No stored Google rating available.
Randolph-Brooks FCU is a Texas-based credit union offering comprehensive financial services including auto loans, mortgages, credit cards, and trust services to members.
Data compiled from public sources
Randolph-Brooks Federal Credit Union (RBFCU) operates as a member-owned, not-for-profit financial institution serving Texas residents and communities. The credit union provides a full spectrum of consumer and business financial products through both digital and physical channels, including an active mobile banking app and multiple physical locations across Texas. RBFCU's service portfolio encompasses deposit accounts (checking, savings, money market), lending products (auto loans, mortgages, home equity lines of credit, personal loans), credit cards, and investment-related services.
The credit union distinguishes itself through additional offerings like trust services and estate planning support, which is less common among traditional credit unions. RBFCU's trust services division, operational since 2017, serves both members and non-members seeking asset management, trust administration, and estate settlement support. The organization emphasizes member education through financial literacy content on topics ranging from tax strategies to fraud prevention.
Routing number 314089681 confirms their federal credit union status under NCUA insurance. However, membership eligibility typically requires living or working in specific Texas service areas, limiting access compared to online banks. Their advertised rates are competitive but subject to change, and like all credit unions, membership requirements may involve opening a deposit account.
This is state-level context for Credit Unions consumers in Universal City, TX. It does not confirm that Randolph-Brooks or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Randolph-Brooks offers 12 services including Checking and savings accounts with direct deposit, Money market accounts with competitive dividend rates, Certificates of deposit (share certificates) up to 3.80% APY, Auto loans (new, used, refinance) starting at 4.99% APR with up to 60-day payment deferral, Mortgages starting at 6.472% APR for home purchase and refinance, and 7 more.
Randolph-Brooks has profile signals associated with Texas residents and employees seeking comprehensive banking with competitive auto loan and mortgage rates, Individuals with sizable estates or assets needing professional trust administration and estate planning services, Members wanting integrated financial services including investments, insurance, and title services under one institution, Consumers prioritizing security features and identity theft protection through MemberSafe enrollment.
Key strengths: Competitive auto loan rates starting at 4.99% APR with no payment options up to 60 days; Trust services and estate planning support available—uncommon for credit unions—serving both members and non-members since 2017; Direct deposit available with up to 2-day early payment feature. Areas to consider: Membership restricted to Texas service areas—eligibility depends on residence/employment, limiting national accessibility; Rates advertised as variable and subject to change with minimal rate transparency on homepage.
In the Credit Unions category, comparable providers include A+ Federal Credit Union, ALLIANCE Credit Union, Security Service Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
RBFCU is best suited for Texas residents seeking a full-service credit union with rate claims to verify on auto loans and mortgages, particularly those with complex estate planning needs requiring professional trust administration. The primary limitation is geographic—membership eligibility is restricted to specific Texas service areas, making it inaccessible to out-of-state consumers despite its comprehensive product range.
Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.
Google rating from 1,135 reviews
Profile signals: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships
Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model.
Google rating from 803 reviews
Profile signals: Lubbock-area residents seeking competitive loan rates and personalized service from a member-owned institution, Homebuyers interested in listed mortgage programs (FHA, VA, USDA, construction, self-employed loans) with dedicated loan officers
Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees.
Google rating from 1,765 reviews
Profile signals: San Antonio area residents and military personnel seeking credit union banking, Consumers wanting NCUA-insured deposits and competitive loan rates
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Randolph-Brooks and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.