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FirstCash is the leading international pawn operator with 3,300+ stores across 29 U.S. states, Latin America, and the UK, offering pawn loans and retail merchandise.
Data compiled from public sources
FirstCash Holdings, Inc. is a publicly traded company headquartered at 1600 West 7th Street, Fort Worth, Texas, and the largest international operator of pawn stores in the world. Listed on both the S&P MidCap 400 Index and the Russell 2000 Index, FirstCash employs approximately 22,000 people across the United States, Latin America, and the United Kingdom. The company operates more than 3,300 retail pawn locations spanning 29 U.S. states and the District of Columbia, all states in Mexico, and the countries of Guatemala, Colombia, and El Salvador.
FirstCash's core offering is small, non-recourse pawn loans secured by pledged personal property. Consumers bring in items of value—jewelry, electronics, tools, appliances, sporting goods, or musical instruments—and receive cash on the spot with eligibility claims to verify. The company also operates a full retail resale business, buying and selling a broad range of used goods at its store locations. A layaway program is available on retail purchases with as little as 10% down. Additionally, FirstCash's wholly owned subsidiary AFF provides lease-to-own and retail finance payment solutions through a nationwide network of over 15,000 active merchant partner locations.
What distinguishes FirstCash from independent pawn shops is its scale and operational consistency. With over 3,300 locations, customers in 29 U.S. states have access to standardized procedures, a store locator, and a physical inventory browsable online. The company's non-recourse loan structure is a listed consumer-protection context: if a borrower cannot repay, they forfeit the collateral but incur no further debt or collections activity. The AFF subsidiary extends the company's reach beyond pawn into broader consumer finance for underserved shoppers.
For consumers who are researching short-term cash access and own items of value, FirstCash offers a legitimate, credit-check-free option with no risk of debt collection if the loan is not repaid. However, pawn loans carry high effective interest rates and fees that are not disclosed on the public website—borrowers should confirm local rates before pledging items. The retail side can offer genuine value for bargain shoppers, though inventory varies significantly by location. Note: the lender record references 'TNT Pawn and Jewelry,' which may be a local store acquired by or operating under the FirstCash corporate umbrella; the website and all profile data reflect the FirstCash parent entity.
This is state-level context for Pawn Shops consumers in Las Vegas, NV. It does not confirm that TNT Pawn and Jewelry or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Short-term lending status: Legal
General rate context: No general usury cap; payday loans legal with no rate cap (term and amount limits apply)
Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
TNT Pawn and Jewelry offers 11 services including Non-recourse pawn loans secured by personal property, Gold, silver, and platinum buying for immediate cash, Retail resale of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway program (10% down on retail purchases), Electronics buying and selling, and 6 more.
TNT Pawn and Jewelry has profile signals associated with Cash-constrained consumers who own valuable personal property and need same-day funds with eligibility claims to verify, Borrowers who want zero risk of collections or credit damage if they cannot repay, Bargain shoppers seeking used electronics, jewelry, tools, or sporting goods at below-retail prices, Consumers who need to sell gold, silver, or platinum jewelry for short-term cash access.
Key strengths: 3,300+ locations across 29 U.S. states, DC, UK, and Latin America — one of the most accessible pawn networks in the world; Non-recourse pawn loans: if you can't repay, you forfeit the item but owe nothing further — no debt collector, no credit damage; eligibility claim to verify for pawn loans — accessible to consumers with no or poor credit. Areas to consider: Pawn loan interest rates and fees are not disclosed on the website — costs vary by state and can be very high on an annualized basis; Forfeiting collateral is permanent — failing to repay the loan means losing the pledged item with no recovery option.
In the Pawn Shops category, comparable providers include A1 CASH NOW, Big Shawn's Buy & Sell, EZPAWN. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is best suited for cash-constrained consumers who own items of value and need quick, no-credit-check access to cash without risking ongoing debt — the non-recourse structure means the worst outcome is losing the pledged item, not a collections judgment. The primary caveat is cost: pawn loan rates are regulated at the state level but are typically high on an annualized basis, and the website does not disclose rates upfront, so consumers should always ask for the full fee schedule before pledging an item.
Las Vegas pawn shop offering collateral loans on luxury items, gold/jewelry buying, check cashing starting at 2%, and MoneyGram wire transfers.
Profile signals: Owners of luxury watches, gold jewelry, or diamonds needing fast no-credit-check cash, Individuals who need to sell gift cards for immediate liquidity
Las Vegas-based precious metals buyer specializing in gold, silver, diamonds, and luxury watches. Buys only; does not offer pawn loans.
Profile signals: People with gold, silver, or diamond jewelry they want to sell quickly for cash, Luxury watch owners seeking to liquidate Rolex or similar timepieces
Las Vegas, NV's EZPAWN at 4155 S Jones Blvd offers quick pawn loans, jewelry purchases, and product redemptions seven days a week.
Profile signals: People who own electronics, jewelry, tools, or firearms and need cash within hours, Bargain hunters seeking brand-name pre-owned goods at deep discounts
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