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PLS Check Cashers in Tucson, AZ

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Tucson, AZ's PLS Check Cashers location at 3563 N Stone Ave Suite 131 offers 24/7 check cashing and payday advances.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers stands at 3563 N Stone Ave Suite 131 in Tucson, Arizona, a standalone financial services location open around the clock. This Tucson check-cashing shop operates 24 hours a day, 7 days a week, making it a reliable resource for residents and visitors needing after-hours cash services.

At this Tucson location, customers can access check cashing, payday advances, money transfers, and bill payment services. The staff is available to assist with your financial needs at any time by calling +1 520-292-2274.

Whether you're an early-morning shift worker, a late-night traveler, or simply need weekend check-cashing in Tucson, AZ, this 24-hour PLS location eliminates the typical banking hours constraint. Bring your ID and the check you need cashed for quick service.

Services & Features

ATM access
Bill payment
Cash and coin exchange
Check cashing
Fax and copy services
Foreign exchange
Government benefits access
License plate processing
Money orders
Notary services
Phone top-ups
Ria Money Transfer
Title transfers
Vehicle registration and renewals
Xpectations! PLUS Debit Mastercard

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 operating hours for all service categories including check cashing and bill pay
  • Multi-state presence across 12 states with store locator functionality on website
  • Integrated services offering check cashing, money orders, government benefits access, and foreign exchange at same locations
  • Proprietary Xpectations! PLUS Debit Mastercard with mobile app for account management
  • Transportation services (registration, title transfers, license plates) co-located with financial services for convenience
  • Government benefits access and Ria Money Transfer services for underserved populations
  • Notary services, fax, copy, and ATM access available at locations

Cons

  • No fee schedule disclosed on website for check cashing, money orders, or other services
  • No pricing transparency or cost comparison information provided to help consumers evaluate rates
  • Recent privacy policy updates require consumer agreement but lack detailed explanation of data usage changes
  • No information about check acceptance criteria, limits, or restrictions
  • Limited online functionality—primarily a physical location-based service with no indication of mobile check deposit or remote services

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Tucson, AZ. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 15 services including Check cashing, Money orders, Bill payment, Ria Money Transfer, Government benefits access, and 10 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked and underbanked consumers needing immediate check cashing access outside traditional banking hours, Individuals requiring multiple services (check cashing, bill pay, money transfer) at a single location, Consumers in underserved communities needing government benefits access and financial services, Drivers requiring vehicle registration, title transfers, and license plate services combined with financial services.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: 24/7 operating hours for all service categories including check cashing and bill pay; Multi-state presence across 12 states with store locator functionality on website; Integrated services offering check cashing, money orders, government benefits access, and foreign exchange at same locations. Areas to consider: No fee schedule disclosed on website for check cashing, money orders, or other services; No pricing transparency or cost comparison information provided to help consumers evaluate rates.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3563 N Stone Ave Ste 131, Tucson, AZ 85705
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for unbanked and underbanked consumers who need 24/7 access to check cashing, bill payment, and money transfer services without traditional banking relationships. The primary caveat is the complete lack of fee disclosure on the website, making it impossible for consumers to compare costs against competitors before visiting a location—prices should be verified directly by calling 773-342-0995 or visiting in person.

Profile Signals

  • Unbanked and underbanked consumers needing immediate check cashing access outside traditional banking hours
  • Individuals requiring multiple services (check cashing, bill pay, money transfer) at a single location
  • Consumers in underserved communities needing government benefits access and financial services
  • Drivers requiring vehicle registration, title transfers, and license plate services combined with financial services
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Tucson, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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