Three Rivers Community Action, Inc logo

Three Rivers Community Action, Inc in Rochester, MN

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Non-profit community action agency providing free and low-cost assistance with housing, energy, food, and support services across southern Minnesota since 1966.

Data compiled from public sources

Three Rivers Community Action, Inc Review

Three Rivers Community Action, Inc. is a nonprofit human service organization incorporated in 1966 and created by local citizens to address basic human needs in their service area. The organization operates under a mission to work with community partners to improve quality of life for individuals, families, and the community. They receive funding from Minnesota Community Action Grants and Community Services Block Grants administered through the Office of Economic Opportunity.

Three Rivers offers a comprehensive suite of assistance programs spanning housing, nutrition, energy, childcare, and support services for people at different life stages. Their core offerings include rental assistance, energy assistance, weatherization, mobile home rehabilitation, SNAP enrollment support, meals on wheels, chore and homemaker services for seniors, Head Start childcare, volunteer transportation, housing advocacy, homelessness support through McKinney-Vento assistance, and homeownership education through their Home Stretch Workshop. They operate multiple physical locations across Goodhue, Wabasha, Rice, and Steele Counties in Minnesota.

Three Rivers distinguishes itself through its multi-stage life approach, serving renters, homeowners, families, seniors, and people experiencing homelessness with tailored programs. They provide culturally responsive services in English, Somali, and Spanish. Their chore and homemaker services specifically target adults 65+ seeking to remain independent in their homes. The organization maintains an explicit commitment to cost-sharing based on ability to pay, with a stated policy that no one will be turned away for inability to contribute.

As a legitimate nonprofit dependent on public grants, Three Rivers represents genuine community assistance rather than a commercial service. The limitation is that services are geographically restricted to specific Minnesota counties and availability varies by location. Funding constraints mean some services like chore assistance are currently operational in only "selected communities." The organization is listed about its grant funding sources and executive leadership.

Services & Features

Chore and Homemaker Services for adults 65+
Community Support Services for people experiencing homelessness
Energy Assistance and weatherization services
Head Start early childhood education programs at multiple locations
Homeownership education and Home Stretch Workshop classes
Housing Advocacy and homeless support through McKinney-Vento Homeless Assistance Act
Meals on Wheels for seniors
Mobile Home Rehabilitation
Rental Assistance for qualifying renters
SNAP (Supplemental Nutrition Assistance Program) enrollment and support
Volunteer Transportation services
Volunteer opportunities and community engagement programs

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-profit status ensures services prioritize need over profit; funded by government Community Action Grants
  • Multilingual services available in English, Somali, and Spanish reflecting diverse community needs
  • Cost-sharing model explicitly states no one will be turned away for inability to pay
  • Comprehensive wraparound services addressing multiple needs: housing, food, energy, childcare, senior support
  • Established 1966 with listed track record and community partnerships across multiple counties
  • Homeownership education through Home Stretch Workshop helps renters transition to ownership
  • Senior-focused chore and homemaker services help adults 65+ maintain independence in their homes

Cons

  • Services limited to specific geographic areas in southern Minnesota (Goodhue, Wabasha, Rice, Steele Counties)
  • Some services like chore and homemaker assistance are only available in 'selected communities,' not universally across service area
  • Limited information on website about wait times, service capacity, or how to formally apply for assistance
  • Dependent on government grant funding which may fluctuate and affect service availability or expansion
  • No online application or intake process documented; appears to require in-person visits to offices

State Consumer Finance Context

This is state-level context for Free Help consumers in Rochester, MN. It does not confirm that Three Rivers Community Action, Inc or this specific location is licensed.

State regulator

Minnesota Department of Commerce

Key state rules to check

  • Payday loans capped at $350 with tiered fees ($5.50 per $100 up to $50, $10 per $100 on $50-$100, etc.).
  • Minimum loan term of 30 days required for payday loans.
  • Licensed consumer small loan lenders subject to tiered rate caps.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Three Rivers Community Action, Inc offer?

Three Rivers Community Action, Inc offers 12 services including Rental Assistance for qualifying renters, Energy Assistance and weatherization services, Mobile Home Rehabilitation, SNAP (Supplemental Nutrition Assistance Program) enrollment and support, Meals on Wheels for seniors, and 7 more.

What profile signals are listed for Three Rivers Community Action, Inc?

Three Rivers Community Action, Inc has profile signals associated with Low-income renters and families in southern Minnesota seeking rental or energy assistance, Adults 65+ in Goodhue and Wabasha Counties needing in-home support to maintain independence, Individuals and families experiencing homelessness or housing instability in their service area, Families with young children seeking Head Start enrollment and childcare support.

What are the strengths and weaknesses of Three Rivers Community Action, Inc?

Key strengths: Non-profit status ensures services prioritize need over profit; funded by government Community Action Grants; Multilingual services available in English, Somali, and Spanish reflecting diverse community needs; Cost-sharing model explicitly states no one will be turned away for inability to pay. Areas to consider: Services limited to specific geographic areas in southern Minnesota (Goodhue, Wabasha, Rice, Steele Counties); Some services like chore and homemaker assistance are only available in 'selected communities,' not universally across service area.

How does Three Rivers Community Action, Inc compare to similar companies?

In the Free Help category, comparable providers include Capi USA, Community Neighborhood Housing Services, Inc Dba Neighborworks Home Partners, One Roof Community Housing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Rochester, MN
BBB Accredited
No
Certifications
HUD-Approved
Visit Three Rivers Community Action, Inc

CreditDoc Profile Note

Research Note on Three Rivers Community Action, Inc

Three Rivers Community Action is profile signals for low-to-moderate income individuals and families in southern Minnesota seeking free or low-cost assistance with housing, food, energy, or senior support services. The main caveat is that services are geographically restricted to specific Minnesota counties and some programs operate only in selected communities within that region, requiring verification of local availability before applying.

Profile Signals

  • Low-income renters and families in southern Minnesota seeking rental or energy assistance
  • Adults 65+ in Goodhue and Wabasha Counties needing in-home support to maintain independence
  • Individuals and families experiencing homelessness or housing instability in their service area
  • Families with young children seeking Head Start enrollment and childcare support
Updated 2026-05-08

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Quick Summary

  • Three Rivers Community Action, Inc is listed as a Free Help provider in Rochester, MN on CreditDoc.
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