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Family-owned Tampa pawn shop since 1979 specializing in gold, diamonds, silver, and jewelry purchases or pawn loans with same-day cash.
Data compiled from public sources
Tampa Gun and Pawn has operated as a family-owned pawn brokerage in Tampa, Florida since 1979, representing over 45 years in the industry. The business is located at 12319 N Nebraska Ave in Tampa and serves the greater Tampa metropolitan area including Carrollwood, Lutz, Land O Lakes, Temple Terrace, Wesley Chapel, North Tampa, Brandon, Riverview, and South Tampa. The company positions itself as "Tampa's oldest and most respected pawn shop" and emphasizes their long-standing reputation and family heritage in the business.
The company offers two primary transaction types: direct purchases of items for cash and pawn loans using items as collateral. Their primary focus is precious metals and jewelry, including gold (new, old, scrap, broken, coins, bars, dental, and jewelry), silver (bars, coins, ingots, jewelry, flatware), diamonds (loose, rings, earrings, necklaces, pendants), and platinum products. Beyond precious metals, they accept a diverse range of collateral including US and world coins, antique and estate jewelry, luxury watches, motorcycles, cars, laptop computers, musical instruments (electric guitars, amps), sports cards and memorabilia, power tools, generators, and electric bicycles. All transactions are conducted on a cash-only basis with no checks accepted.
Tampa Gun and Pawn differentiates itself through several operational claims: they state they "pay the most money for gold and diamonds in Tampa" and will "match or beat any written quote from competitors." Customer testimonials highlight personalized service, competitive pricing on specific items like diamond rings, and the discovery of unique jewelry pieces. The business emphasizes accessibility and breadth of acceptable collateral, indicating willingness to evaluate any item of value. Their "All Cash - All the Time" policy is presented as a distinguishing feature.
The business model is straightforward pawn brokerage with emphasis on precious metals acquisition. Honest assessment: this is a legitimate pawn operation focused on high-value items like jewelry and metals rather than consumer electronics or general goods. Consumers should understand that pawn loans involve interest and fees not detailed on the website, and that the competitive pricing claims (matching competitors) would require independent verification. The website contains no information about loan terms, interest rates, holding periods, or redemption policies—standard details for pawn transactions.
This is state-level context for Pawn Shops consumers in Tampa, FL. It does not confirm that Tampa Gun and Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Tampa Gun and Pawn offers 14 services including Gold purchases (new, old, scrap, broken, coins, bars, dental, jewelry), Silver purchases and loans (bars, coins, ingots, jewelry, flatware), Diamond purchases (loose, rings, earrings, necklaces, pendants), Platinum product purchases, Antique and estate jewelry buying, and 9 more.
Tampa Gun and Pawn is best suited for Individuals needing immediate cash for jewelry, gold, or precious metal items, People with motorcycles, cars, or musical instruments seeking short-term collateral loans, Those liquidating estate jewelry or inherited precious metals for fair market value, Consumers seeking local pawn services with established reputation in Tampa market.
Key strengths: 45+ years of family ownership and industry experience in Tampa market; Wide range of accepted collateral beyond precious metals including vehicles, instruments, and electronics; Same-day cash payment policy with no checks. Areas to consider: No transparent disclosure of loan terms, interest rates, APR, or redemption fees on website; No posted holding period policy or item recovery procedures.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Tampa Gun and Pawn is best suited for Tampa-area residents who own jewelry, precious metals, vehicles, or musical instruments and need quick cash via collateral-based loans or direct sales. Main caveat: the website provides no loan terms, interest rates, fees, or redemption policies—essential information consumers should obtain directly before transacting, as these details significantly impact the true cost and value of pawn transactions.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for quick cash loans and asset sales.
Best for: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Best for: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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