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Premier Credit Union is a member-owned financial institution serving central Iowa with checking, savings, loans, and wealth management services.
Data compiled from public sources
Premier Credit Union operates as a not-for-profit, member-owned financial institution serving Des Moines, Ames, and central Iowa communities. The credit union is federally insured through NCUA and maintains physical branch locations including a newly opened Ankany branch offering full-service banking capabilities.
Premier offers a comprehensive suite of financial products including high-yield checking accounts (up to 6.00% APY), savings accounts, youth accounts, certificates of deposit (up to 4.00% APY), auto loans (APR as low as 4.99%), home loans, HELOCs (home equity lines of credit), personal loans, and wealth management services. They also provide mortgage rate relief programs through partnership with the Federal Home Loan Bank of Des Moines, offering eligible homebuyers rates up to 1.5% below current market rates. Members can access services via mobile app, online banking, and physical branches.
Premier distinguishes itself through competitive promotional rates, local decision-making, member referral rewards programs, dedicated wealth management services with listed advisors, and community-focused initiatives like educational resources for young savers and college preparation tools. The credit union emphasizes personalized service and locally-based support.
As a credit union, Premier operates on a member-benefit model rather than shareholder profit maximization. The organization appears well-established with multiple locations and service expansions. However, detailed fee schedules and complete product terms are not fully accessible through available website content due to technical blocks on their rates and fees page.
This is state-level context for Credit Unions consumers in Des Moines, IA. It does not confirm that Premier or this specific location is licensed.
State regulator
Iowa Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Premier offers 13 services including Premier Checking accounts with promotional APY rates, Savings accounts, Youth/young saver accounts, Certificates of Deposit (CDs), Auto loans, and 8 more.
Premier has profile signals associated with Central Iowa residents seeking rate claims to verify on checking, savings, and auto loans, Homeowners interested in HELOCs or mortgage refinancing with local relationship banking, Members prioritizing credit union membership benefits and community-focused lending, Families looking for youth accounts and financial education resources.
Key strengths: High-yield checking account offering 6.00% APY with debit card usage requirements; Competitive CD rates up to 4.00% APY; Auto loan rates as low as 4.99% APR. Areas to consider: Full rate and fee schedules not accessible on website (Cloudflare blocks detailed pricing pages); Geographic limitation to central Iowa region reduces accessibility for out-of-area members.
In the Credit Unions category, comparable providers include Aegis, Casebine Community, Cent. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Premier Credit Union is profile signals for central Iowa residents and homeowners seeking rate claims to verify on deposit accounts, auto loans, and mortgages with personalized, local service. The primary caveat is geographic limitation to central Iowa and dependence on collateral/home equity for some premium loan products; prospective members should confirm the specific requirements and restrictions on advertised promotional rates (6.00% checking, mortgage relief programs) before opening accounts.
Aegis Credit Union is a locally owned, member-focused credit union serving 3,500+ families in Clinton, Iowa since 1979, offering checking, savings, loans, and online banking.
Profile signals: Clinton, Iowa residents and surrounding communities seeking local banking relationships, Members prioritizing community-based decision-making over corporate banking structures
Casebine Community is a member-owned credit union offering digital banking, loans, HELOCs, and community development services with routing number 273972761.
Profile signals: Community members seeking credit union membership with community development focus, Spanish and Portuguese-speaking individuals needing multilingual financial services
CENT Credit Union is a member-owned financial cooperative operating since 1965, offering banking services across three Iowa locations with a mission to provide outstanding financial services.
Profile signals: Residents of Mason City, Le Mars, or Emmetsburg, Iowa seeking local banking relationships, Community-minded individuals who prefer member-owned cooperatives over corporate banks
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