosed on their website, so customers should call (313-852-0000) to understand costs before using the service.

Best For

  • Detroit residents needing to cash large checks without bank accounts or bank relationships
  • Tax refund recipients and insurance settlement recipients seeking immediate cash access
  • Individuals cashing government benefit checks or 401(k) distributions who need same-day funds
Updated 2026-04-29

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