Sol's Jewelry & Loan logo

Sol's Jewelry & Loan in Omaha, NE

3.9/5

Sol's Jewelry & Loan is a pawn shop offering collateral-based loans and jewelry/precious metals buying services, located in Omaha, Nebraska.

Data compiled from public sources · Rating from CreditDoc methodology

Sol's Jewelry & Loan Review

Sol's Jewelry & Loan operates as a pawn shop in Omaha, Nebraska, located at 2505 S 120th St. The business is part of the FirstCash network, a national pawn and financial services company. Based on the Waze listing, the company maintains regular business hours throughout the week to serve customers seeking quick access to cash through collateral-based lending.

As a pawn shop, Sol's Jewelry & Loan provides collateral loans where customers can pledge personal items—particularly jewelry and precious metals—in exchange for immediate cash. This model allows individuals to obtain funds without credit checks or lengthy approval processes. The business also appears to engage in buying and selling jewelry and other valuables, which is typical of pawn operations.

Sol's Jewelry & Loan distinguishes itself through its affiliation with FirstCash, a large national pawn and financial services operator with established processes and multiple locations. The business operates with clear, published hours (9 AM–7 PM weekdays, 9 AM–6 PM Saturday, 11 AM–4 PM Sunday) and provides direct phone contact, indicating professional customer service infrastructure.

For consumers, pawn loans offer speed and accessibility without credit requirements, making them suitable for emergency cash needs. However, customers should understand that pawn loans require surrendering personal property and involve higher effective costs compared to traditional lending. The terms are typically short-term, and failure to repay results in loss of the collateral item.

Services & Features

Collateral-based pawn loans secured by jewelry and precious metals
Financial services through FirstCash network
Item storage and security while loan is active
Jewelry and valuables sales
Jewelry appraisal and valuation services
Loan redemption and repayment processing
Precious metals buying and selling
Quick cash advances against collateral

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit check required for loans—immediate qualification based on collateral value
  • Same-day or next-day cash access with minimal paperwork
  • Clear, published business hours across all seven days of the week
  • Direct phone contact available (402) 334-8776 for loan inquiries and appraisals
  • Part of FirstCash network, providing professional pawn operations and established policies
  • Jewelry and precious metals expertise for accurate appraisals
  • Located in accessible Omaha neighborhood near major retail and civic centers

Cons

  • Pawn loans carry implicit high costs—interest rates and fees make them more expensive than traditional loans or credit
  • Loss of collateral if loan is not repaid within agreed timeframe; personal items may be lost permanently
  • Short-term loan structure (typically 30-90 days) creates risk of repeat borrowing cycles and balloon payments
  • Limited to collateral-based lending, which excludes those without valuable personal property to pledge
  • Website content limited to Waze listing; no dedicated company website provided with detailed terms, rates, or policies

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Sol's Jewelry & Loan legitimate?

Yes. Sol's Jewelry & Loan is a registered company, headquartered in 2215 Harney St, Omaha, NE 68102.

Quick Facts

Headquarters
2215 Harney St, Omaha, NE 68102
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on Sol's Jewelry & Loan

Sol's Jewelry & Loan is best for individuals facing genuine short-term cash emergencies who own valuable jewelry or precious metals and cannot access traditional credit. The main caveat is that pawn loans are significantly more expensive than conventional lending and carry the risk of permanent loss of personal property if the loan cannot be repaid.

Best For

  • Consumers needing emergency cash within 24 hours who own valuable jewelry or precious metals
  • Individuals with poor or no credit history seeking loans without credit checks
  • Short-term borrowers able to repay within 30–90 days who want to avoid traditional lending requirements
Updated 2026-04-29

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