R.J. Cash Pawn Shop logo

R.J. Cash Pawn Shop in Miami Gardens, FL

3.8/5

RJ Cash Pawn Shop is a pawn broker in Miami Gardens, FL offering collateral-based loans, buy/sell/trade services, and cash advances on personal valuables including jewelry, firearms, and electronics.

Data compiled from public sources · Rating from CreditDoc methodology

R.J. Cash Pawn Shop Review

RJ Cash Pawn Shop is a pawn shop located at 4522 NW 183rd Street in Miami Gardens, Florida, within Miami-Dade County. The business operates in the traditional pawn industry, providing residents with quick access to cash secured by personal assets. Like most pawn shops, the company serves customers who need immediate liquidity without credit checks or lengthy approval processes.

The shop offers a range of services centered on collateral-based lending and merchandise transactions. Based on industry-standard pawn shop offerings and the tags associated with their listing, RJ Cash Pawn Shop likely provides pawn loans (short-term loans secured by personal property), cash for titles, collateral loans, check cashing, and buy/sell/trade services for items including jewelry (pre-owned, estate, heirloom), firearms, electronics, musical instruments, DVDs, and other used merchandise. They may also offer payday advances and services related to pawning titles.

The business maintains a physical storefront location in Miami Gardens and can be reached by phone at (305) 620-4464. The company is listed on the Hubbiz business directory, which includes a QR code for easy customer access. The listing allows for community reviews and permits business owners to claim and update their profile. However, the available information on the website is minimal and does not provide detailed specifics about loan terms, interest rates, redemption periods, or specific merchandise categories they prioritize.

For consumers, pawn shops like RJ Cash Pawn Shop serve as an alternative to traditional lending and check-cashing services. However, customers should be aware that pawn loans typically carry higher effective interest rates than bank loans, involve the risk of losing collateral, and require repayment within a specified timeframe. The lack of detailed terms on their public listing means customers should call ahead to confirm services, rates, and specific eligibility requirements before visiting.

Services & Features

Buy/sell/trade of used merchandise
Cash for titles
Check cashing services
Collateral loans against personal property
Electronics and TV trading/sales
Estate jewelry services
Firearms and ammunition services
Musical instrument pawn and sales
Pawn loans (collateral-based short-term loans)
Payday advances
Pre-owned jewelry purchase and trade
Silver and bullion services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit checks required for pawn loans
  • Same-day or quick cash access without lengthy application processes
  • Physical storefront location in Miami Gardens with local accessibility
  • Offers multiple service types including buy/sell/trade, collateral loans, and check cashing
  • Accepts diverse collateral including jewelry, firearms, electronics, and musical instruments
  • Established local business with published phone contact (305) 620-4464

Cons

  • Minimal public information available about loan terms, interest rates, or fees
  • No details provided about redemption periods or default consequences
  • No online presence or website with service details, making it necessary to call or visit in person
  • Pawn loans typically carry significantly higher effective interest rates than bank loans
  • Risk of permanent loss of collateral if loan is not repaid within the pawn period

Rating Breakdown

Value
5.0
Effectiveness
3.0
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is R.J. Cash Pawn Shop legitimate?

Yes. R.J. Cash Pawn Shop is a registered company, headquartered in 2505 NW 183rd St, Miami Gardens, FL 33056.

Quick Facts

Headquarters
2505 NW 183rd St, Miami Gardens, FL 33056
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit R.J. Cash Pawn Shop

CreditDoc Diagnosis

Doctor's Verdict on R.J. Cash Pawn Shop

RJ Cash Pawn Shop is best for Miami Gardens-area residents who need immediate cash secured by personal collateral and do not qualify for or wish to avoid traditional bank loans. The primary caveat is that pawn loans are expensive relative to other credit forms, involve forfeiture risk, and the company's minimal public disclosure means customers must contact them directly to understand specific terms, rates, and redemption policies before committing collateral.

Best For

  • Individuals needing immediate cash ($100-$1,000+) without credit approval
  • People with items of value (jewelry, electronics, firearms) seeking quick liquidation or short-term collateral loans
  • Customers in the Miami Gardens area seeking local check cashing or money services
Updated 2026-04-29

More Pawn Shops

W

We Buy Everything Pawn Shop - Springfield

0.0/5
Contact BBB:

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to R.J. Cash Pawn Shop and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.