Pawn-Shops · Nevada
Rating: 3.9/5
FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, and the United Kingdom.
FirstCash Holdings, Inc., headquartered at 1600 West 7th Street in Fort Worth, Texas, is the leading international operator of pawn stores. The company trades on major indices including the S&P MidCap 400 and Russell 2000, reflecting its scale as a publicly traded enterprise. With approximately 22,000 employees across the U.S., Latin America, and the United Kingdom, FirstCash has grown into a multinational operation serving cash- and credit-constrained consumers across dozens of markets.
FirstCash's core offering is the retail pawn loan: small, non-recourse loans secured by pledged personal property such as jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Customers who need immediate cash can bring in items of value, receive a loan offer, and reclaim their property by repaying the loan within the agreed period. If they choose not to redeem, the item is forfeited — no credit damage, no collections.
Beyond lending, FirstCash operates as a retailer, buying and selling secondhand merchandise across all its store locations. The company also offers layaway services with as little as 10% down, and through its wholly owned subsidiary AFF, provides lease-to-own and retail finance payment solutions through a network of over 15,000 active merchant partner locations nationwide.
What distinguishes FirstCash is its sheer geographic reach and operational scale. With more than 3,300 locations spanning 29 U.S. states, the District of Columbia, all Mexican states, Guatemala, Colombia, El Salvador, and the United Kingdom, it offers a level of accessibility few competitors match. The non-recourse structure of pawn loans is a meaningful consumer protection — defaulting on a pawn loan does not affect credit scores or trigger debt collection.
The addition of AFF's fintech payment solutions also positions FirstCash beyond traditional pawn into broader consumer finance.
For consumers who need quick cash and have assets to pledge, FirstCash provides a straightforward, no-credit-check path to short-term liquidity. However, pawn loans globally carry high effective interest rates, and the website does not disclose specific APR ranges or fee structures — a notable transparency gap. The non-recourse feature is protective, but borrowers who cannot repay will permanently lose pledged items, which can be emotionally and financially costly.
As a large corporate chain, interactions may feel transactional compared to independent local pawn shops. FirstCash is best approached as a last-resort liquidity tool or a destination for buying and selling used goods, not as a primary borrowing option.
Reader-focused summary of the strongest reasons to consider TNT Pawn and Jewelry and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
TNT Pawn and Jewelry works best for consumers who value over 3,300 store locations across 29 u.s. states, d.c., latin america, and the u and can accept the tradeoff of no apr or fee disclosures visible on the public website — borrowers cannot compa. Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against TNT Pawn and Jewelry's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
10 services listed
1 states
TNT Pawn and Jewelry offers 10 services including Pawn loans (non-recourse, secured by personal property), Gold, silver, and platinum buying, Retail sales of secondhand jewelry, electronics, tools, and appliances, Layaway plans with 10% down, Sporting goods buying and selling, and 5 more. Confirm current service list directly with the provider before contracting.
TNT Pawn and Jewelry's profile signals suggest it may fit: Consumers needing fast, no-credit-check cash using personal property as collateral; Bargain shoppers seeking discounted secondhand electronics, jewelry, tools, and appliances; People selling gold, silver, or platinum jewelry for immediate cash; Shoppers wanting layaway plans for higher-value items with low upfront costs. Individual outcomes vary based on your specific situation.
Key strengths: Over 3,300 store locations across 29 U.S. states, D.C., Latin America, and the United Kingdom; Non-recourse pawn loans mean defaulting does not damage credit scores or trigger collections; Layaway service available with only 10% down payment required. Areas to consider: No APR or fee disclosures visible on the public website — borrowers cannot compare loan costs upfront; Pledged items are permanently lost if the loan is not repaid within the agreed period.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
TNT Pawn and Jewelry serves customers in 1 states including Nevada. Confirm current service availability in your state directly with the provider.
Listed pricing for TNT Pawn and Jewelry: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Nevada. It does not confirm that TNT Pawn and Jewelry or this specific location is licensed.
Payday lending in Nevada: Legal
Usury cap: No general usury cap; payday loans legal with no rate cap (term and amount limits apply)
Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
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Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
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Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
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Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Rating 2.5/5
Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
Rating 4.2/5
Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
Rating 4.2/5
Notable: Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
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TNT Pawn and Jewelry — Pawn Shops in Nevada.
Overall rating: 3.9/5
FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, and the United Kingdom.
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.