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FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, and the United Kingdom.
Data compiled from public sources
FirstCash Holdings, Inc., headquartered at 1600 West 7th Street in Fort Worth, Texas, is the leading international operator of pawn stores. The company trades on major indices including the S&P MidCap 400 and Russell 2000, reflecting its scale as a publicly traded enterprise. With approximately 22,000 employees across the U.S., Latin America, and the United Kingdom, FirstCash has grown into a multinational operation serving cash- and credit-constrained consumers across dozens of markets.
FirstCash's core offering is the retail pawn loan: small, non-recourse loans secured by pledged personal property such as jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Customers who are researching short-term cash access can bring in items of value, receive a loan offer, and reclaim their property by repaying the loan within the agreed period. If they choose not to redeem, the item is forfeited — no credit damage, no collections. Beyond lending, FirstCash operates as a retailer, buying and selling secondhand merchandise across all its store locations. The company also offers layaway services with as little as 10% down, and through its wholly owned subsidiary AFF, provides lease-to-own and retail finance payment solutions through a network of over 15,000 active merchant partner locations nationwide.
What distinguishes FirstCash is its sheer geographic reach and operational scale. With more than 3,300 locations spanning 29 U.S. states, the District of Columbia, all Mexican states, Guatemala, Colombia, El Salvador, and the United Kingdom, it offers a level of accessibility few competitors match. The non-recourse structure of pawn loans is a listed consumer-protection context — defaulting on a pawn loan does not affect credit scores or trigger debt collection. The addition of AFF's fintech payment solutions also positions FirstCash beyond traditional pawn into broader consumer finance.
For consumers who are researching short-term cash access and have assets to pledge, FirstCash provides a straightforward, no-credit-check path to short-term liquidity. However, pawn loans globally carry high effective interest rates, and the website does not disclose specific APR ranges or fee structures — a notable transparency gap. The non-recourse feature is protective, but borrowers who cannot repay will permanently lose pledged items, which can be emotionally and financially costly. As a large corporate chain, interactions may feel transactional compared to independent local pawn shops. FirstCash is best approached as a last-resort liquidity tool or a destination for buying and selling used goods, not as a primary borrowing option.
This is state-level context for Pawn Shops consumers in Las Vegas, NV. It does not confirm that TNT Pawn and Jewelry or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Short-term lending status: Legal
General rate context: No general usury cap; payday loans legal with no rate cap (term and amount limits apply)
Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
TNT Pawn and Jewelry offers 10 services including Pawn loans (non-recourse, secured by personal property), Gold, silver, and platinum buying, Retail sales of secondhand jewelry, electronics, tools, and appliances, Layaway plans with 10% down, Sporting goods buying and selling, and 5 more.
TNT Pawn and Jewelry has profile signals associated with Consumers needing fast, no-credit-check cash using personal property as collateral, Bargain shoppers seeking discounted secondhand electronics, jewelry, tools, and appliances, People selling gold, silver, or platinum jewelry for short-term cash access, Shoppers wanting layaway plans for higher-value items with low upfront costs.
Key strengths: Over 3,300 store locations across 29 U.S. states, D.C., Latin America, and the United Kingdom; Non-recourse pawn loans mean defaulting does not damage credit scores or trigger collections; Layaway service available with only 10% down payment required. Areas to consider: No APR or fee disclosures visible on the public website — borrowers cannot compare loan costs upfront; Pledged items are permanently lost if the loan is not repaid within the agreed period.
In the Pawn Shops category, comparable providers include A1 CASH NOW, Big Shawn's Buy & Sell, EZPAWN. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers who are researching short-term cash access with eligibility claims to verify and have personal property of value to pledge, or for shoppers hunting for discounted secondhand goods. The main caveat is that pawn loan costs are typically very high and the website provides no rate transparency, making it essential to ask about all fees and terms in-store before agreeing to a loan.
Las Vegas pawn shop offering collateral loans on luxury items, gold/jewelry buying, check cashing starting at 2%, and MoneyGram wire transfers.
Profile signals: Owners of luxury watches, gold jewelry, or diamonds needing fast no-credit-check cash, Individuals who need to sell gift cards for immediate liquidity
Las Vegas-based precious metals buyer specializing in gold, silver, diamonds, and luxury watches. Buys only; does not offer pawn loans.
Profile signals: People with gold, silver, or diamond jewelry they want to sell quickly for cash, Luxury watch owners seeking to liquidate Rolex or similar timepieces
Las Vegas, NV's EZPAWN at 4155 S Jones Blvd offers quick pawn loans, jewelry purchases, and product redemptions seven days a week.
Profile signals: People who own electronics, jewelry, tools, or firearms and need cash within hours, Bargain hunters seeking brand-name pre-owned goods at deep discounts
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