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New York's PLS Check Cashers at 37 W 43rd St offers 24-hour check cashing services in Midtown Manhattan.
Data compiled from public sources
PLS Check Cashers operates 24/7 at 37 W 43rd St in the heart of Midtown Manhattan, New York. Located between Eighth and Ninth avenues, this check-cashing location serves the neighborhood's residents and businesses around the clock, making it accessible whenever you are researching short-term cash access or check services.
This New York location accepts personal checks, business checks, government checks, and offers money orders, wire transfers, and bill payment services. You can reach them at +1 212-869-0688 to confirm documents needed or ask about current fees before visiting.
For New York residents and workers in Midtown, having a 24-hour check-cashing location in this central NY spot means you're never far from short-term cash access. Bring your ID and the check you want to cash; processing is typically immediate. PLS Check Cashers focuses on straightforward, fast check cashing rather than retail banking.
This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that PLS Check Cashers or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
PLS Check Cashers offers 14 services including Check Cashing, Money Orders, Bill Pay, Ria Money Transfer (international remittances), Government Benefits Processing, and 9 more.
PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers who are researching short-term cash access from payroll or government checks, People who need financial services during nights, weekends, or holidays when banks are closed, Illinois residents who need vehicle registration renewals or title transfers alongside check cashing, Immigrants or remittance senders who need in-person international money transfer services.
Key strengths: All five service categories — including check cashing, DMV services, and debit cards — are open 24/7; Vehicle registration, title transfers, and license plate services available on-site — unusual for a check casher; Ria Money Transfer integration enables international remittances in-store. Areas to consider: Check cashing fee schedule is not disclosed on the website — customers must visit in person to learn costs; No traditional banking products offered (no savings accounts, no checking accounts, no loans listed).
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
PLS Check Cashers is profile signals for unbanked or underbanked consumers who need immediate check cashing, bill payment, or DMV services outside traditional banking hours. The 24/7 availability and unusually broad service mix — including vehicle registration and notary services — make it a practical one-stop shop for off-hours financial needs. The main caveat is that fee structures are not published online, and regular reliance on check cashing services typically costs more over time than maintaining a basic bank or credit union account.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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