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Harper Woods, MI customers visit SAM Check Cashing Machine at 19700 Kelly Rd for quick check cashing services.
Data compiled from public sources
SAM Check Cashing Machine at 19700 Kelly Rd in Harper Woods, MI is a standalone check-cashing store serving the local community. Located on Kelly Road, this Harper Woods location offers convenient check cashing services Monday through Saturday from 8AM to 9PM, with Sunday hours from 8AM to 8PM, making it accessible for most schedules.
This Harper Woods SAM Check Cashing Machine location provides reliable check cashing services for personal, business, and government checks. Customers can reach the Kelly Road location at 313-527-3550 to confirm current services, ask about acceptable forms of ID, or discuss any questions about the check cashing process.
If you're a Harper Woods resident needing to cash a check, bring a valid government-issued ID to the Kelly Road location—this is required for all check-cashing transactions. SAM provides quick, straightforward check cashing without the lengthy bank procedures.
This is state-level context for Check Cashing & Money Services consumers in Harper Woods, MI. It does not confirm that SAM Check Cashing Machine or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Short-term lending status: Legal
General rate context: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after
Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
SAM Check Cashing Machine offers 8 services including Payday loans (amounts $100–$2,500), Check cashing services, Online loan applications, In-person loan processing at Harper Woods location, Phone-based customer support, and 3 more.
SAM Check Cashing Machine has profile signals associated with Customers in Harper Woods/Detroit metro area who prefer in-person interactions and same-day processing, Workers with non-traditional schedules who need access during extended evening and weekend hours, Borrowers seeking small emergency loans ($100–$500) with rapid turnaround.
Key strengths: Extended operating hours (8 AM–9 PM most days, 8 AM–8 PM Sundays) accommodates working and non-traditional schedules; Online application option available through their website for remote loan requests; Loan amounts up to $2,500 provide flexibility beyond minimum $100 starting point. Areas to consider: No disclosed interest rates, APR, or fee structure on website—critical transparency gap for payday lending; Minimal information about loan terms, repayment schedules, or eligibility requirements.
In the Check Cashing & Money Services category, comparable providers include Big Check Cashing, Boulevard Check Cashing, Check Cashing Etc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
S.A.M. Check Cashing Machine is best suited for Harper Woods-area residents needing quick emergency cash and who prefer in-person service during extended hours. The critical caveat is the complete absence of disclosed loan terms, interest rates, and fees on their website—essential information that must be obtained directly before committing to any application.
Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.
Profile signals: Unbanked or underbanked individuals who are researching short-term cash access from large checks, Customers with tax refund, settlement, or 401(k) checks seeking same-day access
Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.
Profile signals: Detroit-area residents and workers without bank accounts seeking short-term cash access, Hospital employees near Henry Ford who need quick check cashing access
A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.
Profile signals: Unbanked or underbanked Detroit residents researching short-term cash access from payroll or settlement checks, Business owners requiring same-day access to corporate check funds
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