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Austin, TX Ria Money Transfer at 104 Robert T Martinez Jr St - Fast money transfer and check cashing services.
Data compiled from public sources
Ria Money Transfer is located at 104 Robert T Martinez Jr St in Austin, TX, operating as a standalone check-cashing store. This street-level location makes it easy to access for Austin residents needing quick financial services without having to navigate inside a larger retail environment.
At the Austin location on Robert T Martinez Jr St, you can send money transfers domestically and internationally, cash checks, and access other money services. Call +1 512-480-0939 to speak with staff about transfer fees, rates, and available services for your specific needs.
If you need to transfer money quickly or cash a check in Austin, bring a valid government-issued ID and any checks you need to process. Ria Money Transfer has been a reported name in financial services for years, making it a profile with available trust signals when you need fast, accessible banking services.
This is state-level context for Check Cashing & Money Services consumers in Austin, TX. It does not confirm that Ria Money Transfer or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ria Money Transfer offers 12 services including Online money transfer via website with real-time rate quotes, Mobile app-based transfers with tracking and rate comparison, In-person cash payment at physical agent locations, WhatsApp money transfer to select countries, Cash pickup at 600,000+ global locations, and 7 more.
Ria Money Transfer has profile signals associated with Migrant workers and families sending remittances to Mexico and Latin America who value extensive cash pickup networks, Unbanked and underbanked recipients in developing regions without reliable digital payment infrastructure, Users comfortable with traditional in-person money transfer services who lack digital banking or credit card access, Senders in countries with limited fintech adoption who prefer established, brick-and-mortar provider trust signals.
Key strengths: 600,000+ cash pickup locations across 190+ countries enables access in remote areas competitors may not reach; Multi-channel sending (online, app, in-person, WhatsApp) accommodates diverse user preferences and tech literacy levels; Support for 100+ currencies with real-time exchange rate calculator on homepage. Areas to consider: Specific transfer fees, delivery times, and exchange rate margins not listed on homepage—comparison shopping requires entering details; Competitive pressure from fintech providers (Wise, OFX, Remitly) offering lower fees and faster digital-only transfers.
In the Check Cashing & Money Services category, comparable providers include Cash Express, Cash Money, Order Express - Houston E Tidwell Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Ria Money Transfer is profile signals for remittance senders—especially to Latin America—who value the extensive physical cash pickup network over digital-only speed, and for recipients in regions with limited banking infrastructure. Primary caveat: fee structures and delivery times require manual quote entry to compare competitively, and the platform lacks visible transparency on compliance, fraud protection, and regulatory oversight compared to modern fintech alternatives.
ACE Cash Express operates 34+ Houston-area store locations offering check cashing, payday loans, installment loans, and title loans with extended weekday and weekend hours.
Profile signals: Consumers with urgent same-day cash needs for unexpected expenses or emergencies, Individuals without bank accounts or traditional credit access seeking check cashing
ACE Cash Express operates 34+ locations in Houston offering check cashing, payday loans, installment loans, and title loans with provider-stated funding timing and extended evening/weekend hours.
Profile signals: Consumers facing genuine one-time emergencies (medical bills, car repairs, evictions) with limited alternatives, Individuals without bank accounts who need check cashing or money transfer services
Order Express provides check cashing, money transfers, bill payment, and cryptocurrency ATM services across 75+ U.S. locations. Operating since 1993, they serve 150,000+ customers without requiring a bank account.
Profile signals: Unbanked and underbanked consumers who need immediate check cashing without a bank account, Spanish-speaking immigrants and communities sending money to Mexico and Latin America
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