University of Hawaii Federal Credit Union is a federal credit union established to serve members of the University of Hawaii system and their families. As a credit union, it operates as a member-owned, not-for-profit cooperative regulated by the National Credit Union Administration (NCUA), distinguishing it from traditional for-profit banks. The institution maintains multiple branch locations across Oahu, including its corporate office in Honolulu and branches at the McCully, Campus Center, Manoa Marketplace, and Kapolei Commons locations.
The credit union offers traditional financial services typical of NCUA-insured institutions, including member share accounts, share certificates, and various lending products. Members can access banking services through multiple conveniently located branches throughout Honolulu and Kapolei, with a centralized phone line for service inquiries. All locations operate under the same contact number, enabling streamlined member support across the institution.
University of Hawaii Federal Credit Union distinguishes itself through its community-focused mission serving the UH academic and administrative community. The strategic placement of branches, including locations directly on the UH campus (Campus Center Branch), reflects its commitment to accessibility for student and faculty members. As a not-for-profit institution, any earnings are returned to members rather than shareholders, potentially offering more favorable rates and lower fees than traditional banks.
Prospective members should contact the credit union directly at (808) 983-5500 to obtain comprehensive information about membership eligibility requirements, account types, lending programs, and competitive pricing compared to alternative financial institutions.