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PLS Check Cashers in Indianapolis, IN

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Indianapolis, IN's 24-hour PLS Check Cashers at 2335 E 38th St provides fast check cashing and financial services.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers is located at 2335 E 38th St in Indianapolis, IN, on the east side of the city. This standalone location is open 24 hours a day, 7 days a week, making it convenient whenever you need check cashing services. The Indianapolis location is easy to access and provides reliable financial services to the local community.

At this Indianapolis location, you can cash checks, get payday loans, and access other financial services. The staff is available around the clock to help with your check cashing needs. For more information or to ask about specific services, call +1 317-931-8000.

Whether you need to cash a paycheck quickly or access short-term funds in Indianapolis, IN, this location provides 24/7 service. Be sure to bring a valid government-issued ID when visiting. PLS Check Cashers has served Indianapolis residents for years with fast, reliable check cashing.

Services & Features

ATMs
Bill Pay
Check Cashing
City Stickers & Transit Cards
Fax & Copy
Foreign Currency Exchange
Government Benefits Processing
Money Orders
Notary Services
Phone Top-Ups
Ria Money Transfer (international remittances)
Title Transfers & License Plates
Vehicle Registration & Renewals (Illinois)
Xpectations PLUS Debit Mastercard
Xpectations PLUS Mobile App

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • All service categories — money, transportation, debit card, business, other — listed as open 24/7
  • Ria Money Transfer available in-store for international remittances without a separate visit
  • Illinois locations handle vehicle registration, title transfers, and license plates — saving a DMV trip
  • Xpectations PLUS Debit Mastercard with mobile app gives unbanked consumers a card-based alternative
  • Foreign exchange available for currency conversion needs
  • Government benefits processing available at the same location
  • Notary services available for wills, deeds, power of attorney, and legal documents

Cons

  • Check cashing fees are not disclosed on the website — consumers must visit a store to learn the cost
  • No lending or credit products offered — not useful if you need cash beyond what a check provides
  • Primarily serves high-cost transactional needs; consumers with a bank account will find cheaper alternatives for most services
  • Foreign exchange rates and money transfer fees are not published online
  • Xpectations debit card terms, fees, and conditions are not detailed on the public site

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Indianapolis, IN. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Indiana Department of Financial Institutions

Money services context in Indiana

Short-term lending status: Legal

General rate context: 36% for first $2,000 (small loans); payday loans capped at $605 with tiered fees

Indiana allows payday lending with a $605 cap and tiered fee structure. A statewide database prevents excessive borrowing. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the DFI or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday loans capped at $605 with tiered fee structure: 15% on first $250, 13% on $251-$400, 10% on $401-$605.
  • Borrowers may have up to two payday loans simultaneously but not from the same lender.
  • A statewide database tracks all payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 15 services including Check Cashing, Money Orders, Bill Pay, Ria Money Transfer (international remittances), Government Benefits Processing, and 10 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers who are researching short-term cash access from a paycheck or government check, Illinois residents needing vehicle registration renewals or title transfers without a weekday DMV visit, Consumers sending money internationally via Ria Money Transfer, Night-shift workers or anyone needing financial services outside standard banking hours.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: All service categories — money, transportation, debit card, business, other — listed as open 24/7; Ria Money Transfer available in-store for international remittances without a separate visit; Illinois locations handle vehicle registration, title transfers, and license plates — saving a DMV trip. Areas to consider: Check cashing fees are not disclosed on the website — consumers must visit a store to learn the cost; No lending or credit products offered — not useful if you need cash beyond what a check provides.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express - ATM, ACE Cash Express, Checks Cashed Loans Pay Bills. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2335 E 38th St, Indianapolis, IN 46218
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for unbanked consumers or anyone who needs immediate check access, bill payment, or international money transfers at any hour of the day. Illinois residents also benefit from the in-store DMV-equivalent services. The main caveat is that fees for check cashing and transfers are not disclosed publicly and are typically higher than what a bank or credit union would charge, making this a convenience play rather than a cost-efficient one.

Profile Signals

  • Unbanked or underbanked consumers who are researching short-term cash access from a paycheck or government check
  • Illinois residents needing vehicle registration renewals or title transfers without a weekday DMV visit
  • Consumers sending money internationally via Ria Money Transfer
  • Night-shift workers or anyone needing financial services outside standard banking hours
Updated 2026-05-08

Similar Companies

ACE Cash Express - ATM logo

ACE Cash Express - ATM

ACE Cash Express in Indianapolis offers check cashing, payday loans, money transfers, and ATM services at their E Washington St location with extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing without a bank account, Indianapolis residents needing quick access to cash or emergency small-dollar loans

ACE Cash Express logo

ACE Cash Express

40 N Delaware St in Indianapolis, IN is home to ACE Cash Express, offering check cashing, payday loans, and money transfers.

BBB: NR

Profile signals: Consumers needing check cashing without a bank account, Those requiring bill payment services and money transfers in a single location

Checks Cashed Loans Pay Bills logo

Checks Cashed Loans Pay Bills

ACE Cash Express provides check cashing, payday loans, bill payment, and money transfer services at physical locations. No bank account required for most services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing without a bank account, International money transfer users who need to send funds to 200+ countries quickly

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Indianapolis, IN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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