Part of the Sam Check Cashing Machine chain · locations
SAM Check Cashing Machine logo

SAM Check Cashing Machine in Detroit, MI

No stored Google rating available.

At 2646 E Jefferson Ave in Detroit, MI, SAM Check Cashing Machine offers convenient check cashing services for residents.

Data compiled from public sources

SAM Check Cashing Machine Review

SAM Check Cashing Machine operates at 2646 E Jefferson Ave in Detroit, MI. This standalone location on Detroit's east side provides check cashing services during standard business hours: Monday through Saturday from 10 AM to 6 PM, with Sunday closures.

The Detroit location offers check cashing as its primary service for individuals and small businesses. Customers can reach the team at 313-393-7101 to confirm current services, discuss large checks, or ask about specific requirements before visiting.

If you live or work in Detroit and need same-day check cashing, SAM Check Cashing Machine at this E Jefferson Ave location is open Monday–Saturday, 10 AM–6 PM. Bring a valid government ID and your check. It's a quick, straightforward service for Detroit residents and businesses in Michigan.

Services & Features

Cash access and distribution
Check cashing
Extended evening hours service
Financial services at retail location
Multi-location service network
Walk-in customer service
Weekend service availability

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended weekday hours until 9 PM, providing access for working customers
  • Open on Sundays until 7 PM, offering weekend service convenience
  • Physical storefront location in Detroit with direct phone support
  • Part of a multi-location network suggesting operational stability
  • Accessible walk-in service without appointment requirements

Cons

  • Limited information available about specific fees and rates on their Waze listing
  • No details provided about alternative services beyond check cashing
  • Website content does not specify accepted check types or minimum/maximum amounts
  • No information about identity verification requirements or processing times

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Detroit, MI. It does not confirm that SAM Check Cashing Machine or this specific location is licensed.

State regulator

Michigan Department of Insurance and Financial Services

Money services context in Michigan

Short-term lending status: Legal

General rate context: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $600 with tiered fees: 15% first $100, 14% on $100-$200, 13% on $200-$300, etc.
  • Maximum loan term is 31 days; rollovers prohibited.
  • Borrowers limited to one payday loan at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does SAM Check Cashing Machine offer?

SAM Check Cashing Machine offers 7 services including Check cashing, Financial services at retail location, Cash access and distribution, Multi-location service network, Extended evening hours service, and 2 more.

What profile signals are listed for SAM Check Cashing Machine?

SAM Check Cashing Machine has profile signals associated with Unbanked or underbanked individuals needing immediate check conversion, Workers with non-standard schedules requiring evening or weekend access, People in the Detroit area seeking local check-cashing alternatives to banks.

What are the strengths and weaknesses of SAM Check Cashing Machine?

Key strengths: Extended weekday hours until 9 PM, providing access for working customers; Open on Sundays until 7 PM, offering weekend service convenience; Physical storefront location in Detroit with direct phone support. Areas to consider: Limited information available about specific fees and rates on their Waze listing; No details provided about alternative services beyond check cashing.

How does SAM Check Cashing Machine compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Big Check Cashing, Boulevard Check Cashing, Check Cashing Etc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2646 E Jefferson Ave, Detroit, MI 48207
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on SAM Check Cashing Machine

SAM Check Cashing Machine is profile signals for unbanked Detroit residents needing quick check conversion outside traditional banking hours, particularly those who work evenings or weekends. The main caveat is that the Waze listing provides minimal detail about fees, specific services offered beyond check cashing, or terms—customers should call (313) 538-0000 to confirm rates and service details before visiting.

Profile Signals

  • Unbanked or underbanked individuals needing immediate check conversion
  • Workers with non-standard schedules requiring evening or weekend access
  • People in the Detroit area seeking local check-cashing alternatives to banks
Updated 2026-05-08

Similar Companies

Big Check Cashing logo

Big Check Cashing

Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.

BBB: NR

Profile signals: Unbanked or underbanked individuals who are researching short-term cash access from large checks, Customers with tax refund, settlement, or 401(k) checks seeking same-day access

Boulevard Check Cashing logo

Boulevard Check Cashing

Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.

BBB: NR

Profile signals: Detroit-area residents and workers without bank accounts seeking short-term cash access, Hospital employees near Henry Ford who need quick check cashing access

Check Cashing Etc. logo

Check Cashing Etc.

A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.

BBB: NR

Profile signals: Unbanked or underbanked Detroit residents researching short-term cash access from payroll or settlement checks, Business owners requiring same-day access to corporate check funds

Compare Your Needs With SAM Check Cashing Machine

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • SAM Check Cashing Machine is listed as a Check Cashing & Money Services provider in Detroit, MI on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to SAM Check Cashing Machine and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.