No stored Google rating available.
Tech Credit Union is a member-owned, not-for-profit credit union serving Indiana and Illinois with savings accounts, loans, and financial services.
Data compiled from public sources
Tech Credit Union operates as a federally-insured credit union (NCUA-insured) serving members in Indiana and Illinois. The institution positions itself as a community-focused financial provider emphasizing local roots and reported service. org with digital banking capabilities and multiple service channels.
The credit union offers a range of consumer and business financial products. Based on their website, services include vehicle loans (advertised with special low-rate terms and convenient repayment options), savings accounts, share accounts, online and mobile banking platforms, debit card services with real-time alerts, mortgage services through a dedicated Mortgage Center, and business banking solutions. They provide loan applications through their digital platform and feature a ClickSWITCH service to facilitate direct deposit transfers from other institutions.
Tech Credit Union distinguishes itself through messaging around community values, union support ("Union Proud. Union Strong"), and member experience. Customer testimonials highlight staff helpfulness and positive loan experiences.
The institution emphasizes that it has retained members long-term, with at least one member noting nearly 20 years of membership. Their fraud prevention messaging is prominent on the homepage, warning members about unsolicited contact attempts. As a credit union rather than a traditional bank, Tech CU operates on a not-for-profit, member-owned model where earnings benefit members rather than external shareholders.
The available information suggests competitive offerings in vehicle lending and standard credit union products.
This is state-level context for Credit Unions consumers in San Jose, CA. It does not confirm that Technology or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Technology processed 688 mortgage applications in 2023, with 65.4% recorded as approved across 7 states.
688
Applications
65.4%
Approval Rate
$256K
Avg Loan
7
States Served
Based on 688 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Technology offers 12 services including Vehicle loans with low-rate specials, Savings accounts and share accounts, Online banking platform with login access, Mobile banking application, Debit cards with real-time alerts and Card Controls, and 7 more.
Technology has profile signals associated with Indiana and Illinois residents seeking member-owned credit union services without shareholder profit extraction, Vehicle loan applicants looking for rate claims to verify and streamlined approval processes, Small business owners needing commercial banking and lending relationships with local institution focus, Long-term savers and members prioritizing community-based financial services and relationship banking.
Key strengths: Member-owned, not-for-profit structure means profits return to members rather than external shareholders; NCUA insurance protection on deposits up to $250,000; Vehicle loan specials with advertised low rates and convenient terms. Areas to consider: Geographic limitation to Indiana and Illinois membership only; Specific APRs, fees, and rate information not transparently displayed on homepage.
In the Credit Unions category, comparable providers include CommonWealth Central Credit Union, Los Angeles Federal Credit Union, San Francisco Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Tech Credit Union is profile signals for Indiana and Illinois residents seeking a member-owned credit union with competitive vehicle lending, mortgage services, and relationship-based banking. The main caveat is geographic limitation to two states and the need to contact the institution directly for specific rates, fees, and membership requirements, as these details are not fully listed on their public website.
CommonWealth Central Credit Union is a federally-insured credit union offering online banking, loans, and member services through multiple locations.
Google rating from 107 reviews
Profile signals: Local community members with access to CommonWealth Central Credit Union branches, Consumers seeking lower-cost banking alternatives through credit union membership
Los Angeles Federal Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to the LA area since 1936.
Google rating from 182 reviews
Profile signals: Los Angeles-area residents eligible for credit union membership seeking rate claims to verify on vehicle and home loans, Members interested in community-focused banking with reinvestment in local programs and scholarships
San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.
Google rating from 1,077 reviews
Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service
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