Part of the Value Pawn & Jewelry chain · locations
Value Pawn & Jewelry logo

Value Pawn & Jewelry in Jacksonville, FL

3.9/5

Jacksonville's Value Pawn & Jewelry at 1335 Edgewood Ave W, FL offers cash loans and jewelry sales with convenient hours for Duval County residents.

Data compiled from public sources · Rating from CreditDoc methodology

Value Pawn & Jewelry Review

Located at 1335 Edgewood Ave W in Jacksonville, FL, Value Pawn & Jewelry is a standalone pawn shop serving the Edgewood neighborhood and surrounding areas. The Jacksonville location is open Monday–Friday 9AM–7PM, Saturday 9AM–6PM, and Sunday 12–5PM, offering flexible hours for working residents who need convenient access.

This Value Pawn & Jewelry offers quick cash loans against personal items—jewelry, electronics, tools, watches—with same-day processing. You can also sell your gold, silver, and valuables directly at fair market prices. For details on loan terms or what items qualify, call the Edgewood location at 904-764-1151 during business hours.

If you need fast cash in Jacksonville, FL, bring a valid ID and the item you'd like to pawn or sell; the staff can quote you immediately. Value Pawn & Jewelry provides discreet lending and buying services for Jacksonville residents in a pinch.

Services & Features

Auto loans
EZ+ Rewards Program with points on pawn, redeem, sell, or purchase transactions
Firearms sales
Gold and diamond jewelry buying with expert precious metals testing
Instant Quote tool for electronics valuations
Jewelry VIP Program with guaranteed loan amounts, trade-up benefits, and free cleaning/repairs
Layaway with 10% down and monthly payment options
Online shop with inventory browsing and purchases
Pawn loans against collateral with same-day or next-day cash
Product Protection Plans for electronics and merchandise
Retail sales of pre-owned electronics, jewelry, tools, gaming, fashion, and accessories
Third-party flexible payment plans (up to 12 months, subject to credit eligibility)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit check required for pawn loans; based on item value rather than creditworthiness
  • Same-day cash available with instant quote tool for electronics valuations
  • Expert gold and diamond testing ensures fair pricing on precious metals
  • Wide product selection (electronics, jewelry, tools, gaming, sneakers, handbags) with daily new arrivals
  • Flexible payment options including layaway (10% down), extended payment plans up to 12 months, and EZ+ Rewards points
  • Store hours accommodate working people (weekdays until 7 PM, weekend availability)
  • Online shop and EZ+ mobile app allow remote transaction management and online payments

Cons

  • Pawn loan terms, fees, and interest rates not disclosed on website; customers must visit in person or contact directly
  • Collateral forfeiture risk: failure to repay results in loss of pledged items
  • All retail inventory is pre-owned merchandise only; no new items available for purchase
  • Limited service availability: online payments not offered in Arizona, Oregon, or Pennsylvania; not all services available in all areas
  • No indication of licensing, regulatory compliance information, or consumer protections displayed on website

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Value Pawn & Jewelry legitimate?

Yes. Value Pawn & Jewelry is a registered company, headquartered in 1335 Edgewood Ave W, Jacksonville, FL 32208.

Quick Facts

Headquarters
1335 Edgewood Ave W, Jacksonville, FL 32208
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Value Pawn & Jewelry

CreditDoc Diagnosis

Doctor's Verdict on Value Pawn & Jewelry

Value Pawn & Jewelry is best for consumers with collateral (jewelry, electronics, tools) who need fast cash and either lack credit or prefer not to pursue traditional lending. The main caveat is that pawn loans carry forfeiture risk if not repaid, terms are non-transparent on their website, and the retail merchandise offering consists entirely of pre-owned items—making this unsuitable for customers seeking new products or long-term financing.

Best For

  • Consumers with items of value needing quick cash within days and willing to pledge collateral
  • Budget shoppers seeking significant discounts (25-70% off) on pre-owned electronics and brand-name merchandise
  • People with poor credit or no credit history unable to access traditional personal loans
  • Sellers of gold, diamonds, or jewelry who want expert testing and competitive buyout offers
Updated 2026-04-29

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