Ace Pawn Shop logo

Ace Pawn Shop in Columbus, OH

3.9/5
Google rating from 135 reviews

Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.

Data compiled from public sources · Google rating shown when a stored review count is available

Ace Pawn Shop Review

Ace Pawn Shop operates as a traditional pawn shop located at 4788 W Broad Street in the Lincoln Village Shopping Center in Columbus, Ohio. The business is positioned within the pawn-shops category, which specializes in collateral-based lending where customers pledge personal items of value in exchange for short-term cash access loans. Based on the Waze business listing, Ace Pawn Shop maintains a physical storefront presence with regular operating hours and a dedicated phone line for customer inquiries.

While the available website content is limited to a Waze directions page rather than a full company website, the listing indicates Ace Pawn Shop operates during standard retail hours across most weekdays (10:30 AM - 6:00 PM Tuesday through Friday) and abbreviated weekend hours (12:00 PM - 5:00 PM on Sunday and Saturday). The business is contactable at (614) 878-3500 for questions about services, loan terms, or item valuations. Like typical pawn shops, the business likely offers collateral-based loans, buying and selling of pre-owned merchandise, and related financial services common to the pawn industry.

Ace Pawn Shop differentiates itself through its physical location in a shopping center, which may provide convenient access for Columbus-area residents seeking short-term cash access against personal valuables. The specific hours and dedicated phone line suggest a professionally operated establishment focused on customer service within the local market.

Customers considering Ace Pawn Shop should understand that pawn loans involve surrendering physical collateral and operate under different terms than traditional personal loans or credit-based financing. The limited public information available through the Waze listing means prospective customers should contact the shop directly at the provided phone number to discuss specific loan terms, interest rates, redemption periods, and which types of items they accept.

Services & Features

Buying of electronics
Buying of gold and jewelry
Buying of musical instruments
In-person loan consultations
Item redemption services
Pawn loans against personal valuables
Selling of pre-owned merchandise
Short-term collateral-based lending

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
  • Extended weekday hours (10:30 AM - 6:00 PM) Tuesday through Friday for working customers
  • Direct phone line (614) 878-3500 available for pre-visit inquiries about loan terms and valuations
  • Operates on weekends (Sunday 12:00 PM - 5:00 PM, Saturday 12:00 PM - 5:00 PM) for customer convenience
  • Established business with listed operating hours suggesting consistent, professional operations

Cons

  • Limited public information available—no dedicated website with listed rates, terms, or fee schedules
  • Requires physical collateral, meaning customers must surrender valuable items for loan duration
  • Typical pawn loans carry high interest rates and short redemption periods compared to traditional lending
  • No documented information about what specific item categories are accepted for loans
  • Closed Mondays, reducing availability for customers with limited scheduling flexibility

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Columbus, OH. It does not confirm that Ace Pawn Shop or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Consumer protection

Ohio Attorney General Consumer Protection Section

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Ace Pawn Shop offer?

Ace Pawn Shop offers 8 services including Pawn loans against personal valuables, Short-term collateral-based lending, Item redemption services, Buying of gold and jewelry, Buying of electronics, and 3 more.

What profile signals are listed for Ace Pawn Shop?

Ace Pawn Shop has profile signals associated with Customers with valuable items (jewelry, electronics, musical instruments) needing short-term cash, Local Columbus residents seeking quick collateral-based loans with eligibility claims to verify, People looking to sell pre-owned valuables for short-term cash access without the hassle of private sales.

What are the strengths and weaknesses of Ace Pawn Shop?

Key strengths: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access; Extended weekday hours (10:30 AM - 6:00 PM) Tuesday through Friday for working customers; Direct phone line (614) 878-3500 available for pre-visit inquiries about loan terms and valuations. Areas to consider: Limited public information available—no dedicated website with listed rates, terms, or fee schedules; Requires physical collateral, meaning customers must surrender valuable items for loan duration.

How does Ace Pawn Shop compare to similar companies?

In the Pawn Shops category, comparable providers include First Class Jewelry and Loan, Smart Pawn, Sunbelt Pawn Jewelry & Loan #9. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Columbus, OH
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on Ace Pawn Shop

Ace Pawn Shop is best suited for Columbus-area residents who own valuable items and are researching short-term cash access within a short timeframe, as an alternative to credit-based loans. The main caveat is that pawn loans typically carry higher interest rates and shorter terms than traditional personal loans, and customers must physically surrender their collateral for the loan duration—making it important to contact the shop directly at (614) 878-3500 to understand specific terms before pledging items.

Profile Signals

  • Customers with valuable items (jewelry, electronics, musical instruments) needing short-term cash
  • Local Columbus residents seeking quick collateral-based loans with eligibility claims to verify
  • People looking to sell pre-owned valuables for short-term cash access without the hassle of private sales
Updated 2026-05-08

Similar Companies

First Class Jewelry and Loan logo

First Class Jewelry and Loan

Houston-based high-end pawn shop specializing in designer jewelry, luxury watches, and precious metals with 35 years of experience. Offers collateral loans, buying, selling, and appraisal services.

4.9/5

Google rating from 567 reviews

BBB: NR

Profile signals: Individuals with luxury watches, designer jewelry, or precious metals needing quick short-term cash without credit scrutiny, Luxury watch and jewelry sellers seeking fair market valuations from experience context-based buyers

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Smart Pawn logo

Smart Pawn

Smart Pawn is a South Los Angeles pawn shop offering collateral-based loans from $5 to $50,000, plus buying and selling of jewelry, electronics, and other valuables across 3 locations.

4.5/5

Google rating from 240 reviews

BBB: NR

Profile signals: Consumers who are researching short-term cash access and own valuable items (jewelry, electronics, instruments) they can temporarily pledge, People seeking short-term liquidity with eligibility claims to verify or impact to credit score

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Sunbelt Pawn Jewelry & Loan #9 logo

Sunbelt Pawn Jewelry & Loan #9

Texas pawn shop chain with 19 locations offering collateral-based cash loans, jewelry repair, FFL firearm transfers, and buy/sell of luxury goods across Houston and DFW.

5.0/5

Google rating from 4,332 reviews

BBB: NR

Profile signals: Houston and DFW residents who need same-day cash with eligibility claims to verify and own items of resale value, Bargain shoppers seeking authenticated luxury handbags, fine jewelry, firearms, or electronics at secondhand prices

View Details

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Quick Summary

  • Ace Pawn Shop is listed as a Pawn Shops provider in Columbus, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Next Steps

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