360 Federal Credit Union is a member-owned, NCUA-insured financial institution founded in 1952, offering savings accounts, credit cards, loans, and investment services to Connecticut members.
Editorially reviewed by Harvey Brooks
360 Federal Credit Union was established on July 1, 1952, originally as Hamilton Standard Federal Credit Union with 3,100 members and $1,038,000 in assets. The credit union expanded beyond its initial Hamilton Standard workplace locations, opening its first off-site branch in Enfield in 1994 and establishing headquarters in Windsor Locks in 1995. By 2008, the organization rebranded to 360 Federal Credit Union to reflect its evolving membership base and service offerings. Today, the credit union operates multiple branches across Connecticut, including a recent expansion into Clinton and New Haven County.
360 Federal Credit Union offers a comprehensive range of financial products and services including member savings accounts tailored to various savings goals, Visa credit cards with rewards programs, personal and small business loans with competitive rates, and investment services through an Investment Center in partnership with LPL Financial. The institution provides digital banking solutions including online banking, mobile banking through their "Bank Anywhere" platform, and a Virtual Branch for members preferring personalized service with remote convenience. The credit union also offers wealth management advisory services through their Director of Wealth Management, Laura DePergola, MBA.
As a not-for-profit, member-owned institution federally insured by NCUA, 360 Federal Credit Union distinguishes itself through its commitment to community engagement, including charitable initiatives like candy bar sales supporting local and global causes. The organization emphasizes accessibility, with an AudioEye-enabled website and extended hours through their Virtual Branch platform. The credit union actively maintains member security protocols, including fraud alerts and scam prevention communications.
360 Federal Credit Union is best suited for Connecticut residents seeking traditional credit union banking with personalized service, competitive lending rates, and investment options. Members should note that as a regional credit union, membership may be limited to specific employer groups or geographic areas, and the institution's branch network is concentrated in Connecticut. The credit union's services are comprehensive but may not offer the extensive product range of larger national banks.
Yes. 360 is a registered company headquartered in , , founded in 1952. They hold a rating with the Better Business Bureau.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
360 Federal Credit Union is best for Connecticut residents and eligible members seeking traditional, community-focused credit union banking with personalized service and competitive rates. The main caveat is that membership eligibility may be restricted by employer affiliation or field of membership requirements, and the institution's services are geographically limited to Connecticut, making it unsuitable for members outside this region.
Public data from the Consumer Financial Protection Bureau
Source: consumerfinance.gov | Last checked 2026-03-21
1st United Credit Union is a member-owned, not-for-profit financial institution serving the San Francisco Bay Area with competitive rates on loans, savings accounts, and mortgages.
Best for: Bay Area residents seeking community-focused banking with competitive rates, Members wanting personal loans with flexible terms and promotional cash incentives
AB Federal Credit Union is a member-owned credit union offering real-time home banking, personal loans, and fund transfer services with multiple security levels.
Best for: Existing credit union members seeking digital banking convenience, Borrowers looking for personal loans with transparent rate information
Abbey Credit Union is a not-for-profit member-owned credit union founded in 1937, serving 14,000+ members across Ohio with savings, checking, loans, and business banking.
Best for: Ohio residents seeking a community-focused credit union with strong local reinvestment practices, Borrowers with credit scores 720+ looking for competitive vehicle and personal loan rates
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to 360 and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.