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Roy's Pawn Shop in Irving, TX is a Standard Dealer for Henry Firearms, offering collateral-based loans and firearm sales. Located at 635 E Irving Blvd with phone and email contact.
Data compiled from public sources
Roy's Pawn Shop – Irving is a pawn shop located in Irving, Texas, operating as a Standard Dealer in the Henry Firearms dealer network. The business is positioned within the broader pawn and collateral lending industry, which provides short-term loans secured by personal property. The shop is listed among dozens of firearm retailers in the region, indicating it serves a competitive market with established dealer relationships.
As a pawn shop, Roy's Pawn Shop typically offers collateral-based lending services where customers can pledge personal items—including firearms, jewelry, electronics, and other valuables—in exchange for cash loans. The business is registered as a Henry Firearms dealer, suggesting they stock, sell, and facilitate transfers of Henry brand rifles and related firearms. com, indicating they operate beyond the Henry dealer portal.
What distinguishes Roy's Pawn Shop is its dual focus on pawn lending and firearm retail within a densely populated Dallas suburban market. Unlike larger firearms retailers or national pawn chains listed nearby (such as Guaranteed Pawn or Cash America Management), Roy's appears to operate as an independent, locally-owned business. Their inclusion in the Henry Firearms dealer network—though as a Standard Dealer rather than a higher-tier Gold or Top 100 dealer—suggests moderate inventory depth for Henry products.
The personal email address and smaller-scale operation indicate a more direct, owner-operated business model compared to corporate alternatives. An honest assessment reveals limited transparency about specific loan terms, interest rates, fees, or pawn-related policies on the available website content. As a pawn shop, the business operates within a lending category subject to state and local regulations regarding APR caps, redemption periods, and collateral handling, though these terms are not disclosed in the Henry Firearms dealer listing.
Customers seeking pawn services should contact the shop directly to understand current terms, as the Henry dealer page primarily functions as a firearms location finder rather than a comprehensive business information resource.
This is state-level context for Pawn Shops consumers in Irving, TX. It does not confirm that Roy's Pawn and Gun or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Roy's Pawn and Gun offers 8 services including Collateral-based pawn loans secured by personal property and firearms, Henry Firearms sales and dealer services as registered Henry dealer, Firearms retail and sales transactions, Firearm-related customer service and consultation, Loan redemption and collateral management, and 3 more.
Roy's Pawn and Gun has profile signals associated with Irving, TX residents needing quick collateral-based loans using firearms or valuables, Firearm buyers seeking Henry rifles with local pickup and direct dealer relationships, Customers preferring independent, locally-owned pawn shops over national chain alternatives, Individuals looking for combined pawn lending and firearms retail at a single location.
Key strengths: Established local pawn shop with firearm dealer credentials in growing Irving market; Direct contact channels including phone, email, and independent website for customer access; Standard Dealer status with Henry Firearms indicates vetted relationship and inventory access. Areas to consider: No information available about loan terms, APR rates, or redemption periods on dealer listing; Standard Dealer status (not Gold or Top 100) suggests lower inventory depth for Henry rifles than premium dealers.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Roy's Pawn Shop is best suited for Irving-area residents and firearm enthusiasts seeking collateral loans or Henry rifle purchases from an independent, locally-operated dealer. The main caveat is that specific pawn lending terms, APR rates, loan duration, and fee structures are not disclosed on the available dealer listing—customers must contact the shop directly at 972-579-7992 or roysantoscoy66@hotmail.com to understand exact terms before pledging collateral.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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