Pawn-Shops · Florida
Rating: 3.9/5
Family-owned Tampa pawn shop since 1979 specializing in gold, diamonds, silver, and jewelry purchases or pawn loans with same-day cash.
Tampa Gun and Pawn has operated as a family-owned pawn brokerage in Tampa, Florida since 1979, representing over 45 years in the industry. The business is located at 12319 N Nebraska Ave in Tampa and serves the greater Tampa metropolitan area including Carrollwood, Lutz, Land O Lakes, Temple Terrace, Wesley Chapel, North Tampa, Brandon, Riverview, and South Tampa. The company positions itself as "Tampa's oldest and most respected pawn shop" and emphasizes their long-standing reputation and family heritage in the business.
The company offers two primary transaction types: direct purchases of items for cash and pawn loans using items as collateral. Their primary focus is precious metals and jewelry, including gold (new, old, scrap, broken, coins, bars, dental, and jewelry), silver (bars, coins, ingots, jewelry, flatware), diamonds (loose, rings, earrings, necklaces, pendants), and platinum products. Beyond precious metals, they accept a diverse range of collateral including US and world coins, antique and estate jewelry, luxury watches, motorcycles, cars, laptop computers, musical instruments (electric guitars, amps), sports cards and memorabilia, power tools, generators, and electric bicycles.
All transactions are conducted on a cash-only basis with no checks accepted.
Tampa Gun and Pawn differentiates itself through several operational claims: they state they "pay the most money for gold and diamonds in Tampa" and will "match or beat any written quote from competitors." Customer testimonials highlight personalized service, competitive pricing on specific items like diamond rings, and the discovery of unique jewelry pieces. The business emphasizes accessibility and breadth of acceptable collateral, indicating willingness to evaluate any item of value. Their "All Cash - All the Time" policy is presented as a distinguishing feature.
The business model is straightforward pawn brokerage with emphasis on precious metals acquisition. Honest assessment: this is a legitimate pawn operation focused on high-value items like jewelry and metals rather than consumer electronics or general goods. Consumers should understand that pawn loans involve interest and fees not detailed on the website, and that the competitive pricing claims (matching competitors) would require independent verification.
The website contains no information about loan terms, interest rates, holding periods, or redemption policies—standard details for pawn transactions.
Reader-focused summary of the strongest reasons to consider Tampa Gun and Pawn and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
Tampa Gun and Pawn works best for consumers who value 45+ years of family ownership and industry experience in tampa market and can accept the tradeoff of no transparent disclosure of loan terms, interest rates, apr, or redemption fees. Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against Tampa Gun and Pawn's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
14 services listed
1 states
Tampa Gun and Pawn offers 14 services including Gold purchases (new, old, scrap, broken, coins, bars, dental, jewelry), Silver purchases and loans (bars, coins, ingots, jewelry, flatware), Diamond purchases (loose, rings, earrings, necklaces, pendants), Platinum product purchases, Antique and estate jewelry buying, and 9 more. Confirm current service list directly with the provider before contracting.
Tampa Gun and Pawn's profile signals suggest it may fit: Individuals needing immediate cash for jewelry, gold, or precious metal items; People with motorcycles, cars, or musical instruments seeking short-term collateral loans; Those liquidating estate jewelry or inherited precious metals for fair market value; Consumers seeking local pawn services with established reputation in Tampa market. Individual outcomes vary based on your specific situation.
Key strengths: 45+ years of family ownership and industry experience in Tampa market; Wide range of accepted collateral beyond precious metals including vehicles, instruments, and electronics; Same-day cash payment policy with no checks. Areas to consider: No transparent disclosure of loan terms, interest rates, APR, or redemption fees on website; No posted holding period policy or item recovery procedures.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Tampa Gun and Pawn serves customers in 1 states including Florida. Confirm current service availability in your state directly with the provider.
Listed pricing for Tampa Gun and Pawn: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Florida. It does not confirm that Tampa Gun and Pawn or this specific location is licensed.
Payday lending in Florida: Legal (max $500)
Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
Rating 4.4/5
Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
Rating 4.4/5
Notable: No credit check required—accessible to those with poor or no credit history
Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
Rating 4.5/5
Notable: Specialized expertise in firearms buying, selling, pawning, and trading with diverse inventory
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Rating 2.5/5
Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
Rating 4.2/5
Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
Rating 4.2/5
Notable: Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
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Tampa Gun and Pawn — Pawn Shops in Florida.
Overall rating: 3.9/5
Family-owned Tampa pawn shop since 1979 specializing in gold, diamonds, silver, and jewelry purchases or pawn loans with same-day cash.
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.