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USA Check Center (formerly Check Center)
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Part of the Sam Check Cashing Machine chain · locations
SAM Check Cashing Machine in Harper Woods, MI
Harper Woods, MI customers visit SAM Check Cashing Machine at 19700 Kelly Rd for quick check cashing services.
Data compiled from public sources · Rating from CreditDoc methodology
SAM Check Cashing Machine Review
SAM Check Cashing Machine at 19700 Kelly Rd in Harper Woods, MI is a standalone check-cashing store serving the local community. Located on Kelly Road, this Harper Woods location offers convenient check cashing services Monday through Saturday from 8AM to 9PM, with Sunday hours from 8AM to 8PM, making it accessible for most schedules.
This Harper Woods SAM Check Cashing Machine location provides reliable check cashing services for personal, business, and government checks. Customers can reach the Kelly Road location at 313-527-3550 to confirm current services, ask about acceptable forms of ID, or discuss any questions about the check cashing process.
If you're a Harper Woods resident needing to cash a check, bring a valid government-issued ID to the Kelly Road location—this is required for all check-cashing transactions. SAM provides quick, straightforward check cashing without the lengthy bank procedures.
Services & Features
Check cashing services
Email-based customer support
Emergency cash access
In-person loan processing at Harper Woods location
Online loan applications
Payday loans (amounts $100–$2,500)
Phone-based customer support
Same-day or next-business-day funding (claimed, not verified)
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Extended operating hours (8 AM–9 PM most days, 8 AM–8 PM Sundays) accommodates working and non-traditional schedules
- Online application option available through their website for remote loan requests
- Loan amounts up to $2,500 provide flexibility beyond minimum $100 starting point
- Local physical location in Harper Woods allows in-person service and relationship building
- Claims 24/7 customer support availability via email for account inquiries
- Simple online form advertised for fast access to funds with no complex initial barriers
Cons
- No disclosed interest rates, APR, or fee structure on website—critical transparency gap for payday lending
- Minimal information about loan terms, repayment schedules, or eligibility requirements
- No details on approval timeline or actual funding speed despite 'fast access' claims
- Limited online presence and outdated website design suggests weak digital infrastructure
- No customer reviews, ratings, or third-party verification visible to assess service quality
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is SAM Check Cashing Machine legitimate?
Yes. SAM Check Cashing Machine is a registered company, headquartered in 19700 Kelly Rd, Harper Woods, MI 48225.
Quick Facts
- Headquarters
- 19700 Kelly Rd, Harper Woods, MI 48225
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on SAM Check Cashing Machine
S.A.M. Check Cashing Machine is best suited for Harper Woods-area residents needing quick emergency cash and who prefer in-person service during extended hours. The critical caveat is the complete absence of disclosed loan terms, interest rates, and fees on their website—essential information that must be obtained directly before committing to any application.
Best For
- Customers in Harper Woods/Detroit metro area who prefer in-person interactions and same-day processing
- Workers with non-traditional schedules who need access during extended evening and weekend hours
- Borrowers seeking small emergency loans ($100–$500) with rapid turnaround
Updated 2026-04-29
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