No stored Google rating available.
Sam's Grocery & Check Cashing offers check cashing and financial services at a Phoenix location, accessible through Grubhub for grocery delivery.
Data compiled from public sources
Sam's Grocery & Check Cashing is a financial services business located at 3901 West Southern Avenue in Phoenix, Arizona. The company operates as a hybrid grocery store and check-cashing provider, combining everyday retail groceries with basic financial transaction services. The business maintains extended hours, operating from 7:00 AM to 11:00 PM daily for both pickup and delivery options.
The company offers check-cashing services as its primary financial offering, though the website content is limited to Grubhub's food delivery and pickup interface. This suggests their primary revenue stream may be grocery sales, with check-cashing as a complementary service. The business is listed on Grubhub as a food merchant rather than a traditional financial services platform, indicating accessibility through third-party delivery apps.
Contact information is available via phone at (602) 237-3115 for direct inquiries about services beyond the online grocery ordering system. The company distinguishes itself by combining grocery shopping with financial services in a single location, serving customers who need both everyday supplies and check-cashing functionality. The availability through Grubhub's platform with extended operating hours (7 AM–11 PM) provides customer convenience for those seeking flexible access to both grocery items and financial transactions.
The business operates in Phoenix's South Valley area, serving a local community customer base. A significant caveat is that the available website information is almost entirely limited to Grubhub's grocery ordering interface. Potential customers interested specifically in check-cashing services would need to contact the business directly, as the Grubhub listing emphasizes grocery sales and food delivery rather than financial services.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Sam's Grocery & Check Cashing or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Sam's Grocery & Check Cashing offers 8 services including Check cashing, Grocery delivery via Grubhub, Grocery pickup, Snacks and beverages, Lunch items, and 3 more.
Sam's Grocery & Check Cashing has profile signals associated with Phoenix-area residents seeking check cashing combined with grocery shopping, Customers wanting flexible, extended-hours financial services, People preferring local, neighborhood-based financial service providers.
Key strengths: Extended daily hours (7:00 AM–11:00 PM) provide flexible access for check-cashing needs; Integrated grocery store with check-cashing service allows one-stop shopping; Local South Phoenix location serves neighborhood residents directly. Areas to consider: Grubhub listing emphasizes groceries, not check-cashing—financial service details unavailable online; Limited information about check-cashing fees, limits, or service terms on official web presence.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Sam's Grocery & Check Cashing is profile signals for Phoenix residents who need check-cashing services and want to combine that transaction with grocery shopping at an extended-hours location. The primary caveat is that specific check-cashing details—fees, limits, policies—are not documented on the company's web presence; customers must call (602) 237-3115 directly to confirm financial service offerings and terms.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Sam's Grocery & Check Cashing and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.