St. Colman & Affiliates logo

St. Colman & Affiliates in Cleveland, OH

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Federal credit union chartered in 1939 offering member-owned financial services including savings accounts, loans, and online banking to Cleveland-area residents.

Data compiled from public sources

St. Colman & Affiliates Review

St. Colman & Affiliates Federal Credit Union was established in 1939 as a federally chartered credit union serving the Cleveland, Ohio community. As a member-owned, not-for-profit institution, it operates under the regulatory oversight of the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. The credit union is rooted in the cooperative movement's democratic principles, emphasizing member benefit over corporate profit.

The organization provides a range of financial services designed for personal member benefit, including share savings accounts, share certificates, loan products, and online banking access. Members can apply for loans through downloadable application forms and access their accounts through the credit union's online banking platform. The institution maintains a physical branch location at 6637 Lorain Ave. in Cleveland and offers 24-hour automated services through their "Skippy Line" phone system.

St. Colman distinguishes itself through its long operational history and mission-driven focus on helping members achieve personal financial success through low-cost services. As a federally chartered credit union, member savings are protected by NCUA insurance up to $250,000, providing security comparable to bank deposits. The organization actively promotes accessibility features on its website and maintains direct communication channels via phone, email, and fax.

The credit union serves a niche market of members in the Cleveland area seeking member-owned financial alternatives. However, the website provides limited detailed information about specific loan products, interest rates, membership requirements, or competitive advantages. Prospective members would need to contact the institution directly to understand full service offerings and eligibility criteria.

Services & Features

24-hour automated phone system (Skippy Line)
Email member support
Fax services for member communication
In-branch services at Cleveland location
Online banking platform with account access and new account enrollment
Personal loans (with downloadable application forms)
Share certificates
Share savings accounts (NCUA-insured up to $250,000)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • NCUA-insured savings up to $250,000 provides strong deposit protection
  • Federally chartered since 1939 demonstrates long-established stability and operational history
  • Member-owned, not-for-profit structure returns benefits to members rather than shareholders
  • Online banking platform available with new account sign-up capability
  • 24-hour automated "Skippy Line" phone system for member access
  • Accessible website design with contrast, font, and readability features
  • Multiple contact methods available: phone (216-281-4570), fax, and email

Cons

  • Website lacks transparency on specific loan types, rates, terms, and membership eligibility requirements
  • Limited service information makes it difficult to compare offerings with other credit unions
  • Physical branch appears to be single location in Cleveland, limiting accessibility for broader geographic membership
  • No published details on loan application approval timelines or processing
  • Website does not clearly explain membership requirements or who qualifies to join

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Cleveland, OH. It does not confirm that St. Colman & Affiliates or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does St. Colman & Affiliates offer?

St. Colman & Affiliates offers 8 services including Share savings accounts (NCUA-insured up to $250,000), Share certificates, Personal loans (with downloadable application forms), Online banking platform with account access and new account enrollment, 24-hour automated phone system (Skippy Line), and 3 more.

What profile signals are listed for St. Colman & Affiliates?

St. Colman & Affiliates has profile signals associated with Cleveland-area residents seeking member-owned financial institution with NCUA protection, Members valuing long-established credit unions with cooperative movement principles, Individuals looking for low-cost loans and savings products within a local community.

What are the strengths and weaknesses of St. Colman & Affiliates?

Key strengths: NCUA-insured savings up to $250,000 provides strong deposit protection; Federally chartered since 1939 demonstrates long-established stability and operational history; Member-owned, not-for-profit structure returns benefits to members rather than shareholders. Areas to consider: Website lacks transparency on specific loan types, rates, terms, and membership eligibility requirements; Limited service information makes it difficult to compare offerings with other credit unions.

How does St. Colman & Affiliates compare to similar companies?

In the Credit Unions category, comparable providers include CME Federal Credit Union, Education First Credit Union, Pathways Financial Credit Union - Grandview. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1939
Headquarters
Cleveland, OH
BBB Accredited
No
Certifications
NCUA Insured Charter #3462
Visit St. Colman & Affiliates

CreditDoc Profile Note

Research Note on St. Colman & Affiliates

St. Colman & Affiliates FCU is profile signals for Cleveland-area residents who prioritize member-owned financial institutions and value long-term stability, but prospective members should contact the credit union directly to understand specific loan products, rates, and membership eligibility since the website provides limited service details.

Profile Signals

  • Cleveland-area residents seeking member-owned financial institution with NCUA protection
  • Members valuing long-established credit unions with cooperative movement principles
  • Individuals looking for low-cost loans and savings products within a local community
Updated 2026-05-14

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Quick Summary

  • St. Colman & Affiliates is listed as a Credit Unions provider in Cleveland, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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