M
Macro International Cargo
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Ria Money Transfer Agent in Mesa, AZ
No stored Google rating available.
Ria Money Transfer is a global remittance provider enabling customers to send and receive money across 190+ countries through multiple channels with 600,000+ payout locations.
Data compiled from public sources
Ria Money Transfer Agent Review
Ria Money Transfer has operated for over 35 years as an established international money transfer service. The company specializes in remittances, allowing customers to send funds to family and friends worldwide with a focus on speed, security, and accessibility across diverse markets including Africa, Asia, Europe, Latin America, and Oceania. Their primary service model centers on facilitating cross-border money movement rather than traditional financial products like loans or credit services.
Ria offers multiple sending channels including online transfers via their website, mobile app, in-person cash payments at physical locations, and WhatsApp-based transfers. Customers can receive money through bank deposits, cash pickup at 600,000+ partner locations, digital wallets, home delivery, and ATM withdrawals. The platform supports over 100 currencies and claims to have processed over one billion transfers. Their rates are competitively positioned, with promotional offers (such as 1.99 USD fee on Mexico transfers) and a currency converter tool for transparency.
The company differentiates itself through its extensive agent network, institutional partnerships (including sponsorship of the Mexican National Team), and multi-platform accessibility. They offer 4.9-star ratings on iOS, 4.8 stars on Google Play, and 4.5 stars on Trustpilot based on 249,800+ to 234,600+ reviews. Their 100% listed satisfaction term and emphasis on security from established operations distinguish them in the remittance space.
Ria's positioning as a check-cashing category company reflects that money transfers are a form of alternative financial service alongside traditional banking. However, the company's primary function is remittance transfer rather than check cashing per se. For consumers sending international remittances, Ria provides a legitimate, long-established alternative to banks. The main consideration is that like all money transfer services, rate claims to verify and fees vary by destination country and transfer method.
Services & Features
ATM withdrawal functionality for transferred funds
Bank deposit delivery for receiving funds internationally
Cash pickup at 600,000+ partner locations globally
Currency converter tool for rate transparency
Digital wallet fund receipt options
Home delivery for received money transfers
IBAN calculator for bank transfer verification
In-person cash payment at physical agent locations
Mobile app-based money transfers with repeat transfer shortcuts
Online money transfer via website with real-time rate quotes
Real-time transfer tracking and status updates
WhatsApp-based money transfer to select countries
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 600,000+ cash pickup locations across 190+ countries providing extensive payout accessibility
- Multiple sending options including online, mobile app, in-person, and WhatsApp transfers for user convenience
- Support for 100+ currencies with listed rate conversion tools and currency calculator
- 35+ years of operational history with over one billion transfers processed, indicating scale and reliability
- Competitive fees with promotional rates (e.g., $1.99 on first Mexico transfers) and zero transfer fees to certain destinations
- High customer satisfaction ratings (4.9 stars iOS, 4.5 stars Trustpilot) with 234,600+ user reviews
- 100% listed satisfaction term and real-time transfer tracking functionality
Cons
- Exchange rates and fees vary significantly by destination country and transfer method, requiring price comparison
- Website does not prominently display standard fee schedules or rate cards, requiring users to enter transaction details to see costs
- Limited transparency on processing times across different destinations and delivery methods at initial discovery stage
- Cash pickup method dependent on partner agent network availability, which may be limited in some remote areas despite large location count
- Regulatory and compliance requirements for international transfers may create delays or additional verification steps not immediately visible
State Consumer Finance Context
This is state-level context for Check Cashing & Money Services consumers in Mesa, AZ. It does not confirm that Ria Money Transfer Agent or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Money services context in Arizona
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Key state rules to check
- Payday lending has been banned since July 2010 when the enabling statute expired.
- Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
- Title loans are legal but regulated with licensing requirements.
Complaint resources
- Arizona Department of Insurance and Financial Institutions (DIFI) - State Regulator
- Arizona Attorney General - Consumer Protection Division - State AG
- Consumer Financial Protection Bureau (CFPB) - Federal
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Frequently Asked Questions
What services does Ria Money Transfer Agent offer?
Ria Money Transfer Agent offers 12 services including Online money transfer via website with real-time rate quotes, Mobile app-based money transfers with repeat transfer shortcuts, In-person cash payment at physical agent locations, WhatsApp-based money transfer to select countries, Bank deposit delivery for receiving funds internationally, and 7 more.
What profile signals are listed for Ria Money Transfer Agent?
Ria Money Transfer Agent has profile signals associated with Immigrants and expatriates sending regular remittances to family in developing markets with limited banking infrastructure, International travelers and business professionals needing fast, multi-currency money transfers across borders, Consumers in countries with 600,000+ Ria partner locations seeking convenient cash pickup alternatives to bank transfers, Users preferring mobile-first or social media (WhatsApp) transfer methods over traditional wire services.
What are the strengths and weaknesses of Ria Money Transfer Agent?
Key strengths: 600,000+ cash pickup locations across 190+ countries providing extensive payout accessibility; Multiple sending options including online, mobile app, in-person, and WhatsApp transfers for user convenience; Support for 100+ currencies with listed rate conversion tools and currency calculator. Areas to consider: Exchange rates and fees vary significantly by destination country and transfer method, requiring price comparison; Website does not prominently display standard fee schedules or rate cards, requiring users to enter transaction details to see costs.
How does Ria Money Transfer Agent compare to similar companies?
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Quick Facts
- Headquarters
- Quick Corner, 66 S Mesa Dr #2, Mesa, AZ 85210
- BBB Accredited
- No
CreditDoc Profile Note
Research Note on Ria Money Transfer Agent
Ria Money Transfer is profile signals for immigrants, expatriates, and international remittance senders seeking fast, accessible cross-border money movement to 190+ countries. The primary caveat is that rates, fees, and delivery speed vary substantially by destination country and transfer method, requiring users to compare quotes for specific transaction pairs before committing.
Profile Signals
- Immigrants and expatriates sending regular remittances to family in developing markets with limited banking infrastructure
- International travelers and business professionals needing fast, multi-currency money transfers across borders
- Consumers in countries with 600,000+ Ria partner locations seeking convenient cash pickup alternatives to bank transfers
- Users preferring mobile-first or social media (WhatsApp) transfer methods over traditional wire services
Updated 2026-04-29
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47th & Pulaski Currency Exchange
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Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice
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Quick Summary
- Ria Money Transfer Agent is listed as a Check Cashing & Money Services provider in Mesa, AZ on CreditDoc.
- Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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Next Steps
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