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Ria Money Transfer operates a global remittance network with hundreds of agent locations across the U.S., enabling customers to send and receive money internationally through multiple channels.
Data compiled from public sources
Ria Money Transfer is an international money transfer service that facilitates cross-border payments through an extensive network of physical agent locations and digital platforms. The company was founded to provide accessible remittance services to individuals and families sending money to over 36 countries across Africa, Asia, Europe, Latin America, North America, and Oceania.
Ria offers multiple ways to send money: online via their website, through their mobile app, in person at agent locations, and via WhatsApp. For receiving funds, customers can choose from bank deposit, cash pickup at agent locations, digital wallet funding, home delivery, or ATM withdrawal. The company also provides ancillary services including bill payment, currency conversion tools, IBAN calculation, and money transfer tracking. Their agent network includes partnerships with major retailers like 7-Eleven as well as independent check cashing outlets and multiservice businesses.
Ria distinguishes itself through its multi-channel approach and extensive geographic reach, allowing customers flexibility in how they send and receive funds. The integration with major retail chains like 7-Eleven provides 24-hour access at many locations. Their platform supports WhatsApp as a payment channel, reflecting adaptation to modern communication preferences. The company also offers business partnership opportunities through agent and digital partner programs.
As a remittance service, Ria's profile context depends heavily on competitive exchange rates and transfer fees, which are not disclosed on the location-finder page. The lack of listed pricing information on their public-facing website is a notable limitation for consumers evaluating costs. While their multi-channel model provides convenience, customers must verify rates and fees before committing to transfers, and some locations may have limited hours despite 24-hour availability at certain agent types.
This is state-level context for Check Cashing & Money Services consumers in Long Beach, CA. It does not confirm that Ria Money Transfer & Currency Exchange or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ria Money Transfer & Currency Exchange offers 12 services including Online money transfers via website, Mobile app-based money transfers, In-person money transfers at agent locations, WhatsApp money transfer, Bank deposit fund receipt, and 7 more.
Ria Money Transfer & Currency Exchange has profile signals associated with Immigrants and diaspora communities sending regular remittances to family abroad, International travelers needing to access funds or send money from multiple locations, Customers who prefer cash-based transactions over bank deposits for receiving funds, Businesses and individuals making frequent international bill payments.
Key strengths: Extensive agent network with 24-hour access at select 7-Eleven and check cashing locations; Multiple send channels: online, mobile app, in-person, and WhatsApp; Five receive options including bank deposit, cash pickup, digital wallet, home delivery, and ATM withdrawal. Areas to consider: No exchange rates or transfer fees displayed on website—customers must contact agents or login to see pricing; Many agent locations have limited hours (closures or restricted evening/weekend availability).
In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Ria Money Transfer is best suited for customers with established international connections who prioritize convenience and multi-channel access over listed pricing. The main caveat is that actual transfer costs and exchange rates are not publicly displayed on their website, requiring customers to engage directly with agents or create an account to compare pricing against competitors.
Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.
Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases
ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.
Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations
Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.
Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services
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