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Value Pawn & Jewelry in Jacksonville, FL

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Jacksonville's Value Pawn & Jewelry at 1335 Edgewood Ave W, FL offers cash loans and jewelry sales with convenient hours for Duval County residents.

Data compiled from public sources

Value Pawn & Jewelry Review

Located at 1335 Edgewood Ave W in Jacksonville, FL, Value Pawn & Jewelry is a standalone pawn shop serving the Edgewood neighborhood and surrounding areas. The Jacksonville location is open Monday–Friday 9AM–7PM, Saturday 9AM–6PM, and Sunday 12–5PM, offering flexible hours for working residents who need convenient access.

This Value Pawn & Jewelry offers short-term cash access loans against personal items—jewelry, electronics, tools, watches—with same-day processing. You can also sell your gold, silver, and valuables directly at fair market prices. For details on loan terms or what items qualify, call the Edgewood location at 904-764-1151 during business hours.

If you are researching short-term cash access in Jacksonville, FL, bring a valid ID and the item you'd like to pawn or sell; the staff can quote you immediately. Value Pawn & Jewelry provides discreet lending and buying services for Jacksonville residents in a pinch.

Services & Features

Auto loans
EZ+ Rewards Program with points on pawn, redeem, sell, or purchase transactions
Firearms sales
Gold and diamond jewelry buying with expert precious metals testing
Instant Quote tool for electronics valuations
Jewelry VIP Program with guaranteed loan amounts, trade-up benefits, and free cleaning/repairs
Layaway with 10% down and monthly payment options
Online shop with inventory browsing and purchases
Pawn loans against collateral with same-day or next-day cash
Product Protection Plans for electronics and merchandise
Retail sales of pre-owned electronics, jewelry, tools, gaming, fashion, and accessories
Third-party flexible payment plans (up to 12 months, subject to credit eligibility)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • eligibility claim to verify for pawn loans; based on item value rather than creditworthiness
  • same-day cash claims to verify with instant quote tool for electronics valuations
  • Expert gold and diamond testing ensures fair pricing on precious metals
  • Wide product selection (electronics, jewelry, tools, gaming, sneakers, handbags) with daily new arrivals
  • Flexible payment options including layaway (10% down), extended payment plans up to 12 months, and EZ+ Rewards points
  • Store hours accommodate working people (weekdays until 7 PM, weekend availability)
  • Online shop and EZ+ mobile app allow remote transaction management and online payments

Cons

  • Pawn loan terms, fees, and interest rates not disclosed on website; customers must visit in person or contact directly
  • Collateral forfeiture risk: failure to repay results in loss of pledged items
  • All retail inventory is pre-owned merchandise only; no new items available for purchase
  • Limited service availability: online payments not offered in Arizona, Oregon, or Pennsylvania; not all services available in all areas
  • No indication of licensing, regulatory compliance information, or consumer-protection context displayed on website

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Jacksonville, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Value Pawn & Jewelry offer?

Value Pawn & Jewelry offers 12 services including Pawn loans against collateral with same-day or next-day cash, Gold and diamond jewelry buying with expert precious metals testing, Retail sales of pre-owned electronics, jewelry, tools, gaming, fashion, and accessories, Layaway with 10% down and monthly payment options, Third-party flexible payment plans (up to 12 months, subject to credit eligibility), and 7 more.

What profile signals are listed for Value Pawn & Jewelry?

Value Pawn & Jewelry has profile signals associated with Consumers with items of value researching short-term cash access within days and willing to pledge collateral, Budget shoppers seeking significant discounts (25-70% off) on pre-owned electronics and brand-name merchandise, People with poor credit or no credit history unable to access traditional personal loans, Sellers of gold, diamonds, or jewelry who want expert testing and competitive buyout offers.

What are the strengths and weaknesses of Value Pawn & Jewelry?

Key strengths: eligibility claim to verify for pawn loans; based on item value rather than creditworthiness; same-day cash claims to verify with instant quote tool for electronics valuations; Expert gold and diamond testing ensures fair pricing on precious metals. Areas to consider: Pawn loan terms, fees, and interest rates not disclosed on website; customers must visit in person or contact directly; Collateral forfeiture risk: failure to repay results in loss of pledged items.

How does Value Pawn & Jewelry compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1335 Edgewood Ave W, Jacksonville, FL 32208
BBB Accredited
No
Visit Value Pawn & Jewelry

CreditDoc Profile Note

Research Note on Value Pawn & Jewelry

Value Pawn & Jewelry is profile signals for consumers with collateral (jewelry, electronics, tools) who are researching short-term cash access and either lack credit or prefer not to pursue traditional lending. The main caveat is that pawn loans carry forfeiture risk if not repaid, terms are non-listed on their website, and the retail merchandise offering consists entirely of pre-owned items—making this unsuitable for customers seeking new products or long-term financing.

Profile Signals

  • Consumers with items of value researching short-term cash access within days and willing to pledge collateral
  • Budget shoppers seeking significant discounts (25-70% off) on pre-owned electronics and brand-name merchandise
  • People with poor credit or no credit history unable to access traditional personal loans
  • Sellers of gold, diamonds, or jewelry who want expert testing and competitive buyout offers
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Value Pawn & Jewelry is listed as a Pawn Shops provider in Jacksonville, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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