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Pawn shop and jewelry buyer in National City, CA offering collateral-based loans, jewelry appraisal, and notary services alongside Western Union money transfer.
Data compiled from public sources
Simon & Simon Jewelry & Loan is located at 139 E 8th St, National City, CA 91950, and operates as a traditional pawn shop with jewelry-focused services. The business has been established long enough to accumulate customer reviews on Google Maps and appears to serve the National City community as both a financial services provider and jewelry staff context. The company name references the classic 1980s TV show "Simon & Simon," which was set and filmed in San Diego, though the connection appears to be nominal rather than operational.
The company offers pawn loans (collateral-based lending), jewelry appraisal services, jewelry buying, notary public services, and Western Union money transfer capabilities. These services represent the typical pawn shop business model where customers can either sell jewelry outright or use it as collateral for short-term loans. The Western Union partnership provides an additional revenue stream and customer convenience for money transfer needs.
The business distinguishes itself primarily through its jewelry specialization and notary services, which expand beyond basic pawn shop operations. Customer reviews indicate the company does handle Western Union transactions and maintains a notary public on staff, though service quality appears inconsistent based on available feedback.
The company has a 3.7/5 star rating across 6 reviews, with polarized feedback. Positive reviews praise politeness and helpfulness during money transfers. Negative reviews cite rude phone service, unwillingness to answer basic product questions, and inconvenient notary policies requiring customers to leave sensitive documents with SSNs for 15 minutes unattended. The limited review volume and mixed sentiment suggest variable customer experience.
This is state-level context for Pawn Shops consumers in National City, CA. It does not confirm that Simon & Simon Jewelry & Loan or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Simon & Simon Jewelry & Loan offers 9 services including Pawn loans (collateral-based lending using jewelry and valuables), Jewelry appraisal and valuation, Jewelry buying (direct purchase of items), Notary public services, Western Union money transfers, and 4 more.
Simon & Simon Jewelry & Loan has profile signals associated with Local National City residents needing quick collateral-based loans against jewelry or valuables, Individuals looking to sell jewelry, gold, diamonds, or similar items for short-term cash access, Customers needing notary public services in the National City area.
Key strengths: Offers jewelry appraisal services, useful for customers determining item value before selling or pawning; Provides notary public services, adding convenience for document authentication needs; Western Union money transfer partner, enabling same-location financial transactions. Areas to consider: Staff reported as rude and unwilling to answer basic product questions about diamond purchases over the phone; Notary service requires leaving confidential documents with SSNs unattended for 15 minutes, raising security concerns.
In the Pawn Shops category, comparable providers include 1st Pacific Pawn, Atlas Loan & Jewelry Co, Dave Tipp Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Simon & Simon Jewelry & Loan is profile signals for National City-area residents researching short-term cash access through collateral loans against jewelry or looking to sell precious items. The main caveat is that service quality appears inconsistent based on reviews, and the notary service policy raises legitimate security concerns about handling documents containing SSNs; call ahead to clarify current policies before visiting.
1st Pacific Pawn offers collateral-based loans and cash for items of value in San Pedro, CA. Borrowers receive loans up to 7 months with no monthly payments or early repayment penalties.
Profile signals: People researching short-term cash access who own valuable items (jewelry, electronics, instruments), Borrowers without credit history or poor credit seeking collateral-based loans
Bellflower, CA pawn shop founded in 1961 offering collateral-based loans from $10–$100,000, eligibility claim to verify. Buys and sells jewelry, electronics, tools, coins, and musical instruments.
Profile signals: Local residents in Bellflower, Long Beach, Downey, or Lakewood researching short-term cash access with eligibility claims to verify, Individuals who may not meet traditional loan criteria due to poor or no credit history
Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.
Profile signals: Customers who own jewelry or gold and are researching short-term cash access with eligibility claims to verify or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright
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