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Macro International Cargo
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Senor Check Cashing #13 in Houston, TX
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Senor Check Cashing offers check cashing, money orders, Western Union transfers, and bill payments at multiple locations with bilingual service.
Data compiled from public sources
Senor Check Cashing #13 Review
Senor Check Cashing operates as a financial services provider serving communities with check cashing and related money movement solutions. The company maintains a multi-location network and positions itself as a check-cashing staff context with the branding "Senor 1% Check Cashing," suggesting competitive fee positioning.
The company offers a focused suite of services centered on check cashing as the primary offering, supplemented by money orders, Western Union money transfer services, and bill payment processing. These services are designed to serve unbanked and underbanked consumers who rely on alternative financial services for basic money movement needs.
Senor Check Cashing distinguishes itself through bilingual support (English/Español) and a multi-location footprint accessible through their location finder tool. The company maintains an online presence and employee career opportunities, indicating an established operation rather than a single-location business.
For consumers without traditional bank accounts, Senor Check Cashing provides functional basic financial services. However, the company does not offer credit-building products, lending, or wealth-building tools. The check-cashing model inherently involves transaction fees that accumulate over time, making it costlier than traditional banking for regular users. The website provides limited transparency on fee structures, APRs, or service terms.
Services & Features
Bilingual customer service
Bill payments
Check cashing
Money orders
Multi-location check cashing network
Physical location services
Western Union money transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Bilingual service in English and Spanish, serving diverse communities
- Multiple service locations accessible through online location finder
- Western Union money transfer capability for domestic and international sends
- Bill payment services integrated alongside check cashing
- Established multi-location operation with employee career program
- Money order services for secure payment alternatives
Cons
- No fee transparency on website—check cashing fees not disclosed, making cost comparison impossible
- No credit-building, lending, or savings products to help customers build financial stability
- Website lacks customer reviews, ratings, or service quality indicators
- No disclosure of hours, verification requirements, or ID policies for check cashing
- Check cashing model charges transaction fees that accumulate significantly for regular users compared to free bank checking
State Consumer Finance Context
This is state-level context for Check Cashing & Money Services consumers in Houston, TX. It does not confirm that Senor Check Cashing #13 or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Money services context in Texas
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Key state rules to check
- Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
- No state cap on CAB fees; effective APRs frequently exceed 500%.
- Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
Complaint resources
- Texas Office of Consumer Credit Commissioner - State Regulator
- Texas Attorney General Consumer Protection Division - State AG
- Consumer Financial Protection Bureau (CFPB) - Federal
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Frequently Asked Questions
What services does Senor Check Cashing #13 offer?
Senor Check Cashing #13 offers 7 services including Check cashing, Money orders, Western Union money transfers, Bill payments, Multi-location check cashing network, and 2 more.
What profile signals are listed for Senor Check Cashing #13?
Senor Check Cashing #13 has profile signals associated with Unbanked workers receiving physical paychecks who are researching short-term cash access, Spanish-speaking consumers seeking bilingual financial services, Individuals needing occasional money transfers or bill payments without a bank account, Communities with multiple Senor Check Cashing locations for convenience.
What are the strengths and weaknesses of Senor Check Cashing #13?
Key strengths: Bilingual service in English and Spanish, serving diverse communities; Multiple service locations accessible through online location finder; Western Union money transfer capability for domestic and international sends. Areas to consider: No fee transparency on website—check cashing fees not disclosed, making cost comparison impossible; No credit-building, lending, or savings products to help customers build financial stability.
How does Senor Check Cashing #13 compare to similar companies?
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Quick Facts
- Headquarters
- 6744 Hillcroft St, Houston, TX 77081
- BBB Accredited
- No
CreditDoc Profile Note
Research Note on Senor Check Cashing #13
Senor Check Cashing is profile signals for unbanked or underbanked consumers who need immediate check cashing and money transfer services, particularly Spanish speakers. The main caveat is that check cashing inherently charges per-transaction fees that make it more expensive than traditional banking over time, and the website provides no fee transparency, making true cost assessment impossible before visiting a location.
Profile Signals
- Unbanked workers receiving physical paychecks who are researching short-term cash access
- Spanish-speaking consumers seeking bilingual financial services
- Individuals needing occasional money transfers or bill payments without a bank account
- Communities with multiple Senor Check Cashing locations for convenience
Updated 2026-04-29
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Quick Summary
- Senor Check Cashing #13 is listed as a Check Cashing & Money Services provider in Houston, TX on CreditDoc.
- Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
- If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
- For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.
Next Steps
Find contact or location Check phone, address, map, and website availability. Check specific services See whether the provider lists the help you need. Review fit context Use the quiz to compare category, service, and public-rating fields. Compare alternatives Review similar providers before making contact. Improve your position Cash Advance Alternatives: Better Ways to Get Money Fast Learn the basics Start the free Credit Fundamentals course.
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