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PLS Check Cashers in Tucson, AZ

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At 6470 S 12th Ave in Tucson, AZ, PLS Check Cashers offers 24/7 check cashing services.

Data compiled from public sources

PLS Check Cashers Review

Located at 6470 S 12th Ave in Tucson, Arizona, PLS Check Cashers is a standalone check cashing location operating 24 hours a day, seven days a week. This Tucson storefront serves the community with convenient access to essential financial services throughout the day and night.

PLS Check Cashers at this Tucson, AZ location specializes in check cashing services for both personal and business checks. You can reach the location at +1 520-807-4500 to verify documents needed or ask about current services.

For residents of Tucson seeking immediate check cashing services, this location's 24/7 availability means you can deposit or cash checks at any time. Bring a valid government-issued photo ID, and the staff will process your check quickly. Whether you're in the area early morning or late night, this South 12th Ave location provides the financial services you need.

Services & Features

Bill Pay
Check Cashing
Fax, Copy, and ATMs
Foreign Currency Exchange
Government Benefits access
License Plates and City Stickers
Money Orders
Notary Services
Ria Money Transfer (international wire transfers)
Title Transfers
Vehicle Registration and Renewals
Xpectations! PLUS Prepaid Debit Mastercard

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Open 24/7 for all service categories including money, transportation, and business services
  • Offers vehicle registration, title transfers, and license plates as a DMV alternative
  • Ria Money Transfer available for international wire transfers
  • Xpectations! PLUS Prepaid Debit Mastercard with mobile app for unbanked customers
  • Notary services available in-store for wills, deeds, power of attorney, and more
  • Multi-state presence across 12 states providing consistency for relocating customers
  • Foreign currency exchange available alongside domestic financial services

Cons

  • Fee schedules for check cashing and other services are not disclosed on the website
  • No loan, credit, or savings products offered — limited for building financial health
  • Services require physical branch visits; no apparent online or remote service options
  • Vehicle registration services may only be available in select states where PLS is licensed as an agent

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Tucson, AZ. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 12 services including Check Cashing, Money Orders, Bill Pay, Ria Money Transfer (international wire transfers), Government Benefits access, and 7 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked individuals who need immediate check cashing without a bank account, Consumers needing vehicle registration or title transfers outside of DMV hours, Immigrant communities sending remittances abroad via Ria Money Transfer, Night-shift or weekend workers who need financial services outside standard banking hours.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: Open 24/7 for all service categories including money, transportation, and business services; Offers vehicle registration, title transfers, and license plates as a DMV alternative; Ria Money Transfer available for international wire transfers. Areas to consider: Fee schedules for check cashing and other services are not disclosed on the website; No loan, credit, or savings products offered — limited for building financial health.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6470 S 12th Ave, Tucson, AZ 85706
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS is best suited for unbanked or underbanked consumers who need same-day check cashing, bill payment, or vehicle registration outside standard business hours. The 24/7 model and DMV-equivalent services are genuine differentiators, but the absence of published fees and no credit-building products mean it should be used for transactional convenience rather than as a path to financial improvement.

Profile Signals

  • Unbanked or underbanked individuals who need immediate check cashing without a bank account
  • Consumers needing vehicle registration or title transfers outside of DMV hours
  • Immigrant communities sending remittances abroad via Ria Money Transfer
  • Night-shift or weekend workers who need financial services outside standard banking hours
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Tucson, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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