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Macro International Cargo
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Senor Check Cashing #09 in Houston, TX
No stored Google rating available.
Senor Check Cashing offers check cashing, money orders, Western Union transfers, and bill payment services at multiple locations with a focus on underbanked consumers.
Data compiled from public sources
Senor Check Cashing #09 Review
Senor Check Cashing operates as a traditional check-cashing service with a branded identity emphasizing accessibility to Spanish-language and underbanked communities. The company maintains multiple physical locations and provides essential financial services for customers who may lack traditional bank accounts or prefer cash-based transactions. Their service portfolio includes check cashing as the core offering, supplemented by complementary money movement and payment services commonly used by consumers managing finances outside the traditional banking system.
The company's bilingual approach (English/Español) and location-based model suggest targeting immigrant and Spanish-speaking populations in their service areas, though specific geographic coverage is not detailed on their website.
Services & Features
Bilingual service support (Spanish and English)
Bill payments
Check cashing
Domestic and international money transfer options
Money orders
Multiple physical locations
Walk-in customer service
Western Union money transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Bilingual website and services (English and Spanish) indicating accessibility for Spanish-speaking customers
- Multiple physical locations available for in-person service access
- Offers bundled financial services (check cashing, money orders, Western Union, bill payments) in one location
- Branded as 'Senor 1% Check Cashing' suggesting competitive check-cashing rates
- Provides Western Union money transfer services for domestic and international payments
- Money order services available for secure payment methods
- Online location finder for customer convenience in finding nearest branch
Cons
- Limited information on their website regarding specific fees, rates, or terms
- No online check cashing or digital service options mentioned
- No stated hours of operation or detailed location information on website
- No customer reviews, ratings, or transparency metrics provided on website
- Outdated copyright notice (2016) raises questions about website maintenance and active operations
State Consumer Finance Context
This is state-level context for Check Cashing & Money Services consumers in Houston, TX. It does not confirm that Senor Check Cashing #09 or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Money services context in Texas
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Key state rules to check
- Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
- No state cap on CAB fees; effective APRs frequently exceed 500%.
- Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
Complaint resources
- Texas Office of Consumer Credit Commissioner - State Regulator
- Texas Attorney General Consumer Protection Division - State AG
- Consumer Financial Protection Bureau (CFPB) - Federal
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Frequently Asked Questions
What services does Senor Check Cashing #09 offer?
Senor Check Cashing #09 offers 8 services including Check cashing, Money orders, Western Union money transfers, Bill payments, Multiple physical locations, and 3 more.
What profile signals are listed for Senor Check Cashing #09?
Senor Check Cashing #09 has profile signals associated with Unbanked or underbanked Spanish-speaking consumers needing check cashing services, Customers preferring in-person transactions and cash-based financial services, Individuals requiring money transfer services (Western Union) alongside check cashing, Consumers in service areas needing bill payment options outside traditional banking.
What are the strengths and weaknesses of Senor Check Cashing #09?
Key strengths: Bilingual website and services (English and Spanish) indicating accessibility for Spanish-speaking customers; Multiple physical locations available for in-person service access; Offers bundled financial services (check cashing, money orders, Western Union, bill payments) in one location. Areas to consider: Limited information on their website regarding specific fees, rates, or terms; No online check cashing or digital service options mentioned.
How does Senor Check Cashing #09 compare to similar companies?
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Quick Facts
- Headquarters
- 14525 Bellaire Blvd c, Houston, TX 77083
- BBB Accredited
- No
CreditDoc Profile Note
Research Note on Senor Check Cashing #09
Senor Check Cashing is profile signals for unbanked and underbanked consumers, particularly Spanish-speaking populations, who need reliable check cashing and money movement services at physical locations. The main caveat is that their website provides minimal transparency on fees, rates, hours, and specific locations, making it necessary for customers to contact branches directly or visit in person for detailed pricing and service information.
Profile Signals
- Unbanked or underbanked Spanish-speaking consumers needing check cashing services
- Customers preferring in-person transactions and cash-based financial services
- Individuals requiring money transfer services (Western Union) alongside check cashing
- Consumers in service areas needing bill payment options outside traditional banking
Updated 2026-04-29
More Check Cashing & Money Services
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47th & Pulaski Currency Exchange
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Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice
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Quick Summary
- Senor Check Cashing #09 is listed as a Check Cashing & Money Services provider in Houston, TX on CreditDoc.
- Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
- If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
- For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.
Next Steps
Find contact or location Check phone, address, map, and website availability. Check specific services See whether the provider lists the help you need. Review fit context Use the quiz to compare category, service, and public-rating fields. Compare alternatives Review similar providers before making contact. Improve your position Cash Advance Alternatives: Better Ways to Get Money Fast Learn the basics Start the free Credit Fundamentals course.
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