University of Hawaii logo

University of Hawaii in Honolulu, HI

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University of Hawaii Federal Credit Union is a member-owned, not-for-profit financial institution serving the UH community with branch locations across Oahu.

Data compiled from public sources

University of Hawaii Review

University of Hawaii Federal Credit Union is a federal credit union established to serve members of the University of Hawaii system and their families. As a credit union, it operates as a member-owned, not-for-profit cooperative regulated by the National Credit Union Administration (NCUA), distinguishing it from traditional for-profit banks. The institution maintains multiple branch locations across Oahu, including its corporate office in Honolulu and branches at the McCully, Campus Center, Manoa Marketplace, and Kapolei Commons locations.

The credit union offers traditional financial services typical of NCUA-insured institutions, including member share accounts, share certificates, and various lending products. Members can access banking services through multiple conveniently located branches throughout Honolulu and Kapolei, with a centralized phone line for service inquiries. All locations operate under the same contact number, enabling streamlined member support across the institution.

University of Hawaii Federal Credit Union distinguishes itself through its community-focused mission serving the UH academic and administrative community. The strategic placement of branches, including locations directly on the UH campus (Campus Center Branch), reflects its commitment to accessibility for student and faculty members. As a not-for-profit institution, any earnings are returned to members rather than shareholders, potentially offering more favorable rates and lower fees than traditional banks.

Prospective members should contact the credit union directly at (808) 983-5500 to obtain comprehensive information about membership eligibility requirements, account types, lending programs, and competitive pricing compared to alternative financial institutions.

Services & Features

Campus Center branch banking
Corporate office services in Honolulu
In-person banking services at multiple branch locations
Lending products for credit union members
Member share accounts (checking/savings equivalent)
Member-focused financial services
Multiple convenient branch locations across Oahu
NCUA-insured deposit protection
Phone-based customer service
Share certificates (CD equivalent)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multiple branch locations across Oahu for convenient in-person access
  • Campus Center Branch located directly on UH campus for student and faculty accessibility
  • NCUA-insured member accounts providing federal protection
  • Not-for-profit structure returns earnings to members rather than external shareholders
  • Dedicated phone line (808) 983-5500 for consistent member support across all branches
  • Serves specific community (University of Hawaii) with targeted financial services

Cons

  • Limited geographic reach restricted to Hawaii locations only
  • Membership eligibility likely restricted to UH students, faculty, staff, and affiliated parties
  • Website provides minimal information about specific products, rates, or fees
  • No online account opening or digital banking details available from website
  • Limited service hours/details not specified on provided content

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Honolulu, HI. It does not confirm that University of Hawaii or this specific location is licensed.

State regulator

Hawaii Division of Financial Institutions

Key state rules to check

  • Payday loans capped at $600 with a maximum fee of 15% of the loan amount.
  • Borrowers limited to one payday loan at a time from any single lender.
  • The Hawaii Uniform Consumer Credit Code regulates consumer lending broadly.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does University of Hawaii offer?

University of Hawaii offers 10 services including Member share accounts (checking/savings equivalent), Share certificates (CD equivalent), Lending products for credit union members, In-person banking services at multiple branch locations, Phone-based customer service, and 5 more.

What profile signals are listed for University of Hawaii?

University of Hawaii has profile signals associated with University of Hawaii students seeking convenient on-campus banking services, UH faculty and staff members wanting to bank with an institution serving their community, Hawaii residents affiliated with the University of Hawaii system, Members seeking NCUA-insured accounts with not-for-profit member-owned structure.

What are the strengths and weaknesses of University of Hawaii?

Key strengths: Multiple branch locations across Oahu for convenient in-person access; Campus Center Branch located directly on UH campus for student and faculty accessibility; NCUA-insured member accounts providing federal protection. Areas to consider: Limited geographic reach restricted to Hawaii locations only; Membership eligibility likely restricted to UH students, faculty, staff, and affiliated parties.

How does University of Hawaii compare to similar companies?

In the Credit Unions category, comparable providers include Aloha Pacific, Gather, Hamakua. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1955
Headquarters
Honolulu, HI
BBB Accredited
No
Certifications
NCUA Insured Charter #10465
Visit University of Hawaii

CreditDoc Profile Note

Research Note on University of Hawaii

University of Hawaii Federal Credit Union is profile signals for current and affiliated members of the University of Hawaii system seeking NCUA-insured banking with a not-for-profit structure and convenient Oahu-based branch access. The main caveat is that membership eligibility is likely restricted to the UH community, and the website provides insufficient detail about specific products, rates, and services to conduct a full competitive analysis.

Profile Signals

  • University of Hawaii students seeking convenient on-campus banking services
  • UH faculty and staff members wanting to bank with an institution serving their community
  • Hawaii residents affiliated with the University of Hawaii system
  • Members seeking NCUA-insured accounts with not-for-profit member-owned structure
Updated 2026-05-14

Similar Companies

Aloha Pacific logo

Aloha Pacific

Member-owned federal credit union serving North Carolina and Virginia since 1975, offering auto loans, mortgages, credit cards, and deposit products with NCUA insurance.

BBB: NR

Profile signals: Employees or members of qualifying organizations in North Carolina and Virginia seeking full-service banking with local branch access, Auto buyers purchasing 2019 or newer vehicles who can set up automatic payments to qualify for promotional rates

Gather logo

Gather

Gather Federal Credit Union is a member-owned financial institution serving Kauai, Hawaii, offering competitive lending, deposit products, and financial planning services to strengthen island communities.

BBB: NR

Profile signals: Kauai residents seeking personalized, community-focused banking with rate claims to verify, First-time homebuyers in Hawaii interested in mortgage financing and financial education

Hamakua logo

Hamakua

Hamakua Federal Credit Union is a member-owned credit union serving Hawaii communities with competitive loan rates, deposit accounts, and financial services exclusively for members.

BBB: NR

Profile signals: Hawaii residents seeking competitive consumer auto and personal loan rates, Members prioritizing access to ATMs with listed network fee context and nationwide transaction services through HFS network

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Quick Summary

  • University of Hawaii is listed as a Credit Unions provider in Honolulu, HI on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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