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PLS Check Cashers in Mesa, AZ

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At 1152 E Broadway Rd in Mesa, AZ, PLS Check Cashers delivers 24-hour check cashing and cash advance services.

Data compiled from public sources

PLS Check Cashers Review

Located at 1152 E Broadway Rd in Mesa, AZ, this PLS Check Cashers branch operates as a standalone check cashing facility. Open 24 hours, seven days a week—even on holidays—this Mesa location serves customers whenever they need financial services. The Broadway corridor in Mesa is easily accessible by both vehicle and foot traffic.

This Mesa-area PLS Check Cashers provides check cashing, cash advances, bill payments, money transfers, and related financial services. The experienced staff handle everything from personal checks to payroll and government benefit checks. Contact the 1152 E Broadway Rd location directly at +1 480-610-0800 for service details or rates.

For residents of Mesa needing quick access to cash without waiting for bank hours, this 24-hour PLS Check Cashers location is a practical choice. Bring a valid photo ID and the check or documents you wish to process. PLS Check Cashers provides accessible financial services to communities throughout Arizona.

Services & Features

ATMs
Bill Pay
Check Cashing
City Stickers & Transit Cards
Fax & Copy
Foreign Currency Exchange
Government Benefits Processing
License Plates
Money Orders
Notary Services
Phone Top-Ups
Ria Money Transfer (international remittance)
Title Transfers
Vehicle Registration & Renewals
Xpectations! PLUS Debit Mastercard (prepaid)
Xpectations! PLUS Mobile App

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • All services available 24/7 — including check cashing, bill pay, and debit card access
  • Vehicle registration renewals, title transfers, and license plate services eliminate a separate DMV visit
  • Ria Money Transfer integration for international wire transfers in-store
  • Xpectations! PLUS Debit Mastercard gives unbanked customers a reloadable card with mobile app
  • Foreign currency exchange available at the same location
  • Notary services for wills, deeds, trusts, and power of attorney documents
  • Government benefits processing (EBT and similar) supported

Cons

  • Check cashing fees are percentage-based (industry standard) and not disclosed on the website — must inquire in person or by phone
  • No credit products, savings accounts, or FDIC-insured deposits — not a substitute for banking
  • Fee structures for money orders, foreign exchange, and Ria transfers are not published online
  • Xpectations! Debit Mastercard likely carries maintenance or reload fees typical of prepaid cards
  • Services and hours may vary by location despite '24/7' branding at the listed store

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Mesa, AZ. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 16 services including Check Cashing, Money Orders, Bill Pay, Ria Money Transfer (international remittance), Government Benefits Processing, and 11 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers researching short-term cash access from paper checks, People who need vehicle registration or title transfer services outside standard DMV hours, Immigrants or workers sending money internationally via Ria Money Transfer, Consumers needing multiple financial and administrative tasks handled in a single stop.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: All services available 24/7 — including check cashing, bill pay, and debit card access; Vehicle registration renewals, title transfers, and license plate services eliminate a separate DMV visit; Ria Money Transfer integration for international wire transfers in-store. Areas to consider: Check cashing fees are percentage-based (industry standard) and not disclosed on the website — must inquire in person or by phone; No credit products, savings accounts, or FDIC-insured deposits — not a substitute for banking.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1152 E Broadway Rd, Mesa, AZ 85204
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for unbanked or underbanked consumers who need immediate check cashing, bill payment, or international money transfers — especially those who also need vehicle registration or title services outside DMV hours. The 24/7 availability is a genuine differentiator. The main caveat is that all services carry fees that are not disclosed online, and PLS offers no path to credit building or savings — making it a transactional tool, not a financial foundation.

Profile Signals

  • Unbanked or underbanked consumers researching short-term cash access from paper checks
  • People who need vehicle registration or title transfer services outside standard DMV hours
  • Immigrants or workers sending money internationally via Ria Money Transfer
  • Consumers needing multiple financial and administrative tasks handled in a single stop
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Mesa, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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