R J Cash II in Miami Gardens, FL
R.J. Cash is a Miami Gardens pawn shop offering collateral-based loans, item purchases, and appraisals with extended weekday hours and competitive pricing.
Data compiled from public sources · Rating from CreditDoc methodology
R J Cash II Review
R.J. Cash Pawn Shop operates from a single location in Miami Gardens, Florida, serving the local community with traditional pawn lending services. The business has established a presence on lending directories and maintains a 3.5-star rating based on 22 customer reviews. Operating since at least the time of their current web listing, the shop functions as a neighborhood financial service provider for residents needing quick access to cash through collateral-based transactions.
The company offers pawn loans against personal items as collateral, purchases of used goods at quoted prices, and professional appraisals of items brought in by customers. Their service model allows customers to either pledge items for short-term loans or sell items outright. The business accepts various types of collateral typical of pawn operations, including jewelry and other valuables. Operating hours accommodate working customers with weekday availability until 5:30 PM and Saturday service until 5 PM.
Customer testimonials highlight genuine appraisal services and fair pricing when purchasing items, with reviewers noting helpful and friendly staff interactions. The shop distinguishes itself through emphasis on transparent valuations and customer service quality rather than aggressive lending terms. Their pricing approach is characterized by offering competitive amounts both for loans against collateral and for outright purchases of items.
As a single-location pawn shop, R.J. Cash serves a localized market and lacks the infrastructure of larger lending platforms. Customer reviews are limited in volume, and there is no indication of online lending capabilities or remote application processes. The business operates on traditional pawn shop economics, dependent on foot traffic and local customer awareness rather than digital marketing or nationwide reach.
Services & Features
Feature Checklist
Pros & Cons
Pros
- Professional appraisals of items before lending or purchase
- Friendly and helpful staff according to customer testimonials
- Competitive pricing when purchasing customer items
- Fair loan valuations that give customers 'money worth'
- Extended weekday hours (9 AM–5:30 PM) accommodating working customers
- Saturday availability until 5 PM for weekend access
- Genuine service focus emphasized in customer reviews
Cons
- Limited to single physical location in Miami Gardens with no online lending
- Small review base (22 reviews) with limited customer feedback volume
- Pawn lending carries higher effective costs than traditional personal loans
- No indication of digital application process or remote service capability
- Closed Sundays, limiting weekend access for some customers
Rating Breakdown
Frequently Asked Questions
Is R J Cash II legitimate?
Yes. R J Cash II is a registered company, headquartered in 4522 NW 183rd St, Miami Gardens, FL 33055.
Quick Facts
- Headquarters
- 4522 NW 183rd St, Miami Gardens, FL 33055
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on R J Cash II
R.J. Cash is best for Miami Gardens-area residents who need immediate cash and own items of value they can pledge as collateral, or who want to sell used items locally. The main caveat is that pawn lending carries significantly higher effective costs than payday loans or personal loans, and the single-location model means service is restricted to in-person visits in one neighborhood.
Best For
- Local Miami Gardens residents needing quick cash against collateral
- Customers looking to sell used items or jewelry at fair market value
- People preferring face-to-face appraisal and negotiation with local business owner
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