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USA Check Center (formerly Check Center)
Contact
BBB:
Part of the PLS Check Cashers chain · locations
PLS Check Cashers in Louisville, KY
Louisville, KY's PLS Check Cashers at 3301 Bardstown Rd offers 24-hour check cashing and financial services.
Data compiled from public sources · Rating from CreditDoc methodology
PLS Check Cashers Review
PLS Check Cashers operates 24/7 at 3301 Bardstown Rd in Louisville, KY, making it a convenient option for customers needing check cashing services at any hour. Open around the clock every day of the week, this standalone location serves the Louisville community with reliable financial services.
The Bardstown Rd location in Louisville offers check cashing, money transfers, bill payments, and other financial services. Call +1 502-479-3554 to speak with a representative about specific services available or to confirm details about what's needed for your transaction.
Whether you need emergency cash in Louisville, KY or regular check cashing services, this 24-hour location on Bardstown Rd is available whenever you need it. Bring a valid government-issued ID and your check, and you'll be ready for a quick transaction at PLS Check Cashers.
Services & Features
ATM Access
Bill Payment
Check Cashing
Fax and Copy Services
Foreign Exchange
Government Benefits Processing and Direct Deposit
License Plate Services
Money Orders
Notary Services
PLS For Business Services
Phone Top-Ups
Ria Money Transfer (international wire transfers)
Title Transfers
Vehicle Registration & Renewals
Xpectations! PLUS Debit Mastercard
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 24/7 operating hours at all locations for maximum accessibility and convenience
- Multi-state presence across 12 states with established location networks
- Integrated vehicle services (registration, renewals, title transfers, license plates) beyond typical check-cashing
- International money transfer through Ria Money Transfer partnership
- Branded prepaid debit card (Xpectations! PLUS Mastercard) with mobile app for account management
- Government benefits processing services for direct deposit and benefit recipients
- Notary services available at locations for document authentication needs
Cons
- Check-cashing fees add costs compared to maintaining a traditional bank account
- Limited to 12 states—significant geographic restriction for multi-state consumers
- No credit-building products or credit-related services despite operating in financial services
- Privacy policy updates indicate data collection practices that may concern privacy-conscious consumers
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is PLS Check Cashers legitimate?
Yes. PLS Check Cashers is a registered company, headquartered in 3301 Bardstown Rd, Louisville, KY 40218.
Quick Facts
- Headquarters
- 3301 Bardstown Rd, Louisville, KY 40218
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on PLS Check Cashers
PLS Check Cashers is best for unbanked consumers and those without traditional bank access who need 24/7 check cashing and bill payment services, particularly in the 12 served states. The main caveat is that check-cashing services involve transaction fees that make them more expensive than bank accounts, and the company offers no credit-building products—it functions purely as a transaction facilitator, not a credit solution.
Best For
- Unbanked and underbanked consumers needing immediate check access without bank accounts
- Consumers in 12-state service area requiring 24/7 convenient financial transactions
- Vehicle owners needing integrated registration, renewal, and title transfer services
- International money senders using Ria Money Transfer for remittances
Updated 2026-04-29
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