US Pawn logo

US Pawn in Aurora, CO

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US Pawn is a pawn shop located in Aurora, Colorado, offering collateral-based loans and financial services to consumers needing quick cash.

Data compiled from public sources

US Pawn Review

US Pawn operates as a pawn shop in Aurora, Colorado, serving the local community through collateral-based lending. The company is registered with CIADA (Colorado Independent Automobile Dealers Association), indicating involvement in the automotive and goods lending sector. Based on the available website content, US Pawn provides traditional pawn shop services where customers can exchange personal items or collateral for short-term cash access loans.

The company maintains an active online presence and participates in industry associations, suggesting a commitment to operating within established business practices and regulatory frameworks. US Pawn distinguishes itself through local accessibility in the Aurora area and appears to engage with consumer awareness initiatives, as evidenced by their posting of scam warnings and fraud alerts on their CIADA profile. This suggests a company focused on protecting customers from broader financial fraud schemes.

The company's main offering is collateral-based lending—a legitimate financial service for consumers who are researching short-term cash access and have items of value to pledge. However, the limited website content available makes it difficult to assess specific competitive advantages, pricing structures, or service distinctions beyond their geographic location. Like all pawn shops, US Pawn operates in a space where consumers should carefully understand loan terms, interest rates, and the risk of losing pledged items if loans cannot be repaid.

Services & Features

Collateral-based pawn loans
Item appraisal and valuation
Local in-person lending services
Quick cash advances using personal items as security

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • CIADA member indicating association with established industry standards
  • Local Aurora, Colorado presence providing in-person accessibility
  • Active awareness of fraud risks with published scam warnings for customer protection
  • Maintains customer communication through multiple channels (phone, email, social sharing)

Cons

  • Extremely limited website content available—no details on rates, terms, or specific services
  • Risk of item loss if collateral loans cannot be repaid on schedule
  • No listed pricing information or loan terms disclosed online
  • No details on whether items are redeemable after sale or auction period

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Aurora, CO. It does not confirm that US Pawn or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does US Pawn offer?

US Pawn offers 4 services including Collateral-based pawn loans, Quick cash advances using personal items as security, Item appraisal and valuation, Local in-person lending services.

What profile signals are listed for US Pawn?

US Pawn has profile signals associated with Consumers researching short-term cash access with valuable collateral to pledge, People in the Aurora, Colorado area seeking local pawn services, Those who prefer in-person transactions over online lending.

What are the strengths and weaknesses of US Pawn?

Key strengths: CIADA member indicating association with established industry standards; Local Aurora, Colorado presence providing in-person accessibility; Active awareness of fraud risks with published scam warnings for customer protection. Areas to consider: Extremely limited website content available—no details on rates, terms, or specific services; Risk of item loss if collateral loans cannot be repaid on schedule.

How does US Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
386 S Chambers Rd, Aurora, CO 80017
BBB Accredited
No
Visit US Pawn

CreditDoc Profile Note

Research Note on US Pawn

US Pawn is profile signals for consumers in the Aurora, Colorado area who have items of value and are researching short-term cash access with minimal application requirements. The main caveat is that collateral-based lending carries the risk of losing pledged items if loans cannot be repaid, and the company's limited online transparency makes it essential to contact them directly to understand specific rates, terms, and conditions before using their services.

Profile Signals

  • Consumers researching short-term cash access with valuable collateral to pledge
  • People in the Aurora, Colorado area seeking local pawn services
  • Those who prefer in-person transactions over online lending
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • US Pawn is listed as a Pawn Shops provider in Aurora, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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