Space Age logo

Space Age in Aurora, CO

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Member-owned federal credit union serving Golden and Aurora, Colorado with expanded eligibility including those who live, work, worship, or attend school in the area.

Data compiled from public sources

Space Age Review

Space Age Federal Credit Union is a not-for-profit, member-owned credit union based in Golden and Aurora, Colorado, with a 74-year history of serving its community. The credit union recently underwent a website migration from spaceagefcu.org to spaceagecu.org in April 2026, demonstrating active digital modernization efforts.

Space Age offers a comprehensive suite of financial products including share savings accounts, youth savings accounts, checking accounts, auto loans, motorcycle loans, recreational vehicle loans, personal second mortgages and HELOCs, credit cards, and business lending options. They provide digital banking through their mobile app (available on Android and Apple), online banking portal, and in-person services at physical branch locations. The credit union also maintains ATM network fee context and participates in shared branching networks.

The credit union distinguishes itself through member-focused programming including the Money Monsters & Friends youth education club, young adult checking accounts with special benefits, and financial wellness resources through GreenPath Financial Wellness partnerships. They offer rate claims to verify including auto loans as low as 5.70% APR, motorcycle loans as low as 6.74% APR, credit cards as low as 6.75% APR, and second mortgages as low as 7.49% APR. The organization recently expanded membership eligibility criteria to make joining easier for a broader population.

As a federally-insured credit union (NCUA), Space Age provides member protection and operates on a not-for-profit basis where earnings are returned to members rather than shareholders. However, limited information is provided on their website regarding asset size, member count, specific lending limits, or detailed fee structures, which may require direct contact for comprehensive financial comparison.

Services & Features

Auto loans
Business lending options
Debt consolidation and financial assistance counseling
Financial calculators
GreenPath financial wellness partnerships
Mobile banking app (Android and Apple)
Money Monsters & Friends youth education program
Motorcycle loans
Online internet banking portal
Recreational vehicle loans
Second mortgages and HELOCs (home equity lines of credit)
Share savings accounts (membership accounts)
Surcharge-free ATM network and shared branching access
Visa credit cards
Young adult checking accounts
Youth savings accounts with special benefits

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Recently expanded membership eligibility to include those who live, work, worship, or attend school in the service area, making membership more accessible
  • rate claims to verify across multiple products: auto loans from 5.70% APR, credit cards from 6.75% APR, second mortgages from 7.49% APR
  • Modern digital banking platform with mobile app available on both Android and Apple, online banking, and ATM network fee context
  • Comprehensive youth financial education program through Money Monsters & Friends club with dedicated youth savings and checking products
  • Free financial wellness resources through GreenPath partnership and debt consolidation options
  • Federal credit union with NCUA insurance protection and member-owned, not-for-profit structure
  • Business lending options available for members needing commercial financing

Cons

  • Limited geographic footprint restricted to Golden and Aurora, Colorado service area only
  • Website lacks detailed information on specific loan limits, fee schedules, and product terms requiring direct contact for complete details
  • No information provided about membership requirements, deposit minimums, or account opening requirements beyond 'expanded eligibility'
  • Limited transparency on business lending specifics, application requirements, or approval criteria
  • No mention of alternative funding options, payday alternative loans (PALs), or other emergency lending products commonly offered by credit unions

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Aurora, CO. It does not confirm that Space Age or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Space Age offer?

Space Age offers 16 services including Share savings accounts (membership accounts), Youth savings accounts with special benefits, Young adult checking accounts, Auto loans, Motorcycle loans, and 11 more.

What profile signals are listed for Space Age?

Space Age has profile signals associated with Colorado residents in Golden and Aurora area who live, work, worship, or attend school within the credit union's service territory, Members seeking competitive auto and motorcycle financing with lower APRs than traditional banks, Families interested in youth financial education and developing savings habits for children through dedicated youth programs, Individuals needing consolidation options and debt management support through GreenPath partnerships.

What are the strengths and weaknesses of Space Age?

Key strengths: Recently expanded membership eligibility to include those who live, work, worship, or attend school in the service area, making membership more accessible; rate claims to verify across multiple products: auto loans from 5.70% APR, credit cards from 6.75% APR, second mortgages from 7.49% APR; Modern digital banking platform with mobile app available on both Android and Apple, online banking, and ATM network fee context. Areas to consider: Limited geographic footprint restricted to Golden and Aurora, Colorado service area only; Website lacks detailed information on specific loan limits, fee schedules, and product terms requiring direct contact for complete details.

How does Space Age compare to similar companies?

In the Credit Unions category, comparable providers include Affidian Credit Union, Colorado Credit Union, The District Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1952
Headquarters
Aurora, CO
BBB Accredited
No
Certifications
NCUA Insured Charter #68737
Visit Space Age

CreditDoc Profile Note

Research Note on Space Age

Space Age Federal Credit Union is profile signals for Colorado residents in the Golden and Aurora area seeking member-owned, federally-insured banking with rate claims to verify on auto and motorcycle financing, plus strong youth financial education programs. The primary caveat is geographic limitation to Colorado's Front Range communities—out-of-area residents cannot join regardless of membership eligibility criteria.

Profile Signals

  • Colorado residents in Golden and Aurora area who live, work, worship, or attend school within the credit union's service territory
  • Members seeking competitive auto and motorcycle financing with lower APRs than traditional banks
  • Families interested in youth financial education and developing savings habits for children through dedicated youth programs
  • Individuals needing consolidation options and debt management support through GreenPath partnerships
Updated 2026-05-14

Similar Companies

Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.2/5

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Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with rate claims to verify on mortgages, auto loans, and savings products.

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The District Credit Union logo

The District Credit Union

Review this provider profile and compare source-linked details before choosing what to do next.

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Profile signals: Consumers in Aurora, Colorado looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

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Quick Summary

  • Space Age is listed as a Credit Unions provider in Aurora, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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