U
USA Check Center (formerly Check Center)
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Part of the PLS Check Cashers chain · locations
PLS Check Cashers in Indianapolis, IN
Indianapolis, IN's 24-hour PLS Check Cashers at 2335 E 38th St provides fast check cashing and financial services.
Data compiled from public sources · Rating from CreditDoc methodology
PLS Check Cashers Review
PLS Check Cashers is located at 2335 E 38th St in Indianapolis, IN, on the east side of the city. This standalone location is open 24 hours a day, 7 days a week, making it convenient whenever you need check cashing services. The Indianapolis location is easy to access and provides reliable financial services to the local community.
At this Indianapolis location, you can cash checks, get payday loans, and access other financial services. The staff is available around the clock to help with your check cashing needs. For more information or to ask about specific services, call +1 317-931-8000.
Whether you need to cash a paycheck quickly or access emergency funds in Indianapolis, IN, this location provides 24/7 service. Be sure to bring a valid government-issued ID when visiting. PLS Check Cashers has served Indianapolis residents for years with fast, reliable check cashing.
Services & Features
ATMs
Bill Pay
Check Cashing
City Stickers & Transit Cards
Fax & Copy
Foreign Currency Exchange
Government Benefits Processing
Money Orders
Notary Services
Phone Top-Ups
Ria Money Transfer (international remittances)
Title Transfers & License Plates
Vehicle Registration & Renewals (Illinois)
Xpectations PLUS Debit Mastercard
Xpectations PLUS Mobile App
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- All service categories — money, transportation, debit card, business, other — listed as open 24/7
- Ria Money Transfer available in-store for international remittances without a separate visit
- Illinois locations handle vehicle registration, title transfers, and license plates — saving a DMV trip
- Xpectations PLUS Debit Mastercard with mobile app gives unbanked consumers a card-based alternative
- Foreign exchange available for currency conversion needs
- Government benefits processing available at the same location
- Notary services available for wills, deeds, power of attorney, and legal documents
Cons
- Check cashing fees are not disclosed on the website — consumers must visit a store to learn the cost
- No lending or credit products offered — not useful if you need cash beyond what a check provides
- Primarily serves high-cost transactional needs; consumers with a bank account will find cheaper alternatives for most services
- Foreign exchange rates and money transfer fees are not published online
- Xpectations debit card terms, fees, and conditions are not detailed on the public site
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is PLS Check Cashers legitimate?
Yes. PLS Check Cashers is a registered company, headquartered in 2335 E 38th St, Indianapolis, IN 46218.
Quick Facts
- Headquarters
- 2335 E 38th St, Indianapolis, IN 46218
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on PLS Check Cashers
PLS Check Cashers is best for unbanked consumers or anyone who needs immediate check access, bill payment, or international money transfers at any hour of the day. Illinois residents also benefit from the in-store DMV-equivalent services. The main caveat is that fees for check cashing and transfers are not disclosed publicly and are typically higher than what a bank or credit union would charge, making this a convenience play rather than a cost-efficient one.
Best For
- Unbanked or underbanked consumers who need immediate cash from a paycheck or government check
- Illinois residents needing vehicle registration renewals or title transfers without a weekday DMV visit
- Consumers sending money internationally via Ria Money Transfer
- Night-shift workers or anyone needing financial services outside standard banking hours
Updated 2026-04-29
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