A Plus a Pawn Shop logo

A Plus a Pawn Shop in Los Angeles, CA

4.6/5
Google rating from 217 reviews

A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.

Data compiled from public sources · Google rating shown when a stored review count is available

A Plus a Pawn Shop Review

A Plus A Pawn Shop operates as a traditional pawn operation located at 186 S Alvarado Street in Los Angeles, California. The business is accessible via standard navigation services and maintains a physical storefront in an urban area. Like typical pawn shops, the business model centers on providing short-term loans secured by personal items or valuables that customers pledge as collateral.

The company accepts items of value and provides short-term cash access in exchange for these pledged goods, allowing customers to retrieve items by repaying the loan amount plus applicable interest and fees within a specified timeframe. A Plus A Pawn Shop serves the local Los Angeles community and appears to focus on Walk-in customers seeking short-term cash access solutions. The business maintains extended operating hours throughout the week to accommodate various customer schedules.

With a direct phone line available (213-484-5414), the business facilitates customer inquiries and transaction coordination. The company's location in Los Angeles places it within a densely populated urban market with significant demand for alternative financial services. Pawn shops like this one provide an accessible lending option for individuals who may lack traditional credit access or need immediate liquidity with eligibility claims to verify.

The specific services and loan terms offered would depend on California's pawn shop regulations and the company's individual policies, though these details are not available from the provided website content. The business model is straightforward: customers pledge valuable items, receive cash loans, and have the opportunity to reclaim their items by repaying the loan. This business serves individuals in immediate financial need who have marketable personal property available as collateral.

Services & Features

Cash advancement in exchange for item pawning
Collateral-based short-term loans secured by pledged personal property
Immediate liquidity without credit verification
In-person pawn transactions at physical storefront
Item redemption and loan repayment services
Phone-based customer service and transaction inquiries
Potentially jewelry, electronics, or other valuables assessment (typical pawn services)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
  • Monday through Saturday hours extend to 7 PM, accommodating evening customer visits
  • Direct phone contact available (213-484-5414) for transaction inquiries and questions
  • listed cash-access timing typical of pawn shop model—eligibility claims to verify or approval delays
  • Physical storefront location in accessible Los Angeles area
  • Convenient S Alvarado Street location in central Los Angeles

Cons

  • No website or online presence beyond Waze listing—limited information about loan terms, interest rates, or policies
  • No transparency regarding loan-to-value ratios, APR, fees, or redemption periods
  • Limited customer communication channels—only phone and in-person visits available
  • No information about what items are accepted or specific loan amounts offered
  • Closed on Sundays during morning hours, limiting weekend access

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Los Angeles, CA. It does not confirm that A Plus a Pawn Shop or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does A Plus a Pawn Shop offer?

A Plus a Pawn Shop offers 7 services including Collateral-based short-term loans secured by pledged personal property, Cash advancement in exchange for item pawning, Item redemption and loan repayment services, Phone-based customer service and transaction inquiries, In-person pawn transactions at physical storefront, and 2 more.

What profile signals are listed for A Plus a Pawn Shop?

A Plus a Pawn Shop has profile signals associated with Individuals researching short-term cash access with valuable personal items available as collateral, Customers without access to traditional credit or bank loans who can pledge tangible assets, People seeking quick short-term loans with eligibility claims to verify or lengthy approval processes.

What are the strengths and weaknesses of A Plus a Pawn Shop?

Key strengths: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers; Monday through Saturday hours extend to 7 PM, accommodating evening customer visits; Direct phone contact available (213-484-5414) for transaction inquiries and questions. Areas to consider: No website or online presence beyond Waze listing—limited information about loan terms, interest rates, or policies; No transparency regarding loan-to-value ratios, APR, fees, or redemption periods.

How does A Plus a Pawn Shop compare to similar companies?

In the Pawn Shops category, comparable providers include Amor Pawn Shop, Aztec Pawn & Jewelry, Sunbelt Pawn Jewelry & Loan #1. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Los Angeles, CA
BBB Accredited
No
Visit A Plus a Pawn Shop

CreditDoc Profile Note

Research Note on A Plus a Pawn Shop

A Plus A Pawn Shop is best suited for individuals in Los Angeles with short-term cash needs who have valuable personal property to use as collateral and prefer avoiding traditional credit processes. The primary limitation is the complete absence of publicly available information about loan terms, interest rates, fees, and specific lending policies—customers must contact the shop directly or visit in person to understand exact terms and conditions.

Profile Signals

  • Individuals researching short-term cash access with valuable personal items available as collateral
  • Customers without access to traditional credit or bank loans who can pledge tangible assets
  • People seeking quick short-term loans with eligibility claims to verify or lengthy approval processes
Updated 2026-05-08

Similar Companies

Amor Pawn Shop logo

Amor Pawn Shop

Amor Pawn Shop provides collateral-based lending in Lynwood, CA, allowing customers to borrow money by pledging personal items of value as security.

4.4/5

Google rating from 148 reviews

BBB: NR

Profile signals: Individuals researching short-term cash access who own valuable items and lack access to traditional credit, Customers seeking short-term liquidity without credit approval or background checks

Aztec Pawn & Jewelry logo

Aztec Pawn & Jewelry

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.

4.9/5

Google rating from 3,037 reviews

BBB: NR

Profile signals: Cash-constrained consumers needing immediate funds who own valuable items to pledge, People with damaged credit or no credit history who may not meet traditional loan criteria

Sunbelt Pawn Jewelry & Loan #1 logo

Sunbelt Pawn Jewelry & Loan #1

Family-owned pawn shop chain operating 19 locations across Houston, Dallas, Irving, and Fort Worth since 2006. Offers collateral-based loans, jewelry repair, firearms transfers, and merchandise sales.

5.0/5

Google rating from 2,429 reviews

BBB: NR

Profile signals: Business owners and self-employed individuals needing short-term emergency cash without loan application delays, People with valuable items (jewelry, electronics, instruments, tools) who prefer short-term cash access over traditional lending

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Quick Summary

  • A Plus a Pawn Shop is listed as a Pawn Shops provider in Los Angeles, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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