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Ria Money Transfer operates a global money transfer service with 600,000+ agent locations in 190+ countries, offering multiple send and receive methods including online, mobile, in-person, and WhatsApp transfers.
Data compiled from public sources
Ria Money Transfer is an established international remittance provider with over 35 years of operating history in the money transfer industry. The company has processed over one billion transfers globally and maintains an extensive network of agent locations across Africa, Asia, Europe, Latin America, North America, and Oceania. Their platform serves customers who need to send funds to family and friends across international borders with various payout options.
Ria offers multiple channels for sending money: online via website, mobile app, in-person at physical locations, and via WhatsApp integration. Recipients can receive funds through bank deposits, cash pickup at agent locations (600,000+ worldwide), digital wallets, home delivery, and ATM withdrawals. The service supports transfers to over 190 countries and territories with access to 100+ currencies. Their first-transfer promotional rates and real-time transfer tracking are standard offerings.
The company differentiates itself through its extensive agent network (claimed at 600,000+ locations), multi-channel sending options including WhatsApp, 35+ years of established operations, and a 100% listed satisfaction term. They maintain relatively high app ratings (4.9 stars on iOS, 4.5 on Trustpilot) and actively market their service including sponsorship of the Mexican National Team. The emphasis on convenience across multiple platforms appeals to digitally-native and traditional users alike.
However, specific fee structures beyond the promotional 1.99 USD first-transfer rate are not clearly disclosed on the website, making it difficult to assess true cost competitiveness for repeat transfers. Exchange rate markups and recipient country-specific pricing remain opaque. While the company emphasizes speed and safety, no specific delivery time stated terms are provided beyond promotional examples (e.g., "by 10:39 PM"). The breadth of services masks the lack of listed pricing details that consumers need for informed comparison.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Ria Money Transfer - Los Altos Ranch Market or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ria Money Transfer - Los Altos Ranch Market offers 12 services including Online money transfer via website with real-time rate quotes, Mobile app-based money transfers with faster repeat transfer capability, In-person cash payment at physical agent locations, WhatsApp-integrated money transfers to select countries, Bank deposit delivery to recipient accounts, and 7 more.
Ria Money Transfer - Los Altos Ranch Market has profile signals associated with International migrant workers sending regular remittances to family in developing countries, Customers who value multiple send/receive options and need flexibility (online, mobile, in-person, WhatsApp), Senders prioritizing extensive cash pickup networks over lowest fees for emerging market recipients, Users established in digital platforms seeking seamless mobile-first transfer experience.
Key strengths: Extensive agent network with 600,000+ locations in 190+ countries enables cash pickup convenience worldwide; Multiple send methods including online, mobile app, in-person, and WhatsApp provide flexibility for different user preferences; Supports 100+ currencies for broader global coverage compared to narrower remittance providers. Areas to consider: Exchange rate markups and true fees for non-promotional transfers are not transparently disclosed on website; Delivery time stated terms are vague; promotional examples shown but no standard service levels stated.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Ria Money Transfer is best suited for international remitters who prioritize network reach and convenience over listed, competitive pricing. The critical caveat is that while the company emphasizes speed and extensive locations, actual costs beyond promotional first-transfer rates and delivery time stated terms remain poorly disclosed, making it essential for prospective users to request specific quotes before committing to transfers.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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