Ria Money Transfer & Currency Exchange logo

Ria Money Transfer & Currency Exchange in Long Beach, CA

2.2/5

Ria Money Transfer operates a global remittance network with hundreds of agent locations across the U.S., enabling customers to send and receive money internationally through multiple channels.

Data compiled from public sources · Rating from CreditDoc methodology

Ria Money Transfer & Currency Exchange Review

Ria Money Transfer is an international money transfer service that facilitates cross-border payments through an extensive network of physical agent locations and digital platforms. The company was founded to provide accessible remittance services to individuals and families sending money to over 36 countries across Africa, Asia, Europe, Latin America, North America, and Oceania.

Ria offers multiple ways to send money: online via their website, through their mobile app, in person at agent locations, and via WhatsApp. For receiving funds, customers can choose from bank deposit, cash pickup at agent locations, digital wallet funding, home delivery, or ATM withdrawal. The company also provides ancillary services including bill payment, currency conversion tools, IBAN calculation, and money transfer tracking. Their agent network includes partnerships with major retailers like 7-Eleven as well as independent check cashing outlets and multiservice businesses.

Ria distinguishes itself through its multi-channel approach and extensive geographic reach, allowing customers flexibility in how they send and receive funds. The integration with major retail chains like 7-Eleven provides 24-hour access at many locations. Their platform supports WhatsApp as a payment channel, reflecting adaptation to modern communication preferences. The company also offers business partnership opportunities through agent and digital partner programs.

As a remittance service, Ria's value proposition depends heavily on competitive exchange rates and transfer fees, which are not disclosed on the location-finder page. The lack of transparent pricing information on their public-facing website is a notable limitation for consumers evaluating costs. While their multi-channel model provides convenience, customers must verify rates and fees before committing to transfers, and some locations may have limited hours despite 24-hour availability at certain agent types.

Services & Features

ATM withdrawal of transferred money
Bank deposit fund receipt
Bill payment services
Cash pickup at agent locations
Currency conversion
Digital wallet funding
Home delivery of funds
In-person money transfers at agent locations
Mobile app-based money transfers
Money transfer tracking
Online money transfers via website
WhatsApp money transfer

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive agent network with 24-hour access at select 7-Eleven and check cashing locations
  • Multiple send channels: online, mobile app, in-person, and WhatsApp
  • Five receive options including bank deposit, cash pickup, digital wallet, home delivery, and ATM withdrawal
  • Serves 36+ countries across all major continents
  • Bill payment service available at many agent locations
  • Free currency converter and IBAN calculator tools on website
  • Mobile app enables money transfers on-the-go without visiting physical locations

Cons

  • No exchange rates or transfer fees displayed on website—customers must contact agents or login to see pricing
  • Many agent locations have limited hours (closures or restricted evening/weekend availability)
  • Heavy reliance on third-party agent network means service quality and customer experience may vary by location
  • No mention of consumer protection guarantees, fraud protection, or complaint resolution process on location page
  • Limited information about verification requirements or compliance procedures for international transfers

Rating Breakdown

Value
2.0
Effectiveness
1.0
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Ria Money Transfer & Currency Exchange legitimate?

Yes. Ria Money Transfer & Currency Exchange is a registered company, headquartered in 5450 Cherry Ave, Long Beach, CA 90805.

Quick Facts

Headquarters
5450 Cherry Ave, Long Beach, CA 90805
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Ria Money Transfer & Currency Exchange

Ria Money Transfer is best suited for customers with established international connections who prioritize convenience and multi-channel access over transparent pricing. The main caveat is that actual transfer costs and exchange rates are not publicly displayed on their website, requiring customers to engage directly with agents or create an account to compare pricing against competitors.

Best For

  • Immigrants and diaspora communities sending regular remittances to family abroad
  • International travelers needing to access funds or send money from multiple locations
  • Customers who prefer cash-based transactions over bank deposits for receiving funds
  • Businesses and individuals making frequent international bill payments
Updated 2026-04-29

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