Space Age Federal Credit Union is a not-for-profit, member-owned credit union based in Golden and Aurora, Colorado, with a 74-year history of serving its community. The credit union recently underwent a website migration from spaceagefcu.org to spaceagecu.org in April 2026, demonstrating active digital modernization efforts.
Space Age offers a comprehensive suite of financial products including share savings accounts, youth savings accounts, checking accounts, auto loans, motorcycle loans, recreational vehicle loans, personal second mortgages and HELOCs, credit cards, and business lending options. They provide digital banking through their mobile app (available on Android and Apple), online banking portal, and in-person services at physical branch locations. The credit union also maintains ATM network fee context and participates in shared branching networks.
The credit union distinguishes itself through member-focused programming including the Money Monsters & Friends youth education club, young adult checking accounts with special benefits, and financial wellness resources through GreenPath Financial Wellness partnerships. They offer rate claims to verify including auto loans as low as 5.70% APR, motorcycle loans as low as 6.74% APR, credit cards as low as 6.75% APR, and second mortgages as low as 7.49% APR. The organization recently expanded membership eligibility criteria to make joining easier for a broader population.
As a federally-insured credit union (NCUA), Space Age provides member protection and operates on a not-for-profit basis where earnings are returned to members rather than shareholders. However, limited information is provided on their website regarding asset size, member count, specific lending limits, or detailed fee structures, which may require direct contact for comprehensive financial comparison.