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At 236 SW 107th Ave in Miami, FL, Value Pawn & Jewelry provides fast cash loans on jewelry, watches, electronics, and valuables.
Data compiled from public sources
Value Pawn & Jewelry is located at 236 SW 107th Ave in Miami, FL, serving the surrounding South Florida community with in-person pawn services. The standalone shop offers convenient access to fast cash loans Monday through Friday from 9 AM to 7 PM, and Saturdays from 9 AM to 5 PM.
At this Miami location, you can pawn or sell jewelry, watches, electronics, and other valuables for immediate cash. The team provides fair assessments and competitive rates on a wide range of items. Contact this Value Pawn & Jewelry branch at +1 305-553-6863 for questions about specific valuables or current pawn rates.
When you need quick cash in Miami, bring a valid photo ID and the items you'd like to pawn or sell. This location on SW 107th Ave in Miami accepts jewelry, watches, electronics, and other valuables, processing transactions on the spot. Whether you're looking for short-term loans or want to sell items outright, this branch serves your local pawn shop needs.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Value Pawn & Jewelry offers 12 services including Pawn loans on items in working condition with immediate cash payout, Gold and diamond jewelry buying with precious metal testing and appraisal, Instant Quote online tool for electronics valuation, Retail sales of pre-owned brand-name merchandise (electronics, tools, gaming, fashion, handbags), Layaway with 10% down and affordable monthly payment plans, and 7 more.
Value Pawn & Jewelry is best suited for Consumers with immediate short-term cash needs who own items of value (electronics, jewelry, tools), Budget shoppers seeking 25-70% discounts on pre-owned brand-name electronics and fashion items, Gold and jewelry sellers wanting expert appraisals and fair-market pricing for precious metals, Buyers wanting flexible payment plans (layaway or financing) on mid-ticket purchases.
Key strengths: Instant cash available same-day based on item valuation with no credit check required; Jewelry VIP Program offers guaranteed future loan amounts and 100% trade-up value on jewelry purchases; Online Instant Quote tool for electronics eliminates guesswork and speeds up the quoting process. Areas to consider: Pawn loans are subject to undisclosed fees and terms; borrowers forfeit collateral if unable to repay; Limited transparency on interest rates, APR, and specific loan terms visible on website.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Value Pawn & Jewelry is best suited for consumers who own valuable items and need immediate cash without credit checks, or who seek deeply discounted pre-owned merchandise. The key caveat is that pawn loans are short-term collateral-based products with forfeiture risk and undisclosed fee structures—not replacements for traditional credit or long-term borrowing solutions.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for quick cash loans and asset sales.
Best for: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Best for: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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