Florida-based pawn shop offering collateral-based loans, jewelry sales, and firearms transactions across 3 Broward and Miami locations with expert appraisals.
Data compiled from public sources · Google rating shown when a stored review count is available
US Pawn & Jewelry is an established pawn shop operator with multiple locations throughout South Florida, serving the Broward and Miami markets. The company positions itself as a full-service pawn operation specializing in short-term cash access loans secured by personal valuables, as well as retail buying and selling of merchandise. US Pawn maintains FFL (Federal Firearms License) credentials and specializes in both vintage and modern firearms including Class III weapons, distinguishing it from standard pawn shops in compliance and inventory depth.
The company's service model emphasizes expert appraisals conducted by experienced staff context, flexible loan terms tailored to individual circumstances, and secure confidential transactions. They offer multiple engagement channels including in-person visits across three convenient South Florida locations, online shopping capabilities, and phone consultations for personalized guidance. Customer testimonials highlight professional treatment, fair pricing, timely service completion, and clean, well-maintained store facilities with accessible parking.
The core business model relies on collateral-based lending where customers can secure short-term cash access using valuable items as collateral, positioning it as an alternative financial solution for customers needing immediate funds with eligibility claims to verify. Their merchandise categories span luxury goods, vehicles, jewelry, fine watches, electronics, and photographic equipment, indicating a broad inventory management operation.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that US Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
US Pawn & Jewelry offers 12 services including Pawn loans secured by valuable collateral with flexible terms, Expert item appraisals for jewelry, watches, electronics, firearms, and luxury goods, Retail purchase of firearms (FFL-licensed, including Class III weapons), Retail sale of pre-owned jewelry and fine watches, Estate and collection purchase services (firearms, luxury goods), and 7 more.
US Pawn & Jewelry has profile signals associated with South Florida residents with valuable items (jewelry, watches, electronics, firearms) researching short-term cash access with eligibility claims to verify, Collectors or estate executors seeking fair appraisals and bulk sales of vintage or modern firearms and luxury goods, Individuals who prefer in-person evaluation and negotiation for high-value collateral-based loans over automated lending platforms.
Key strengths: FFL-licensed firearms dealer specializing in vintage, modern, and Class III weapons with knowledge of estate and collection purchases; Three convenient South Florida locations in Broward and Miami markets reducing travel friction for customers; Expert in-house appraisers conducting comprehensive evaluations to determine fair collateral-based loan offers. Areas to consider: Limited geographic footprint restricted to South Florida (3 locations in Broward/Miami only) with no expansion information provided; Pawn loans inherently require surrendering valuable collateral, carrying risk of permanent loss if loan terms cannot be met.
In the Pawn Shops category, comparable providers include Lev's Pawn Shop, Suburban Exchange Inc, VICTOR PAWN BROKER Inc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
US Pawn & Jewelry is profile signals for South Florida residents with valuable collateral who are researching short-term cash access and prefer in-person evaluation over automated lending. The primary caveat is the geographic limitation to 3 South Florida locations and the absence of published loan terms, rates, and conditions that should be verified before engagement.
Family-owned pawn shop in Columbus, OH buying and selling jewelry, firearms, vehicles, tools, electronics, and collectibles for short-term cash access.
Google rating from 105 reviews
Profile signals: Consumers researching short-term cash access ($500-$5,000+) against personal collateral, Firearms and hunting equipment buyers seeking discounted inventory
Family-owned buy/sell/trade business in Walled Lake, MI specializing in precious metals, jewelry, tools, and musical equipment with cash payouts and repair services.
Google rating from 102 reviews
Profile signals: People with unwanted, broken, or scrap gold/silver seeking short-term cash access, Musicians and tool enthusiasts buying or selling used equipment locally
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